The top-rated supplemental insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Younger Insurance Agency, Senior Benefit Services, Inc., Bowers Insurance. This directory lists 20 supplemental insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 3 | Senior Benefit Services, Inc. | 580 Northern Ave | (301) 733-0085 |
| 4 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 5 | Scott Powell - State Farm Insurance Agent | 816 Virginia Ave | (240) 420-2886 |
| 6 | Donna Nave-Perry - State Farm Insurance Agent | 18024 Maugans Ave | (240) 267-2027 |
| 7 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 8 | Antietam Insurance Associates, Inc. | 940 Frederick St | (301) 733-0895 |
| 9 | Youngbar Financial & Insurance Agency | 1850 Dual Hwy Suite 102 | (301) 271-8811 |
| 10 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
Lauren Brenneman - State Farm Insurance Agent serves the Hagerstown, Maryland area as a supplemental insurance agency. It offers policies that help cover expenses not addressed by primary health plans, including critical illness coverage and accident protection for unexpected medical costs. These plans provide funds for deductibles, copays, or everyday bills during recovery. Disability income insurance is also available to replace a portion of lost wages. The agency specifically handles hospital indemnity and accidental death and dismemberment policies to support residents in this region.
Younger Insurance Agency provides supplemental insurance options designed to help fill coverage gaps left by primary health plans in the Hagerstown area. These medical gap and accident policies are available for individuals seeking additional financial protection. The agency assists clients with plan selection and offers ongoing policy maintenance throughout the year. Its services cover a diverse range of properties, including single-family homes, apartments, retail locations, and restaurants.
Senior Benefit Services, Inc. serves older homeowners and residents in Hagerstown, Maryland, as a supplemental insurance agent. It helps clients fill gaps in their primary health coverage with policies designed to cover out-of-pocket costs and unexpected medical needs. The agency’s work focuses on explaining plan options for Medicare supplements and related area products. It also offers support to policyholders navigating claims and benefits. Its service area extends into neighboring Washington County communities and parts of the surrounding Tri-State metro region.
Bowers Insurance serves Hagerstown, Maryland, and the surrounding communities, functioning as a supplemental insurance agent in the region. It handles various types of supplemental policies that help cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. For a typical job, the agency first assesses a client’s existing health coverage and individual needs, then reviews policy options to recommend a suitable supplement
Scott Powell - State Farm Insurance Agent in Hagerstown, MD, provides supplemental insurance coverage that differs between one-time policies, such as accident plans, and recurring services like ongoing health gap protection. These plans are designed to help manage unexpected out-of-pocket costs that primary insurance may not fully address. Service appointments and policy reviews are available on a scheduled or as-needed basis, allowing clients to adjust their coverage over time.
As the summer travel season picks up in Hagerstown, many residents consider supplementary coverage for unexpected medical costs or trip interruptions. Donna Nave-Perry acts as a supplemental insurance agent here, helping clients explore policies that fill gaps left by primary plans. These services often focus on accident, hospital indemnity, or critical illness needs without disrupting a household budget. Each conversation centers on explaining specific benefit limits and waiting periods in plain language. For new clients, the process begins with a straightforward review of existing coverage and a personalized needs assessment.
Wright-Gardner Insurance specializes in supplemental insurance, offering policies designed to cover gaps left by primary health plans for individuals and families in Hagerstown, MD. This agency guides clients through selecting coverage for expenses like copays, deductibles, and critical illness treatment. It works with residents to understand their current benefits and identify where additional protection may be needed. As tax season approaches, the company helps clients determine how supplemental plans can address medical costs incurred from unexpected winter illnesses.
Antietam Insurance Associates, Inc. serves the Hagerstown, MD area by guiding residents through the selection of supplemental insurance plans. Their work focuses on policies that fill coverage gaps left by major medical plans, such as accident, critical illness, and hospital indemnity products. These voluntary offerings help individuals manage out-of-pocket costs not addressed by their primary health insurance. The company provides these services to professionals in a variety of commercial settings, including local offices, warehouses, and food service operations.
Youngbar Financial & Insurance Agency serves residential clients in Hagerstown, MD, with supplemental insurance policies that help cover gaps in primary health coverage. These plans can assist with copays, deductibles, and other out-of-pocket medical expenses. The agency also extends commercial supplemental coverage to local businesses seeking additional benefit options for employees. Their service area includes Hagerstown and the surrounding region. Clients often return for policy reviews or adjustments to their plans between regular medical visits, ensuring ongoing coverage remains appropriate as needs change.
What Does a a Supplemental Insurance Agent in Hagerstown Cost?
Supplemental insurance agents in Hagerstown typically charge no direct fee for their services because they earn commissions from insurance carriers. Medigap plan premiums in Maryland vary by plan type age and carrier but generally range from 100 to 300 dollars per month for standard plans. Costs can be higher for plans with more comprehensive coverage. This is general information and not insurance advice.
About supplemental insurance agents in Hagerstown
Supplemental insurance agents in Hagerstown Maryland help residents choose Medigap policies to cover costs not paid by Original Medicare. Maryland law requires Medigap plans to be guaranteed issue during open enrollment periods. Local agents can explain how Maryland state regulations affect plan options and pricing.
Frequently Asked Questions
What is a supplemental insurance agent in Hagerstown?
A supplemental insurance agent in Hagerstown is a licensed professional who helps you buy Medigap or Medicare Supplement plans. They can compare policies from different carriers and explain coverage options that fit your needs.
When can I enroll in a Medigap plan in Maryland?
In Maryland the best time to enroll is during your Medigap Open Enrollment Period. This period starts when you are 65 or older and enrolled in Medicare Part B. It lasts for six months and during this time you cannot be denied coverage due to health conditions.
Are Medigap plans standardized in Maryland?
Yes Medigap plans in Maryland are standardized into lettered plans A through N. Each plan offers the same basic benefits regardless of which insurance company sells it. An agent can help you compare these standardized plans to find one that fits your budget and health needs.
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