The top-rated supplemental insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 12 supplemental insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 6 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 7 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 8 | Central Park Insurance co. | 15 Carlson Ln | (351) 207-0239 |
| 9 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 10 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
Arthur D. Calfee Insurance Agency, Inc. serves the Falmouth, Massachusetts area as a local supplemental insurance agent. This agency helps individuals explore coverage options that can fill gaps left by primary health plans, addressing unexpected expenses often not covered by major medical policies. Their work focuses on assisting clients in reviewing and selecting supplemental plans to better manage potential out-of-pocket costs. Common services include guidance on Medicare supplement plans and accident insurance policies for the local community.
Murray & MacDonald Insurance Services Inc in Falmouth, MA provides a range of supplemental insurance products designed to fill gaps in primary health coverage. The agency offers policy review, enrollment assistance, and ongoing support for claims processing and coverage questions. They help clients understand options for accident, hospital, and critical illness plans. A focus is placed on explaining policy details so residents can make informed decisions. The agency serves properties including single-family homes, apartments, retail establishments, and restaurants throughout the local area.
The Baldwin Group, formerly RogersBay, serves local homeowners and small-business owners in Falmouth by providing supplemental insurance policies that fill coverage gaps left by standard plans. These tailored solutions help clients manage unexpected out-of-pocket costs for health, accident, or disability needs. Located in Falmouth, Massachusetts, the agency also extends its supplemental insurance expertise and personalized service to residents and businesses throughout the nearby Cape Cod community of Mashpee.
Almeida & Carlson Insurance Agency serves Falmouth, Massachusetts and the surrounding Cape Cod communities. As a supplemental insurance agent, the company handles policies that help cover out-of-pocket medical expenses not paid by primary health plans, including accident, critical illness, and hospital indemnity coverage. Its general approach to a typical job involves thoroughly reviewing a client’s existing coverage gaps, then presenting tailored policy options that fit specific needs and budgets.
Serving the Falmouth area, Additional Insurance MA helps clients navigate the difference between a one-time policy and recurring supplemental plans that renew annually. The agency focuses on supplemental insurance coverage, which can bridge gaps left by primary health insurance. Their assistance often addresses unexpected costs from hospital stays, accidents, or critical illnesses. Services are arranged on an as-needed basis for policy reviews, plan selection, and enrollment support to match individual needs.
Bridges Insurance Group / Lawrence-Carlin Insurance in Falmouth specializes in supplemental insurance policies, including plans that cover gaps left by Medicare. It also assists clients with general health and life insurance needs, helping local residents find suitable coverage for their individual situations. As a supplemental insurance agent, the company provides guidance on policies that address out-of-pocket medical costs. During the busy winter tourist season, it helps seasonal workers and retirees manage unexpected healthcare expenses when traveling or visiting family in the area.
With the arrival of the tourist season on Cape Cod, Falmouth residents and small business owners face increased risk from seasonal rentals and visitors. Peggy Vose serves this local market as a supplemental insurance agent, providing gap coverage options that work alongside primary health plans to address deductibles and out-of-pocket costs. The company focuses on policies designed for the specific financial exposures of the area. An initial in-person assessment is typically scheduled at the client's home or business to review existing coverage and identify gaps.
Central Park Insurance Co. in Falmouth, MA provides general supplemental insurance agency services. Its specialty includes offering additional coverage policies that fill gaps left by major health plans. Supplemental insurance agents work with individuals and business owners to customize financial protection beyond core policies. An agent at this company evaluates client needs to recommend specific gap-fillers. It can serve commercial sectors including local offices, warehouses in the area, and food service establishments seeking to mitigate employee risk and operational interruptions.
Safety Northeast Insurance Agency, Inc. serves residential clients in Falmouth, Massachusetts, with supplemental insurance policies designed to fill gaps in primary coverage. The agency also assists commercial clients in the same area with tailored supplemental options. Their office provides ongoing support for policyholders between routine visits, ensuring coverage remains aligned with changing needs. Follow-up consultations are available at the client’s request, and repeat service is offered to update plans as circumstances evolve.
Great Harbor Benefits is known in Falmouth, MA, for helping individuals navigate supplementary insurance coverage that traditional health plans do not include. The agency assists local residents with selecting appropriate policies for accident, critical illness, hospital indemnity, and gap protection. By tailoring options to each client’s specific medical and financial needs, the company simplifies the often complex process of choosing add-on plans. Specialty services extend to providing Medicare supplement guidance for seniors seeking to cover out-of-pocket costs.
What Does a a Supplemental Insurance Agent in Falmouth Cost?
Costs for supplemental insurance in Massachusetts vary by plan type, age, and health status. Monthly premiums for Medigap plans typically range from $100 to $300 for most Falmouth residents. Some plans may have higher premiums for those enrolling after the guaranteed issue period. This is general information and not insurance advice.
About supplemental insurance agents in Falmouth
Supplemental insurance agents in Falmouth, Massachusetts help residents find policies that cover gaps in original Medicare. Massachusetts has a unique annual open enrollment period from January 1 to March 31 for Medicare Supplement plans. Agents can guide you through Medigap, Medicare Advantage, and other supplemental options tailored to your health needs and budget.
Frequently Asked Questions
What does a supplemental insurance agent in Falmouth do?
A supplemental insurance agent helps you compare and enroll in plans that pay costs not covered by Medicare, such as copayments, coinsurance, and deductibles. They explain plan differences and can assist with annual enrollment periods.
When can I enroll in a Medicare Supplement plan in Massachusetts?
Massachusetts has a guaranteed issue period from January 1 to March 31 each year for Medicare Supplement plans. You may also qualify for special enrollment periods if you lose other coverage or move out of the plan service area.
Are there state-specific rules for supplemental insurance in Massachusetts?
Yes, Massachusetts requires all Medicare Supplement plans to include core benefits like Part A and B coinsurance and hospital costs. Plans are standardized as Plan 1, Plan 1A, and Plan 1B, each with different coverage levels.