The top-rated supplemental insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include David White - GEICO Insurance Agent, Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC. This directory lists 16 supplemental insurance agents serving Needham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amparo Insurance LLC | 160 Gould St | (866) 746-0004 |
| 2 | David White - GEICO Insurance Agent | 120 Highland Ave | (781) 707-9929 |
| 3 | Acrisure Needham, MA (Aronson Insurance) | 950 Highland Ave | (781) 444-3050 |
| 4 | AMD Insurance Group, LLC | 20 Chestnut St #1 | (617) 340-3151 |
| 5 | Cohen-Miles Insurance Inc | 105 Chestnut St STE 31 | (617) 489-1213 |
| 6 | Safety Northeast Insurance Agency | 648 Highland Ave | (781) 444-6790 |
| 7 | Kaplansky Insurance - Needham Branch | 10 Kearney Rd Suite 200 | (781) 453-2552 |
| 8 | Haskell Insurance Agency | 199 Chestnut St | (781) 449-2200 |
| 9 | Barry and Farrell Insurance Agency, Inc. | 61 Highland Ave | (781) 449-2400 |
| 10 | Ensured Insurance | 317 Chestnut St | (774) 340-2021 |
Amparo Insurance LLC in Needham, MA provides a range of supplemental insurance agency services, including assisting clients in selecting and enrolling in policies that cover gaps in their primary health or life coverage. It offers ongoing policy reviews and support to help individuals adjust their plans as their needs change. This ensures consistent access to financial protection for unexpected medical expenses or accident-related costs. The company serves single-family homes, apartments, retail establishments, and restaurants.
David White - GEICO Insurance Agent serves the Metro Boston area from its office in Needham, Massachusetts. The agency provides supplemental insurance coverage options for individuals and families. As a local agent, this office helps clients review their existing policies and identify gaps in protection. Typical needs include plans that help cover costs not paid by primary health insurance, such as deductibles or copays. The team also assists with stand-alone dental insurance and plans that provide cash benefits for covered hospital stays.
Acrisure Needham, MA (Aronson Insurance) serves local homeowners, businesses, and property managers seeking supplemental insurance coverage to fill gaps in their primary policies. The agency provides accident, critical illness, and hospital indemnity plans that help clients manage out-of-pocket expenses. Additional offerings include dental and vision insurance for individuals and groups. Each policy is explained clearly so customers understand their benefits. The office also covers the surrounding communities of Newton, Wellesley, and Dedham, offering convenient access for residents and business owners across the western Boston suburbs.
AMD Insurance Group, LLC in Needham, MA specializes in supplemental insurance, which covers gaps that primary health plans leave behind. One-time service options may address an immediate need for specific gap coverages, while recurring arrangements often support ongoing plan adjustments as personal medical situations evolve. Policies typically assist with costs from accidents, critical illnesses, or hospital stays. The agency works with clients on an as-needed basis, providing guidance when a new coverage gap arises or when existing supplemental benefits require review.
As the fall season brings open enrollment decisions across Needham, many residents review their existing health coverage for possible gaps. Cohen-Miles Insurance Inc addresses these shortfalls as a local supplemental insurance agent, helping clients evaluate policies that cover deductibles and out-of-pocket costs not fully paid by primary plans. With a focus on clear, independent guidance, the team explains options like accident, critical illness, or hospital indemnity plans. The process begins with a complimentary assessment of an individual’s current coverage and monthly budget.
Safety Northeast Insurance Agency specializes in supplemental insurance coverage for individuals seeking to fill gaps left by primary health plans in the Needham, MA area. It offers policies designed to address out-of-pocket costs, including copays and deductibles, while supporting clients through the application and claims processes. The agency works with local residents facing coverage needs during seasonal changes, such as winter weather months when accidents or illnesses more frequently disrupt normal routines.
Kaplansky Insurance - Needham Branch serves clients in Needham, Massachusetts, and the surrounding communities. It handles supplemental insurance, which typically covers gaps left by primary health or Medicare plans. These policies often include dental, vision, accident, or critical illness coverage to help with out-of-pocket expenses. For a typical job, the agency first reviews an individual's existing coverage and specific needs, then presents clear policy options that align with their budget and lifestyle.
Haskell Insurance Agency in Needham assists individuals and businesses with essential insurance coverage. It specializes in supplemental insurance policies that help fill gaps left by standard plans. These additional protections can offer financial support for unexpected medical costs or income loss. The agency works with a range of commercial sectors, including professional offices, industrial warehouses, and food service operations.
Barry and Farrell Insurance Agency, Inc. serves residents in Needham, MA, with supplemental insurance policies designed to fill gaps in primary health coverage. The agency also assists local business owners with commercial plans to protect their operations. Their service area covers the surrounding communities. Each policy is tailored to the individual’s specific needs. The agency maintains ongoing relationships with clients, following up after a claim is filed and providing routine check-ins between annual enrollment periods.
Ensured Insurance, a supplemental insurance agency serving the Needham, MA area, focuses on helping clients cover out-of-pocket expenses not paid by primary medical policies. Its services typically include options for accident, critical illness, and hospital indemnity plans. These policies can provide cash benefits for deductibles, copays, and everyday costs during recovery. The agency additionally offers specialized dental and vision coverage to address routine care needs that major medical plans often exclude.
What Does a a Supplemental Insurance Agent in Needham Cost?
Supplemental insurance costs in Massachusetts vary by plan type and your age. Medigap Plan A premiums typically range from $100 to $200 per month while more comprehensive plans like Plan G can cost $200 to $400 per month. Some insurers use attained-age pricing meaning premiums increase as you get older. Costs also depend on your zip code in Needham and whether you qualify for discounts. This is general information not insurance advice.
About supplemental insurance agents in Needham
Supplemental insurance agents in Needham Massachusetts help residents fill gaps in their primary health coverage. These agents can guide you through Medigap plans which are standardized by Massachusetts law under the Commonwealths unique Medicare supplement regulations. Working with a local agent ensures you understand how state-specific rules like the annual open enrollment period apply to your situation.
Frequently Asked Questions
What is a supplemental insurance agent in Needham?
A supplemental insurance agent in Needham helps you buy policies that cover costs not paid by Medicare or your primary health plan. They explain options like Medigap plans A through N which are regulated by the Massachusetts Division of Insurance.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period insurers may require health questions.
Are there special rules for supplemental insurance in Massachusetts?
Yes Massachusetts has a unique annual enrollment period from October 15 to December 7 for changing Medigap plans. Also the state requires guaranteed issue rights for certain situations like losing employer coverage. An agent can explain these protections.