The top-rated supplemental insurance agent in Lynn, Massachusetts is Global Insurance Services, Inc, rated 4.9 stars across 444 reviews. Other highly rated options include Point Insurance - Lynn, Beacon Hill Insurance Agency, David E. Zeller Insurance. This directory lists 14 supplemental insurance agents serving Lynn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Global Insurance Services, Inc | 818 Western Ave | (617) 282-2220 |
| 2 | Point Insurance - Lynn | 22 State St | (781) 309-9241 |
| 3 | Beacon Hill Insurance Agency | 125 Commercial St | (800) 568-4091 |
| 4 | David E. Zeller Insurance | 400 Broadway 2nd fl | (781) 595-2071 |
| 5 | Mill City Insurance | 224 Union St | (781) 842-4367 |
| 6 | Ebenezer Insurance Agency | 98 Boston St | (978) 278-3050 |
| 7 | Friendly Insurance | 471 Western Ave | (781) 593-4344 |
| 8 | Duffy Insurance | 317 Broadway | (781) 593-1200 |
| 9 | Columbia Insurance Agency | 31 Central Square | (781) 598-5000 |
| 10 | D and L Insurance | 126 Western Ave | (781) 581-3685 |
Global Insurance Services, Inc. serves the Lynn, Massachusetts, area as a supplemental insurance agent. The company provides policies designed to cover gaps left by major medical plans, including those for accidents, critical illnesses, and hospital stays. These plans offer financial support for coinsurance, deductibles, and out-of-pocket costs not fully covered by primary health insurance. The agency particularly handles supplemental cancer and accident insurance policies for local residents.
Point Insurance - Lynn provides a range of supplemental insurance options designed to fill gaps left by standard health coverage. Its service approach includes assisting clients in understanding and selecting appropriate supplemental policies, such as those for accident, critical illness, or hospital indemnity needs. The agency also offers ongoing plan maintenance support, including help with claims and policy updates to ensure continued coverage aligns with changing circumstances. Point Insurance - Lynn serves individual homeowners, apartment renters, retail store owners, and restaurant operators throughout the Lynn area.
Beacon Hill Insurance Agency serves homeowners, businesses, and property managers in Lynn, MA, who seek supplemental insurance policies to fill gaps in their primary coverage. These plans help with deductibles, co-pays, or income loss for local clients. The agency focuses on matching such policies to individual needs with clear guidance on coverage limits. It also serves the broader North Shore metro, including neighboring communities like Swampscott and Salem.
David E. Zeller Insurance, located in Lynn, MA, operates as a supplemental insurance agent. Unlike a one-time service arrangement, this agency helps clients select policies that provide recurring coverage for costs not paid by primary health plans. These policies assist with expenses such as deductibles or critical illness care, offering financial support between major claims. The agent advises on plan suitability based on individual needs. Service is provided on an as-needed basis, allowing policyholders to request updates or evaluations as their coverage requirements or health situations change throughout the year.
Mill City Insurance serves Lynn, Massachusetts, and the surrounding North Shore communities, handling supplemental insurance needs that complement major medical plans. It helps residents address coverage gaps for services like dental, vision, and critical illness care. The company guides clients through policy options to select suitable plans for their specific health and financial situations. To manage a typical job, it first assesses an individual’s existing coverage, then presents a few tailored choices, explaining benefits and terms clearly before assisting with the final enrollment process.
Ebenezer Insurance Agency specializes in supplemental insurance coverage, offering policies that work alongside primary health plans to address gaps in out-of-pocket costs. Based in Lynn, MA, it serves local residents by helping them navigate their individual coverage needs and explaining how different plans apply during medical events. The agency guides clients through enrollment periods, claim questions, and plan comparisons. It can be particularly helpful when open enrollment ends and a sudden diagnosis or accident creates unexpected expenses that primary insurance does not fully cover.
As winter approaches in Lynn, residents often review their existing coverage for potential gaps. Friendly Insurance helps local individuals and families understand the role supplemental insurance can play in bridging those gaps. This agency is a supplemental insurance agent in Lynn, MA, connecting clients with policies designed to cover portions of medical expenses that primary plans may not address after a hospitalization or surgery. The process typically begins with a complimentary needs assessment to identify what supplementary coverage might be beneficial for each client’s specific situation.
Duffy Insurance provides a range of supplemental insurance options designed to bridge coverage gaps left by traditional health or life policies. Its services typically include offering tailored plans and ongoing policy support to help clients manage unexpected medical costs or loss of income. The agency focuses on helping individuals understand their needs and adjust their coverage as life circumstances change. It serves homeowners in single-family houses, residents of apartments, and owners of retail stores.
Columbia Insurance Agency works in Lynn, Massachusetts as a supplemental insurance agent. It focuses on offering additional coverage solutions that can help fill gaps left by standard health or life insurance policies. Such plans may assist with specific medical needs or income protection during recovery. The company serves a range of local commercial sectors, including offices, warehouses, and food service establishments, tailoring its supplemental options to the distinct realities of these work environments.
D and L Insurance serves residents of Lynn, Massachusetts, with supplemental insurance policies that fill coverage gaps left by primary health plans. The agency also provides commercial supplemental options for local Lynn businesses seeking additional financial protection. Service extends throughout the Lynn area and surrounding communities. Clients can expect clear explanations of policy terms when selecting plans. The agency encourages follow-up contact between regular appointments to adjust coverage as needs change.
What Does a a Supplemental Insurance Agent in Lynn Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and carrier. Medigap Plan G premiums for a 65 year old in Lynn typically range from 130 to 250 dollars per month. Medicare Advantage plans often have 0 dollar premiums but include copays and deductibles. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in Lynn
Supplemental insurance agents in Lynn Massachusetts help residents navigate Medicare gaps and private health plans. Massachusetts state law requires that Medigap policies be guaranteed issue for eligible beneficiaries during open enrollment. Local agents can explain how these plans coordinate with Original Medicare and MassHealth.
Frequently Asked Questions
What is a supplemental insurance agent in Lynn Massachusetts?
A supplemental insurance agent helps you buy private policies that cover costs not paid by Original Medicare. In Lynn these agents are licensed by the Massachusetts Division of Insurance. They can compare Medigap plans from different carriers for you.
When can I enroll in a Medigap plan in Massachusetts?
The best time to enroll is during your six-month Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. Massachusetts also has a birthday rule allowing you to switch Medigap plans within 30 days of your birthday without medical underwriting.
Do supplemental insurance agents charge fees in Lynn?
Most supplemental insurance agents in Massachusetts earn commissions paid by the insurance company not by you. However some agents may charge a consulting fee for plan analysis. Always ask about fees before you sign any agreement.