The top-rated supplemental insurance agent in Elkridge, Maryland is Zacharias Insurance Agency, rated 4.9 stars across 153 reviews. Other highly rated options include Mary Crow - State Farm Insurance Agent, Tonya Semones: Allstate Insurance, J & L Insurance Services LLC. This directory lists 12 supplemental insurance agents serving Elkridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zacharias Insurance Agency | 6755 Business Pkwy #104 | (410) 660-2699 |
| 2 | Mary Crow - State Farm Insurance Agent | 6325 H, Washington Blvd | (410) 379-6500 |
| 3 | Tonya Semones: Allstate Insurance | 5841 Washington Blvd | (410) 796-0370 |
| 4 | J & L Insurance Services LLC | 6865 Deerpath Rd Suite 101 | (443) 775-9566 |
| 5 | Continental Insurance Agency, Inc. | 7421 Washington Blvd | (410) 540-9999 |
| 6 | Semones Insurance: Allstate Insurance | 5841 Washington Blvd | (410) 796-0370 |
| 7 | Todd J. Zoren: Allstate Insurance | 6010 Meadowridge Center Dr SUITE G | (410) 551-3005 |
| 8 | MetLife | 6085 Marshalee Dr #210 | (877) 638-2862 |
| 9 | Syed Insurance | 6363 Washington Blvd Suite C | (410) 645-1715 |
| 10 | Ecbm of Maryland Inc | 6810 Deerpath Rd # 425 | (410) 579-2616 |
Zacharias Insurance Agency serves the Elkridge, Maryland, metro area as a local supplemental insurance agent. It provides policies that help cover costs not included in primary health plans, such as accident, critical illness, and hospital indemnity coverage. These plans offer financial support for deductibles and out-of-pocket expenses. The agency assists clients in choosing supplemental insurance tailored to individual needs. Its services include helping customers enroll in cancer insurance and short-term disability plans.
Mary Crow - State Farm Insurance Agent in Elkridge, MD, provides a range of supplemental insurance services designed to fill gaps in primary health coverage. These services include accident, critical illness, and disability income policies that help clients manage unexpected medical expenses. The agency offers routine policy reviews and claims assistance to ensure plans remain aligned with changing needs. Mary Crow serves both residential and commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Tonya Semones: Allstate Insurance in Elkridge, Maryland serves homeowners, renters, and small business owners seeking supplemental insurance policies to fill gaps left by primary coverage. The agency helps clients select accident, critical illness, or hospital indemnity plans that provide cash benefits for unexpected medical costs. Residents throughout Elkridge and the greater Baltimore metropolitan area can meet with agents for personalized coverage reviews to address their specific financial protection needs.
J & L Insurance Services LLC serves Elkridge, Maryland, and the surrounding communities with a focus on supplemental insurance solutions. These policies help cover gaps left by major medical plans, such as deductibles, copays, and out-of-pocket expenses for accidents or critical illnesses. The company typically assists clients by assessing their existing coverage, identifying potential benefit shortfalls, and then reviewing different policy options to match individual health needs or financial situations. This process begins with a thorough consultation to understand each person’s specific concerns before proceeding.
Continental Insurance Agency, Inc., located in Elkridge, MD, offers supplemental insurance products that generally provide defined cash benefits for specific health events, distinct from major medical plans that cover a broader range of medical expenses. Supplemental coverage typically requires a separate application and premium, but it can be obtained on a one-time or recurring enrollment basis depending on the policy. Common plan categories include accident, hospital indemnity, and critical illness policies. The agency’s service schedule for new enrollments and claims assistance runs on a scheduled appointment and as-needed telephone basis.
As the seasons change in Elkridge, supplemental insurance needs often shift with new health or life circumstances. Semones Insurance, operating as an Allstate agent, provides local access to supplemental policies that help cover gaps left by major medical plans. These can include accident, critical illness, or hospital indemnity coverage tailored to individual situations. The agent meets with clients to explain how such plans work alongside existing insurance. An initial review of current coverage and personal risk factors typically begins the inspection or initial-assessment step for each prospective policy.
Todd J. Zoren: Allstate Insurance in Elkridge, MD provides supplemental insurance policies that help fill coverage gaps, along with general options for financial protection. This agency assists local residents in selecting plans that address deductibles, copays, and expenses not paid by primary health or Medicare coverage. When seasons change and open enrollment periods arrive, it helps clients ensure their supplemental benefits still match current medical and budgetary needs.
MetLife serves as a supplemental insurance agent in Elkridge, Maryland, offering core coverage that fills gaps left by major medical plans. Its specialty add-ons include dental, vision, accident, and critical illness policies designed for individual or group enrollment. Brokers assist local businesses and residents in selecting plans that provide fixed cash benefits for unexpected events. This agency can serve commercial sectors such as offices in Columbia, warehouses in Elkridge, and food service operations throughout Howard County.
Syed Insurance serves homeowners in Elkridge, MD, by offering supplemental insurance coverage to help with expenses that standard policies often leave uncovered. The agency also assesses commercial insurance needs for local small businesses, providing flexible protection within the Elkridge service area. Each policy review ensures clients receive appropriate supplemental coverage tailored to their current situation. The agency maintains regular contact with policyholders, scheduling follow-up appointments to adjust coverage between standard annual reviews as life circumstances change.
Ecbm of Maryland Inc in Elkridge, MD is known for offering supplemental insurance policies that help cover out-of-pocket expenses not addressed by major medical plans. The agency serves local residents seeking financial protection through plans for accidents, critical illness, and hospital indemnity. These policies provide cash benefits to manage deductibles and copays. Ecbm of Maryland Inc can also add on a dental insurance option for routine care and major procedures.
What Does a a Supplemental Insurance Agent in Elkridge Cost?
Supplemental insurance costs in Maryland vary by plan type and provider. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65-year-old in Elkridge. Medicare Advantage plans often have low or zero monthly premiums but may include copays and deductibles. Costs also depend on your age, gender, and tobacco use. This is general information and not insurance advice.
About supplemental insurance agents in Elkridge
Supplemental insurance agents in Elkridge, Maryland help residents find policies that fill gaps in Medicare coverage. Maryland law allows agents to offer Medigap plans during open enrollment periods without medical underwriting. These agents can also explain how Maryland-specific programs like the Senior Prescription Drug Assistance Program work with private plans.
Frequently Asked Questions
What is a supplemental insurance agent in Elkridge?
A supplemental insurance agent in Elkridge helps you compare and enroll in Medigap or Medicare Advantage plans. They are licensed in Maryland and must follow state regulations on plan marketing and enrollment.
When can I enroll in a Medigap plan in Maryland?
In Maryland, the Medigap open enrollment period starts when you are 65 and enrolled in Medicare Part B. It lasts six months and during this time you cannot be denied coverage or charged more for pre-existing conditions.
Are there Maryland-specific rules for supplemental insurance?
Yes, Maryland requires Medigap policies to offer certain standardized benefits. The state also has a guaranteed issue right for some situations, such as losing employer coverage. Agents must explain these rights to you.
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