The top-rated supplemental insurance agent in Pikesville, Maryland is Dane Spealman - State Farm Insurance Agent, rated 4.9 stars across 179 reviews. Other highly rated options include Jon Kennedy - State Farm Insurance Agent, Columbia Group, LPG Insurance Group. This directory lists 11 supplemental insurance agents serving Pikesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dane Spealman - State Farm Insurance Agent | 3635 Old Court Rd ste b | (410) 484-4567 |
| 2 | Jon Kennedy - State Farm Insurance Agent | 1777 Reisterstown Rd Ste 222 | (410) 486-2800 |
| 3 | Columbia Group | 3635 Old Court Rd suite 601 | (410) 483-8888 |
| 4 | LPG Insurance Group | 1330 Reisterstown Rd Rear Suite | (443) 802-7063 |
| 5 | AJR Insurance | 6 Church Ln | (443) 544-8011 |
| 6 | Relation Insurance - Spero Group | 1866 Reisterstown Rd ste e | (410) 602-7723 |
| 7 | Schoenfeld Insurance | 25 Hooks Ln #316 | (410) 602-2000 |
| 8 | the smith firm and agency | 103 Sudbrook Ln Suite 202 | (443) 264-4398 |
| 9 | D. Harrison Agency | 111 Old Court Rd #1a | (410) 559-5630 |
| 10 | Cosmo Insurance Agency | 23 Walker Ave | (443) 390-1400 |
Dane Spealman - State Farm Insurance Agent serves the Pikesville and greater Baltimore County area with supplemental insurance coverage. It offers policies designed to fill gaps left by major medical plans, helping clients manage out-of-pocket costs. The agency assists individuals in selecting benefits that suit their unique health and financial situations. It handles Medicare supplement plans and critical illness insurance, providing local support for these important options.
Jon Kennedy - State Farm Insurance Agent in Pikesville, MD offers a range of supplemental insurance services designed to help individuals fill gaps in their primary health coverage. Its service plans include personalized consultations to assess needs and ongoing policy management to adjust coverage as circumstances change. Many area clients rely on these plans for added financial protection during unexpected medical events. The agency serves a variety of properties, including single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Pikesville, MD turn to Columbia Group for supplemental insurance agent services. These policies help cover gaps left by primary health, accident, or property plans, offering financial protection for unexpected costs. The agency evaluates individual client needs before recommending appropriate options from multiple carriers. Its team handles plan comparisons and enrollment with clear, personalized guidance. Service extends to the greater Baltimore metro area, including the Towson and Owings Mills communities.
LPG Insurance Group in Pikesville, MD, provides supplemental insurance that can be selected as a one-time policy or set up for recurring coverage to fill specific gaps left by major medical plans. These options help manage out-of-pocket costs or replace lost income during illness or injury. The company’s services operate on a schedule as needed, with consultations available to review or adjust supplemental plans at any time the client requests.
Based in Pikesville, Maryland, AJR Insurance serves clients in the surrounding communities with supplemental insurance policies. It handles coverage that helps fill gaps left by major medical plans, such as accident, cancer, and hospital indemnity plans. The agency works with local residents to select appropriate benefit schedules that align with their individual health needs and budget constraints. To manage a typical job, the agent begins by reviewing a client's existing coverage and health history before recommending specific policies designed to provide financial support for unexpected medical expenses.
Relation Insurance - Spero Group specializes in supplemental insurance coverage, including accident, critical illness, hospital indemnity, and life policies. It serves homeowners, retirees, and working families throughout Pikesville, MD. The agency carefully explains benefit structures, policy exclusions, and premium schedules. Clients rely on personalized guidance to close coverage gaps left by major medical plans. During open enrollment periods or after a significant health diagnosis, the agency helps individuals reassess their financial protections and avoid unexpected out-of-pocket costs.
As winter approaches in Pikesville, many residents consider how to bridge gaps left by their primary health coverage. Schoenfeld Insurance responds by offering supplemental insurance agent services tailored to local financial planning needs. These plans help cover deductibles, copays, and other out-of-pocket costs that standard policies often exclude. An initial consultation with the company begins with a thorough review of a client’s existing coverage and personal situation. This inspection identifies specific areas where supplemental protection may be beneficial.
The Smith Firm and Agency in Pikesville, MD, provides supplemental insurance products that help individuals cover costs not addressed by primary health plans. It specializes in offering policies such as accident, critical illness, and hospital indemnity coverage. These plans work alongside existing medical insurance to manage out-of-pocket expenses and income loss. The agency services various commercial sectors, including local offices, warehouses, and food service establishments, tailoring supplemental benefits for employees in those workplaces.
D. Harrison Agency offers supplemental insurance solutions to residents in and around Pikesville, Maryland. This local agency helps individuals fill coverage gaps with Medicare supplements, hospital indemnity, or disability income policies. Commercial clients are also served, addressing group or individual plans for area businesses. Service extends throughout the Pikesville community and across the greater Baltimore region. After an initial policy is placed, agents provide ongoing follow-up and repeat service between regular visits, assisting with claims questions or coverage adjustments as client needs evolve.
Cosmo Insurance Agency, based in Pikesville, MD, is known for helping clients fill gaps in their primary health coverage through supplemental insurance plans. Its service range includes policies that provide cash benefits for specific medical events, hospital stays, and accident-related expenses, offering financial support when standard insurance limits are reached. These plans can help cover out-of-pocket costs such as deductibles and copayments. For added protection, the agency also offers standalone critical illness insurance that pays a lump sum upon diagnosis of covered conditions.
What Does a a Supplemental Insurance Agent in Pikesville Cost?
The cost of working with a supplemental insurance agent in Maryland is typically paid by the insurance company through commissions, so you usually do not pay a direct fee. Medigap premiums in Maryland range from about $100 to $300 per month depending on age, gender, and plan type. Costs for dental or vision plans may be $20 to $60 per month. This is general information, not insurance advice.
About supplemental insurance agents in Pikesville
Supplemental insurance agents in Pikesville, Maryland help residents find Medigap, dental, vision, and accident plans. Maryland law requires Medigap policies to follow federal guidelines, and agents must be licensed by the Maryland Insurance Administration. Local agents can explain how these plans work with Medicare and other coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Pikesville?
A supplemental insurance agent is a licensed professional who helps individuals buy policies that cover costs not paid by primary insurance. In Maryland, these agents must pass a state exam and follow strict consumer protection rules.
What types of supplemental plans are available in Maryland?
Common plans include Medigap, dental, vision, hearing, and hospital indemnity. Maryland also offers guaranteed-issue Medigap plans during certain enrollment periods, such as the six-month Medigap open enrollment window.
Do I need a supplemental insurance agent in Pikesville?
Using an agent can help you compare plans from different carriers. Maryland law does not require you to use an agent, but an agent can explain plan benefits and answer questions about coverage limits and exclusions.
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