The top-rated supplemental insurance agent in Reading, Massachusetts is InsurePlus, rated 5.0 stars across 201 reviews. Other highly rated options include Old Heritage Insurance Agency LLC, Davis Clark & Latham Insurance Agency Inc, Gilbert Insurance Agency. This directory lists 14 supplemental insurance agents serving Reading.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsurePlus | 505 Main St | (781) 896-6096 |
| 2 | Old Heritage Insurance Agency LLC | 324 Main St | (781) 944-9930 |
| 3 | Davis Clark & Latham Insurance Agency Inc | Pleasant St #3 | (781) 944-6171 |
| 4 | Gilbert Insurance Agency | 137 Main St | (781) 942-2225 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 55 Walkers Brook Dr Suite 403 | (877) 977-1898 |
| 6 | LBP Insurance Agency | 2 Haven St UNIT 208 | (781) 779-1853 |
| 7 | Elite Pinnacle Insurance LLC | 26 Haven St | (508) 443-4531 |
| 8 | Allstate Insurance Agent: Robert Slocum | 274 Main St suite 200 | (781) 205-4374 |
| 9 | Nice Insurance Massachusetts | 1 General Way | (339) 204-6352 |
| 10 | Strong Insurance Inc | 88 Haven St | (781) 944-3559 |
InsurePlus offers a range of supplemental insurance products designed to fill gaps in standard health coverage, including accident, critical illness, and hospital indemnity plans. The company provides ongoing service through policy reviews and claims assistance to ensure clients understand their benefits year-round. Its maintenance plans include periodic check-ins to adjust coverage as healthcare needs change. InsurePlus services single-family homes, apartments, retail shops, and restaurants.
Old Heritage Insurance Agency LLC serves the Reading, Massachusetts, area as a local supplemental insurance agent. The company helps residents review and enroll in policies that cover expenses not paid by standard health or Medicare plans. Supplemental insurance typically addresses gaps for costs like deductibles, copayments, and extended care. By working directly with individual clients, the agency identifies coverage suited to specific financial and medical situations. Common policies it handles include plans for hospital indemnity and accidental injury or illness.
Homeowners, business owners, and property managers in Reading, Massachusetts turn to Davis Clark & Latham Insurance Agency Inc for supplemental insurance coverage. The agency helps clients fill gaps left by standard policies, offering solutions that address specific financial exposures and deductibles. Each consultation focuses on tailoring a plan to match individual risk profiles and property needs. This attention to detail ensures a comprehensive safety net for unexpected events. The agency also extends its services to clients in the surrounding communities of the Greater Boston metro area.
Gilbert Insurance Agency, located in Reading, Massachusetts, is known for helping local residents fill the gaps in their existing health coverage. This agency focuses on supplemental insurance policies that cover expenses beyond what primary plans provide. Clients can explore options for dental, vision, accident, or critical illness plans tailored to individual needs. The agency serves the Reading community and surrounding areas in Middlesex County. An additional specialty service it can offer is a hospital indemnity plan to provide direct cash benefits during a covered inpatient stay.
Gallagher Insurance, Risk Management & Consulting serves the Middlesex County area from its Reading, Massachusetts location. As a supplemental insurance agent, the company works with individuals to fill gaps left by primary health coverage. It helps clients manage financial risks associated with unexpected medical events by offering policies that provide additional benefits. These plans can cover costs such as deductibles and copayments. The firm specifically handles Medicare supplement plans and accident insurance policies in this region.
LBP Insurance Agency serves Reading, Massachusetts, and the surrounding communities, handling supplemental insurance options for local residents. It focuses on policies that help cover gaps left by major medical plans, such as accident, critical illness, or hospital indemnity coverage. The agency offers straightforward guidance to explain these products clearly. It typically assesses each client’s existing coverage and personal needs before recommending suitable supplemental plans from its available options.
Elite Pinnacle Insurance LLC in Reading, MA specializes in supplemental insurance policies, which differ from standard one-time health plans by offering ongoing coverage options that fill gaps left by major medical insurance. These policies typically provide cash benefits directly to policyholders for specific events like accidents or critical illnesses. As a supplemental insurance agent, the company helps clients select plans that align with their individual needs and budgets. Services are available on both a one-time enrollment and an as-needed basis for policy adjustments or claims support.
As the winter months in Reading bring an increased risk of slips and falls, residents often seek ways to protect their income during recovery. Allstate Insurance Agent Robert Slocum addresses this need by offering supplemental insurance plans that help cover costs traditional health policies may leave behind, such as deductibles or lost wages. These policies fill important financial gaps, providing localized support for those facing unexpected medical events. The process begins with a simple in-person or virtual assessment to review current coverage and identify potential gaps.
Dedicated to closing the Medicare coverage gap, Nice Insurance Massachusetts provides supplemental insurance plans that cover coinsurance, deductibles, and excess charges. In Reading, MA, it helps clients navigate the complexities of healthcare costs by comparing Part F, Part G, and Part N options. This local agent simplifies the enrollment process and explains out-of-pocket maximums in plain terms. It specifically assists seniors with prescription drug coverage changes during the annual Medicare Open Enrollment Period from October 15 through December 7.
Strong Insurance Inc works as a local supplemental insurance agent in the Reading, MA area, offering policies that fill coverage gaps left by primary health plans. The agency specializes in add-ons such as accident, critical illness, and hospital indemnity insurance to help clients manage out-of-pocket costs. Their services benefit commercial sectors like offices, warehouses, and food service businesses seeking additional protection for their operations.
What Does a a Supplemental Insurance Agent in Reading Cost?
Supplemental insurance agent services in Reading Massachusetts typically do not charge a separate fee because agents earn commissions from insurance carriers. Medigap plan premiums in Massachusetts range from about 100 to 300 dollars per month depending on age gender and plan type. Medicare Advantage plans may have low or zero monthly premiums but include cost sharing. This is general information not insurance advice.
About supplemental insurance agents in Reading
Supplemental insurance agents in Reading Massachusetts help residents navigate Medigap plans Medicare Advantage and other gap coverage options. Massachusetts law requires standardized Medigap plans and a six-month open enrollment period starting when you turn 65 or enroll in Medicare Part B. Local agents understand the unique rules of the Massachusetts Medicare landscape.
Frequently Asked Questions
What is a supplemental insurance agent in Reading Massachusetts?
A supplemental insurance agent helps you find policies that cover costs not paid by Original Medicare such as copayments coinsurance and deductibles. In Massachusetts agents must be licensed by the state Division of Insurance. They can explain Medigap plans A through N and Medicare Advantage options available in Reading.
When can I enroll in a Medigap plan in Massachusetts?
Massachusetts law provides a six-month Medigap open enrollment period that starts the month you are both 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this window you may face health questions or higher premiums.
Are there special rules for Massachusetts Medigap plans?
Yes Massachusetts standardizes Medigap plans into three core options: Core Plan Supplement 1 and Supplement 1A. These plans offer different levels of coverage for deductibles and foreign travel emergencies. All insurers in Massachusetts must offer at least the Core Plan.