The top-rated supplemental insurance agent in Westfield, Massachusetts is William J. Mis Insurance Agency, rated 4.3 stars across 73 reviews. Other highly rated options include Greylock Insurance Agency, Blue Cross Blue Shield in Westfield, Wilcox - Dowd Insurance Agency. This directory lists 11 supplemental insurance agents serving Westfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William J. Mis Insurance Agency | 156 Elm St | (413) 568-6111 |
| 2 | Greylock Insurance Agency | 5 Court St | (413) 562-2304 |
| 3 | Blue Cross Blue Shield in Westfield | 3 Spring St | (833) 961-0561 |
| 4 | Wilcox - Dowd Insurance Agency | 75 Broad St | (413) 538-7444 |
| 5 | Anthony Martinez: Allstate Insurance | 30 Court St Ste 3 | (413) 642-2828 |
| 6 | CHI Insurance Agency Inc. | 72 Franklin St | (413) 562-3604 |
| 7 | SafecoShield Insurance LLC | 5 E Silver St | (413) 345-2122 |
| 8 | Lawler Insurance Agency | 420 Union St unit e | (413) 450-1150 |
| 9 | Berkshire Insurance Group | 31 Court St #2 | (866) 636-0244 |
| 10 | Bamford Insurance | 162 Elm St | (413) 568-7890 |
William J. Mis Insurance Agency serves the Westfield, Massachusetts area as a local supplemental insurance agent. This agency offers policies designed to cover gaps in primary health insurance, helping clients manage out-of-pocket costs. They assist residents with plans that provide additional financial protection for everyday medical needs or unforeseen health events. The agency’s work includes explaining different supplemental options so individuals can choose coverage that fits their specific situation. It handles services such as accident insurance and hospital indemnity plans in this region.
Greylock Insurance Agency in Westfield, Massachusetts is known for helping local residents secure supplemental insurance coverage. Its services aim to fill gaps left by primary health plans, offering financial protection for unexpected medical costs and daily living expenses. Policy options are designed to support individuals managing conditions like critical illness or injury. The agency can also add a dedicated accidental death and dismemberment policy to an existing package for broader coverage.
Homeowners, property managers, and small businesses in Westfield, Massachusetts, turn to Blue Cross Blue Shield in Westfield for supplemental insurance coverage. The agent helps clients secure policies that complement existing health plans, offering options for accident, critical illness, and hospital indemnity. These plans assist with out-of-pocket costs and provide financial protection during unexpected medical events. Services include personalized policy reviews and enrollment guidance in the Westfield area. The agency also serves clients in the nearby communities of Southwick and Agawam.
Wilcox - Dowd Insurance Agency provides supplemental insurance coverage designed to fill gaps left by major medical plans. Their services include offering policies for hospital stays, accident recovery, and critical illness events. The agency maintains active service relationships with clients, assisting with claims filing and plan adjustments as health needs change. Policyholders receive guidance on coordinating supplemental benefits with existing health coverage. The agency typically serves Westfield residents and local commercial clients, including single-family homeowners, apartment dwellers, retail shop owners, and independent restaurant operators.
Anthony Martinez: Allstate Insurance serves Westfield, Massachusetts, and the surrounding communities in Hampden County. As a supplemental insurance agent, the agency handles products designed to help cover gaps left by primary health or life coverage. It manages policies such as accident, critical illness, and hospital indemnity plans. To handle a typical job, the office assesses each client's existing coverage, identifies specific gaps in their protection, and presents clearly explained options that align with their personal circumstances and budget.
CHI Insurance Agency Inc. serves Westfield, Massachusetts, as a local source for supplemental insurance policies. Such coverage helps individuals bridge gaps left by primary health plans, addressing out-of-pocket expenses for medical events. Residents may secure financial protection against costs from hospital stays, accidents, or critical illnesses. The agency guides clients in evaluating these specialized plans to match their specific healthcare needs. Its common services include arranging Medicare Supplement insurance to reduce seniors’ medical bills. It also sells hospital indemnity plans for fixed cash payments during inpatient care.
SafecoShield Insurance LLC in Westfield, MA helps clients choose between one-time supplemental coverage options, such as short-term gap plans, and recurring policies like monthly Medicare supplements. They assist by explaining how these fill gaps left by primary insurance, covering costs like deductibles or copays. Supplemental agents in this area also evaluate local healthcare needs to recommend suitable plans. Their services are offered on an as-needed basis, allowing clients to request guidance when reviewing coverage around annual enrollment periods.
Lawler Insurance Agency in Westfield, Massachusetts provides supplemental insurance policies designed to cover gaps left by primary health coverage. Its service options include helping clients select appropriate plans for medical or accident-related expenses and assisting with claims navigation. The agency offers ongoing support to ensure clients understand their benefits and any policy changes over time. It services single-family homes, apartments, retail, and restaurants in the Westfield area.
Berkshire Insurance Group serves homeowners, businesses, and property managers in Westfield, Massachusetts, by administering Supplemental Insurance policies that fill coverage gaps not addressed by standard plans. These policies help clients manage out-of-pocket costs for deductibles and uncovered medical expenses, supporting financial stability after accidents or illnesses. The agency guides clients through plan options to match personal or business needs. Its service area also extends to neighboring communities throughout the greater Westfield region, including Southwick and Holyoke.
As a supplemental insurance agent in Westfield, MA, Bamford Insurance helps clients fill coverage gaps left by major medical plans. Its specialty services include offering policies for accidents, critical illness, hospital indemnity, and dental care. These plans provide direct cash benefits to policyholders. The general service work involves assessing individual coverage needs and tailoring policies to fit specific budgets. This local agency also assists with concerns that arise during open enrollment periods, when people need quick guidance to adjust their supplemental options without disrupting their primary health coverage.
What Does a a Supplemental Insurance Agent in Westfield Cost?
The cost of a supplemental insurance agent in Westfield is usually paid through commissions from insurance companies, so you do not pay a separate fee. Medigap premiums in Massachusetts vary by plan type and insurer, typically ranging from $100 to $300 per month for most people. Costs depend on your age, health status, and the plan you choose. This is general information, not insurance advice.
About supplemental insurance agents in Westfield
Supplemental insurance agents in Westfield, Massachusetts help residents find Medigap policies and other health coverage options. Massachusetts state law requires standardized Medigap plans, including a unique Core Plan and Supplement 1 Plan. These agents can guide you through the annual Medicare Open Enrollment period and the Massachusetts-specific Medigap open enrollment window.
Frequently Asked Questions
What is a supplemental insurance agent in Westfield?
A supplemental insurance agent in Westfield helps you find Medigap or Medicare Supplement plans. These agents are licensed in Massachusetts and can explain the state-specific standardized plans available to you.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts, you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there special rules for Medigap in Massachusetts?
Yes, Massachusetts requires all Medigap plans to be standardized into three options: Core, Supplement 1, and Supplement 1A. These plans cover specific benefits like Part A coinsurance and Part B excess charges. State law also provides guaranteed issue rights in certain situations.