The top-rated supplemental insurance agent in Severna Park, Maryland is Lee Talbot - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Alex Schwab: Allstate Insurance, Jeffrey Brent - State Farm Insurance Agent, Sean Garvey - State Farm Insurance Agent. This directory lists 16 supplemental insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 2 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 3 | Jeffrey Brent - State Farm Insurance Agent | 504 Baltimore Annapolis Blvd #7 | (410) 544-7174 |
| 4 | Sean Garvey - State Farm Insurance Agent | 529 Benfield Rd #200 | (410) 647-7770 |
| 5 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 6 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 7 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 8 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 9 | Patrick Hughes: Allstate Insurance | 815 Ritchie Hwy #116 | (410) 761-8873 |
| 10 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
Lee Talbot - State Farm Insurance Agent serves clients throughout Anne Arundel County, including the Severna Park area, as a supplemental insurance agent offering financial protection products. These plans are designed to cover expenses not addressed by primary health policies, such as copays or deductibles. Clients receive personalized guidance when selecting options to meet their individual needs. An agent can help with life insurance policies or accident and disability income coverage.
Alex Schwab: Allstate Insurance provides supplemental insurance solutions for individuals and families in Severna Park, MD, covering gaps left by primary health or life policies. Its service approach includes personalized consultations to explain plan options and ongoing claims support to ensure clients understand their benefits. The company also assists with policy adjustments as life circumstances change, helping maintain appropriate coverage levels. Typical services address accident, critical illness, and hospital indemnity needs for clients owning single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and small business owners in Severna Park, MD, turn to Jeffrey Brent - State Farm Insurance Agent for supplemental insurance coverage that fills gaps left by primary policies. This local agent offers options such as accident, critical illness, and hospital indemnity plans, helping clients manage unexpected out-of-pocket costs with fixed cash benefits. Services are tailored to complement existing health or life insurance. The agency also serves residents and businesses in the neighboring communities of Arnold and Annapolis.
Serving Severna Park, MD, and the surrounding communities, Sean Garvey operates as a supplemental insurance agent. This agency handles policies designed to cover gaps left by major medical plans, including accident, cancer, and critical illness coverage for local residents. They focus on helping clients understand plan details and coordinate benefits with existing health insurance. The agent takes a consultative approach, beginning each job by reviewing a client’s current coverage and identifying specific exposures before recommending appropriate supplemental options.
Highstreet- Bye Insurance Agency in Severna Park, MD helps clients choose between one-time policies for specific needs and recurring plans that offer ongoing protection. As a supplemental insurance agent, the agency provides coverage that fills gaps left by primary health or life insurance, such as accident, hospital indemnity, or critical illness benefits. These plans are designed to pay cash benefits directly to the policyholder. Service appointments are available on an as-needed basis, allowing individuals to schedule consultations according to their own schedule.
Moran Insurance specializes in providing supplemental health coverage, bridging gaps left by primary medical plans in the Severna Park, MD area. It offers policies designed to manage out-of-pocket costs like deductibles, copays, and other non-covered medical expenses for local residents. Working as a supplemental insurance agent, the company helps clients choose plans that address specific financial exposures from routine care or unexpected treatments. This focused advice assists seniors facing the annual Medicare open enrollment period, ensuring their coverage aligns with changing health needs for the upcoming year.
As Maryland's summer heat and seasonal storms put homes and health under additional strain, residents in Severna Park often look for coverage that fills gaps in their major medical plans. Performance Insurance Group serves this area as a local supplemental insurance agent, helping clients compare options for accident, critical illness, and hospital indemnity policies. Their approach begins with a no-obligation review of current coverage and personal risk factors before moving to the insurance inspection step.
Marty Lewis - State Farm Insurance Agent works with area clients to develop core insurance coverage while also offering tailored supplemental policies. These supplemental plans help fill gaps left by primary health, life, or disability insurance. Through targeted add-on options, individuals and families in Severna Park, MD can address specific financial risks such as critical illness or accident recovery costs. The agency serves the supplemental insurance needs of local commercial sectors including offices, warehouses, and food service operations.
Patrick Hughes: Allstate Insurance, located in Severna Park, MD, operates as a local supplemental insurance agent serving the surrounding community. It helps individuals fill gaps in standard health or life coverage with targeted policies. The agency can assist clients in reviewing existing plans to identify specific needs, such as for accident or critical illness protection. It specializes in offering add-on dental and vision insurance options to complement core policies.
Eichhorn Insurance Agency provides supplemental insurance services to residents in Severna Park, Maryland, covering a range of personal needs for individual households. Commercial supplemental coverage options are also available for local businesses within this area. The agency assists clients with understanding different plan details to fill gaps in existing primary health or income protection. Following each initial enrollment, periodic check-ins are offered to reassess changing circumstances and policy options between regular annual visits. This structured follow-up helps ensure ongoing coverage aligns with current requirements.
What Does a a Supplemental Insurance Agent in Severna Park Cost?
Supplemental insurance costs in Maryland vary by plan type, age, and location. Medigap Plan G premiums for a 65 year old in Severna Park typically range from $120 to $200 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs can change each year based on carrier pricing and your health status. This is general information and not insurance advice.
About supplemental insurance agents in Severna Park
Supplemental insurance agents in Severna Park, Maryland help residents fill gaps in Medicare coverage. These agents can explain Medigap plans and Medicare Advantage options available under Maryland state regulations. Many local agents also assist with understanding the annual enrollment periods set by the Maryland Insurance Administration.
Frequently Asked Questions
What is the role of a supplemental insurance agent in Severna Park?
A supplemental insurance agent helps you compare Medigap and Medicare Advantage plans. They explain how each plan works with Original Medicare. Agents also guide you through Maryland specific rules like guaranteed issue rights and open enrollment windows.
Are there Maryland laws that affect supplemental insurance enrollment?
Yes, Maryland has a six month Medigap open enrollment period starting when you turn 65 and enroll in Part B. During this time you cannot be denied a Medigap policy for health reasons. After this window, insurers may use medical underwriting in Maryland.
How do I choose a supplemental insurance agent in Severna Park?
Look for an agent licensed by the Maryland Insurance Administration. Ask about their experience with local carriers and plan types. A good agent will explain costs, coverage limits, and network restrictions without pressuring you to decide.
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