The top-rated supplemental insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 12 supplemental insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
Located in Lawrence, Massachusetts, A-Affordable Insurance Agency, Inc. serves homeowners, renters, and small business operators in need of focused supplemental coverage. It provides policies that help bridge gaps in standard health or property insurance, such as accident, critical illness, or dental plans. These products are designed to handle out-of-pocket costs and unexpected expenses that primary insurance may not fully cover. The agency also extends its services to clients throughout the surrounding Merrimack Valley area, including communities like Andover and North Andover.
Silverio Insurance Agency, serving Lawrence, Massachusetts and the surrounding Essex County area, provides supplemental insurance solutions to local residents and businesses. Licensed agents help clients fill gaps left by major medical plans, focusing on policies that cover unexpected out-of-pocket expenses. Common needs addressed include protection for accident, hospitalization, and critical illness events. The agency specifically handles cancer insurance and accident indemnity plans for individuals and families in Lawrence.
Mill City Insurance serves Lynn, Massachusetts, and the surrounding North Shore communities, handling supplemental insurance needs that complement major medical plans. It helps residents address coverage gaps for services like dental, vision, and critical illness care. The company guides clients through policy options to select suitable plans for their specific health and financial situations. To manage a typical job, it first assesses an individual’s existing coverage, then presents a few tailored choices, explaining benefits and terms clearly before assisting with the final enrollment process.
Ruby Insurance Agency in Lawrence, MA provides a range of supplemental insurance agent services, including coverage for gaps left by major medical policies. It offers plans that pay cash benefits directly to policyholders for specific events like accidents or critical illnesses. Maintenance support includes claim filing assistance and annual policy reviews to adjust coverage as needs change. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
Homeowners in Lawrence often seek Walter Insurance for supplemental insurance coverage that fills gaps left by standard policies. This local agency works with property managers and small business owners as well, offering plans that help with costs not fully covered by primary insurance. Typical options include accident, critical illness, and hospital indemnity policies. The agency serves clients throughout Lawrence and also assists residents in the nearby communities of Methuen and North Andover.
For those needing short-term gap coverage or ongoing monthly protection, Elite Insurance Agency in Lawrence, MA helps clients choose supplemental plans such as accident, critical illness, or hospital indemnity policies. These products fill financial gaps left by primary health insurance, paying cash benefits directly to the policyholder after a covered event. Individuals and families can explore both one-time and recurring coverage options depending on their needs. The agency offers services on an as-needed basis, allowing clients to request assistance only when they require a new policy or a review.
Broadway Plaza Insurance Agency serves Lawrence, Massachusetts, and the surrounding communities, offering supplemental insurance products to local residents. It handles policies that help cover costs not paid by primary health plans, such as accident, cancer, or hospital indemnity coverage. The agency assists clients in understanding their options for filling gaps in existing benefits. Its typical approach involves reviewing an individual's current coverage, explaining available supplemental plans clearly, and helping select a policy that fits their specific needs and budget.
Essex Insurance Agency offers supplemental insurance plans that help cover costs not included in primary health coverage, such as accident or critical illness benefits. It also assists clients in the Lawrence, MA area by explaining policy options and guiding them through the enrollment process. As a local agency, it helps fill financial gaps from deductibles or copays during medical events. The agency addresses concerns like out-of-pocket expenses arising from a sudden winter injury or a flu-related hospital stay.
PEREZ Insurance and Financial Services, LLC in Lawrence, MA provides supplemental insurance coverage that fills gaps left by major medical plans. This includes accident, critical illness, and disability policies that pay cash benefits directly to policyholders. Such plans help individuals handle deductibles, co-pays, and lost income during recovery. The agency serves businesses of various types, including offices, warehouses, and food service operations.
As winter weather in Lawrence, MA puts extra strain on budgets with heating costs and holiday expenses, Greater Lawrence Insurance helps residents review supplemental coverage that can fill gaps left by original Medicare or employer plans. Many older adults need policies for the out-of-pocket costs that primary insurance does not fully cover. This Lawrence-based agency meets with clients to explain options like hospital indemnity or fixed-benefit plans. An initial assessment is conducted during a no-obligation meeting to review the individual's current coverage and identify potential gaps.
What Does a a Supplemental Insurance Agent in Lawrence Cost?
The cost of a supplemental insurance agent in Massachusetts is usually paid by the insurance company through commissions so you typically do not pay a fee for their help. Medigap Plan G premiums in Lawrence can range from about $120 to $250 per month depending on your age health and the insurer. Plan N may cost between $90 and $180 per month. These are estimates and your actual cost will vary. This is general information not insurance advice.
About supplemental insurance agents in Lawrence
Supplemental insurance agents in Lawrence Massachusetts help residents find policies that fill gaps in Medicare coverage. Massachusetts has specific rules for Medigap plans including a birthday rule that allows seniors to switch to a similar plan within 30 days of their birthday without medical underwriting. Local agents can explain how these state regulations affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Lawrence?
A supplemental insurance agent in Lawrence helps you buy policies like Medicare Supplement Medigap or hospital indemnity plans. These agents are licensed in Massachusetts and know the local insurance market.
Can I change my Medigap plan in Massachusetts?
Yes Massachusetts has a birthday rule that lets you switch to a plan of equal or lesser coverage within 30 days of your birthday. You do not need to answer health questions during this time.
Do I need a supplemental insurance agent in Lawrence?
Using an agent can help you compare plans from different companies. They can explain how Massachusetts laws affect your choices and help you find a policy that fits your budget.