The top-rated supplemental insurance agent in Middleborough, Massachusetts is Patriot Growth Insurance Services (FBinsure) - Middleboro, rated 4.8 stars across 89 reviews. Other highly rated options include T.M. Ryder Insurance Agency, Inc., Kevin Sullivan Insurance, Barnicoat Insurance Inc. This directory lists 18 supplemental insurance agents serving Middleborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Patriot Growth Insurance Services (FBinsure) - Middleboro | 148 W Grove St | (508) 947-3036 |
| 2 | T.M. Ryder Insurance Agency, Inc. | 43 E Grove St #3 | (508) 947-7600 |
| 3 | Kevin Sullivan Insurance | 29 Samoset Street | (508) 998-0512 |
| 4 | Barnicoat Insurance Inc | 454 W Grove St #4 | (508) 947-0955 |
| 5 | Deb Sylvia Insurance | 161 E Grove St #4 | (508) 947-1614 |
| 6 | Bankers Life | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 7 | Anatoli Korosidis, Bankers Life Agent | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 8 | Horace Mann Insurance Vernamonti Agency | 70 E Grove St #2 | (508) 947-6684 |
| 9 | Shannon Grady, Bankers Life Agent | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 10 | Jacob Oliveira, Bankers Life Agent | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
Patriot Growth Insurance Services (FBinsure) in Middleboro serves the Middleborough, MA area as a supplemental insurance agent. The company assists residents with filling gaps in primary health coverage. Supplemental insurance policies help manage out-of-pocket costs that major medical plans may leave behind. Agents in this region typically guide clients through enrollment periods and coverage options. Patriot Growth Insurance Services (FBinsure) specifically handles accident insurance and critical illness insurance, offering financial protection for unexpected medical events.
T.M. Ryder Insurance Agency, Inc. in Middleborough, MA, provides supplemental insurance products designed to help cover gaps left by standard health plans, including accident, critical illness, and hospital indemnity policies. The agency assists clients in selecting coverage that best supports their financial security during unexpected medical events. Clients can rely on the agency for policy reviews and claims assistance. The company serves individuals in single-family homes, apartments, retail establishments, and restaurants seeking supplemental coverage to manage out-of-pocket healthcare costs.
Homeowners, renters, and small business owners in Middleborough, MA rely on Kevin Sullivan Insurance for supplemental insurance policies. These plans help bridge gaps left by standard health or property coverage, offering financial protection for unexpected medical expenses or deductibles. The agency provides personalized consultations to evaluate individual needs, ensuring clients understand their options for additional security. Kevin Sullivan Insurance also extends its services throughout the greater Plymouth County area, including neighboring communities such as Bridgewater and Lakeville.
Barnicoat Insurance Inc serves Middleborough, Massachusetts, and its surrounding communities as a supplemental insurance agent. The company handles specialized insurance policies that help cover gaps left by major medical plans, such as those for accidents, critical illness, or hospital confinement. To manage a typical job, it begins by assessing a client’s existing coverage, then presents clear options that match that individual’s specific financial and health circumstances without unnecessary pressure.
For clients weighing one-time coverage versus a long-term policy, Deb Sylvia Insurance in Middleborough, MA offers term-based solutions in addition to renewable plans. As a local supplemental insurance agent, the company helps address gaps in standard health plans with tailored policy options. Common categories include accident, critical illness, and hospital indemnity coverage. Service operates on both a scheduled, appointment-driven basis for new policy consultations and as-needed follow-ups for claims assistance or policy adjustments.
As a supplemental insurance agent, Bankers Life offers specialized policies such as accident, critical illness, and hospital indemnity coverage to residents of Middleborough, MA. It assists clients in filling the financial gaps left by primary health plans and Medicare. These brokers guide individuals through the complexities of selecting appropriate supplementary plans for long-term security. They particularly help clients evaluate their coverage needs before the annual Medicare enrollment period, ensuring seniors are prepared for potential uncovered medical expenses during the winter season.
As the seasons change in Middleborough, residents often reassess their health coverage needs against shifting medical expenses. Anatoli Korosidis, Bankers Life Agent, assists clients with structuring enrollment in supplemental insurance policies. These plans help cover gaps left by Medicare or primary plans, including costs for hospital stays and routine procedures. The process begins by reviewing an individual’s current coverage to identify potential shortfalls during a no-obligation initial assessment.
Horace Mann Insurance Vernamonti Agency provides supplemental insurance coverage designed to fill gaps left by major medical plans. Operating in Middleborough, Massachusetts, the agency focuses on offering policies that cover specific health-related expenses and income protection needs. These specialized add-ons help individuals manage out-of-pocket costs that typical insurance might not fully address. The agency can serve a variety of commercial sectors, including office environments, large warehouses, and food service operations.
Serving residents of Middleborough, Massachusetts, Shannon Grady, Bankers Life Agent provides supplemental insurance coverage for individual households. Commercial policies are also available for local businesses in the surrounding communities. This agent works with clients to identify gaps in existing health plans and offers products designed to help with out-of-pocket medical costs. Following each policy enrollment, the agent schedules follow-up service appointments to review coverage needs and adjust plans as needed between regular annual visits.
Jacob Oliveira, Bankers Life Agent in Middleborough, MA, is known for helping clients understand supplemental insurance options that fill gaps in primary health coverage. The agency serves local residents by explaining how these plans can assist with out-of-pocket expenses from medical events. Clients may receive support with choosing policies that align with their financial situations. A specialty service this agent can provide is offering advice on Medicare Supplement plans designed to cover costs not included in original Medicare.
What Does a a Supplemental Insurance Agent in Middleborough Cost?
The cost of a supplemental insurance agent in Middleborough is typically paid through commissions from the insurance company, not directly by you. Medigap Plan G premiums in Massachusetts often range from $120 to $250 per month for a 65-year-old, but rates vary by insurer, location, and health status. Medicare Advantage plans may have low or zero monthly premiums but include cost-sharing. This is general information, not insurance advice.
About supplemental insurance agents in Middleborough
Supplemental insurance agents in Middleborough, Massachusetts help residents find policies that cover costs not paid by original Medicare or employer plans. Massachusetts state law requires Medigap plans to be guaranteed issue for eligible beneficiaries during certain enrollment periods. Local agents can explain how these rules apply to your specific situation.
Frequently Asked Questions
What is a supplemental insurance agent in Middleborough?
A supplemental insurance agent in Middleborough helps you find and enroll in plans that cover out-of-pocket costs like deductibles and copayments. These agents are licensed in Massachusetts and can explain options like Medigap or Medicare Advantage plans.
When can I enroll in a supplemental plan in Massachusetts?
In Massachusetts, the initial enrollment period for Medigap starts when you are 65 and enrolled in Medicare Part B. You also have a six-month open enrollment period that begins the month you are both 65 and enrolled in Part B. Outside these windows, you may face medical underwriting.
Are supplemental insurance plans regulated in Massachusetts?
Yes, the Massachusetts Division of Insurance regulates all supplemental insurance plans. Plans must meet state standards, including standardized Medigap plan designs. Agents must follow state rules on marketing and disclosure.