The top-rated supplemental insurance agent in Essex, Maryland is Tony Pearce - State Farm Insurance Agent, rated 4.9 stars across 175 reviews. Other highly rated options include Erik L. Anderson Insurance Agency, Young Insurance & Financial,Inc., GEBCO Insurance. This directory lists 10 supplemental insurance agents serving Essex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pearce - State Farm Insurance Agent | 414 Eastern Blvd | (410) 686-8089 |
| 2 | Erik L. Anderson Insurance Agency | 823 Eastern Blvd | (410) 686-5400 |
| 3 | Young Insurance & Financial,Inc. | 1410 Eastern Blvd | (410) 687-8200 |
| 4 | GEBCO Insurance | 1410 Eastern Blvd #3 | (410) 687-0400 |
| 5 | Nationwide Insurance: Young Insurance & Financial Inc. | 1232 Eastern Blvd | (410) 282-1004 |
| 6 | Farmers Insurance - Alan Jones | 406 Eastern Blvd | (443) 231-5389 |
| 7 | Worldwide Insurance Agency | 602 Eastern Blvd | (410) 618-5531 |
| 8 | Gregory Taylor: Allstate Insurance | 1410 Eastern Blvd | (410) 921-2100 |
| 9 | State Farm Insurance | 1201 Eastern Blvd | (410) 682-2200 |
| 10 | Katz's Insurance Inc | 528 Eastern Blvd | (410) 391-3191 |
Tony Pearce - State Farm Insurance Agent serves the Essex, Maryland area and surrounding Baltimore County. The agency focuses on supplemental insurance, helping residents fill gaps left by standard health plans. Policies here are designed to cover costs not included in primary medical coverage. Services commonly include hospital indemnity and accident insurance. These plans provide fixed cash benefits for specific medical events, helping with deductibles or lost income. The agency also offers cancer and critical illness coverage, addressing financial challenges from serious diagnoses.
Erik L. Anderson Insurance Agency provides supplemental insurance products to help cover gaps not addressed by primary health plans. Service includes policy reviews to adjust coverage as client needs evolve and claims assistance to help navigate paperwork and billing. The agency’s clients include owners of single-family homes, apartments, retail spaces, and full-service restaurants in the Essex, MD area.
Young Insurance & Financial, Inc. serves Essex, MD, and its surrounding communities, focusing on supplemental insurance coverage. An agent in this area typically works with individuals to fill gaps left by primary health or life policies. They guide clients through options for accident, critical illness, or hospital indemnity plans. To handle a typical job, an agent begins by assessing a client’s existing coverage to identify specific needs, then carefully explains how a particular plan would complement those benefits.
GEBCO Insurance serves homeowners, renters, and small business owners in Essex, Maryland, helping them navigate supplemental insurance options to fill gaps in primary coverage. The agency focuses on offering policies that address specific needs, such as accident or critical illness protection. Clients can discuss their individual circumstances to find suitable plans. The company also extends its services to residents and property managers in the Middle River area of Baltimore County.
Nationwide Insurance: Young Insurance & Financial Inc. in Essex, MD, distinguishes between one-time policy purchases for specific needs and recurring plans that require ongoing enrollment. The agency specializes in supplemental insurance coverage, helping individuals fill gaps left by primary health policies with options like accident or hospital indemnity plans. This service is available to clients on either a one-time, scheduled, or as-needed basis, depending on their evolving insurance requirements.
Serving Maryland assisted living residents and seniors in Essex, Farmers Insurance - Alan Jones offers specialized Medicare supplement and gap coverage policies. The agency also provides general supplemental insurance plans designed to fill deductibles and out-of-pocket costs left by primary health coverage. Their local team explains complex plan options clearly, helping clients choose affordable protection against unexpected medical expenses. As cold and flu season approaches each fall, the agency regularly assists retirees with reviewing their prescription drug plans to avoid higher medication costs during the winter months.
Worldwide Insurance Agency serves as a supplemental insurance agent in Essex, MD, providing standard coverage options for local individuals and businesses. Its specialty includes offering various add-on policies designed to fill gaps in primary health, life, or property insurance plans. These tailored solutions aim to address specific needs often excluded from basic insurance packages. The agency works with a range of commercial sectors, including offices, warehouses, and food service establishments, helping them manage unique risks through ancillary insurance products.
As the seasons shift in Essex, residents often begin reviewing their coverage for gaps in protection. Gregory Taylor: Allstate Insurance provides supplemental insurance solutions that address those overlooked areas, offering policies designed to complement existing health or life plans. The agency works with local clients to identify needs such as accident or hospital indemnity benefits. A thorough initial consultation is arranged to review individual circumstances and policy options before any inspection or assessment step is taken.
State Farm Insurance in Essex, MD provides supplemental insurance products to local residents in their homes, helping to close gaps left by primary health or life policies. The agency also offers commercial coverage for small businesses in the Essex area, addressing their unique supplemental needs. Service extends throughout the surrounding region in Maryland. Clients are encouraged to reach back out between regular visits for policy reviews or adjustments when circumstances change, ensuring continued alignment with their evolving coverage requirements.
Katz's Insurance Inc is a local supplemental insurance agent in Essex, MD, recognized for helping residents fill gaps in their primary health coverage. Its service range includes traditional Medicare supplements and hospital indemnity plans, as well as policies for accident recovery and critical illness care. The agency also assists clients in navigating open enrollment periods and comparing plan benefits to suit individual budgets. A specialty service it can add on is a dental and vision supplemental plan.
What Does a a Supplemental Insurance Agent in Essex Cost?
Costs for supplemental insurance in Maryland vary by plan type, age, and health status. For example, a Medigap Plan G for a 65-year-old in Essex may range from $120 to $250 per month. Cancer or critical illness policies can cost $30 to $100 per month. These are estimates; actual premiums depend on the carrier and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Essex
Supplemental insurance agents in Essex, Maryland help residents find policies that cover expenses not paid by primary health insurance. These agents can assist with Medicare Supplement (Medigap) plans, which in Maryland follow federal guidelines and state-specific open enrollment periods. Local agents understand the needs of Essex families and can explain options like accident, critical illness, and hospital indemnity coverage.
Frequently Asked Questions
What does a supplemental insurance agent in Essex do?
A supplemental insurance agent helps you compare and enroll in policies that pay for deductibles, copays, or other out-of-pocket costs. They can also guide you on Maryland-specific rules, such as Medigap guaranteed issue rights and the annual open enrollment period.
Is supplemental insurance required in Maryland?
No, supplemental insurance is not required by Maryland law. However, it can be helpful if you have a high-deductible health plan or Original Medicare, as it reduces financial risk from unexpected medical bills.
When can I enroll in a Medigap plan in Maryland?
You have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions. Outside this window, you may face medical underwriting.
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