The top-rated supplemental insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 824 reviews. Other highly rated options include Luray Insurance of Baltimore, Randy Somers - State Farm Insurance Agent, Woodhome Insurance. This directory lists 18 supplemental insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 3 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 4 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 5 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 6 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
| 7 | Goosehead Insurance - Eric Smalls | 11240 Reisterstown Rd Suite C4 | (443) 898-9434 |
| 8 | RCM&D | 11403 Cronridge Dr Suite 270 | (410) 356-9500 |
| 9 | Donadio Insurance Group | 10045 Red Run Blvd #120 | (443) 394-6800 |
| 10 | Baltimore Life (Corporate Office) | 10075 Red Run Blvd | (800) 628-5433 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, Maryland area and specializes in supplemental insurance products. An agency in this metro provides coverage designed to fill gaps left by primary health plans, often focusing on policies for accident, critical illness, or hospital indemnity. These plans help clients manage out-of-pocket expenses that standard insurance may not cover. The agency assists residents by offering and explaining supplemental health insurance options, including policies specifically for cancer care and disability income protection.
For a one-time need, Luray Insurance of Baltimore helps clients access standalone supplemental policies; for ongoing coverage management, they provide annual plan reviews and adjustments. Serving Owings Mills, Maryland, this supplemental insurance agent focuses on plans that fill gaps in primary health, accident, or disability coverage. Clients may choose a single policy purchase or establish a recurring relationship for continuous benefit optimization. All services operate on either a one-time or as-needed basis, depending on the client’s immediate or evolving coverage requirements.
Randy Somers - State Farm Insurance Agent serves homeowners, business owners, and property managers in Owings Mills, Maryland, with supplemental insurance coverage that fills gaps left by primary health, life, or property policies. The agency helps clients manage out-of-pocket costs from accidents, illnesses, or property damage. It provides personalized consultations to identify specific coverage needs, such as accident or hospital indemnity plans. For those in the broader Baltimore metropolitan area, including nearby Randallstown, similar supplemental insurance services are also available.
Woodhome Insurance serves Owings Mills, Maryland and the surrounding Baltimore County communities. As a supplemental insurance agent, it helps clients cover gaps left by standard health or major medical plans. The business offers policies such as accident, critical illness, hospital indemnity, and dental coverage, all designed to provide additional financial protection during unexpected health events. When working on a policy inquiry or claim, the agency takes a consultative approach, carefully reviewing each client’s existing coverage before recommending a specific supplemental plan.
BTJ Insurance Inc in Owings Mills, MD serves clients by offering both one-time plan assessments and recurring policy reviews. Supplemental insurance covers gaps left by major medical policies, providing direct cash benefits for expenses like deductibles, copays, or lost income. This local agency helps individuals and families navigate supplemental health, accident, or hospital indemnity plans tailored to their needs. Service appointments are available on an as-needed basis, with scheduled follow-ups offered to adjust coverage when life circumstances change.
As summer storms and open enrollment reminders sweep through Owings Mills, many residents look to fill the gaps that traditional health plans leave behind. Hankoff Insurance Group Inc addresses these needs by focusing on supplemental insurance policies, offering coverage that helps with out-of-pocket costs not covered by major medical. Their role as a local agent involves explaining plan options clearly, simplifying the choices for Medicare supplements, accident, or hospital indemnity plans. An initial phone consultation or in-person review is typically scheduled to assess each individual’s current coverage and specific risk areas.
Goosehead Insurance - Eric Smalls provides supplemental insurance solutions for individuals and businesses in the Owings Mills, MD area. Its core work includes offering policies that fill gaps left by standard health or major medical coverage. Specialty add-ons, such as accident, critical illness, or hospital indemnity plans, help clients manage out-of-pocket expenses and income disruption. This agency can serve a range of commercial sectors, including professional offices, warehouses, and food service establishments, tailoring supplemental coverage to their specific operational risks.
RCM&D in Owings Mills, Maryland, is known for helping individuals select supplemental insurance policies that cover gaps left by major medical plans. The company guides clients through various options, such as accident, critical illness, and hospital indemnity coverage. It also explains how these plans can provide cash benefits for out-of-pocket expenses during recovery. In addition to basic enrollment support, RCM&D offers an optional policy review service that adjusts existing coverage as personal circumstances change.
Donadio Insurance Group in Owings Mills, MD serves residents who need local support with supplemental insurance plans. The agency also offers commercial coverage options for small businesses throughout the greater Baltimore area. By focusing on policies that fill gaps left by major medical insurance, the firm helps clients manage out-of-pocket costs and unexpected health events. The company provides continued follow-up and repeat service between regular plan visits to ensure coverage stays aligned with changing personal situations.
Serving the Owings Mills area, Baltimore Life (Corporate Office) provides supplemental insurance policies that cover gaps left by primary health plans. Its general service work involves helping individuals secure financial protection for unexpected medical costs, including hospital stays and critical illnesses. By offering these additional coverage solutions, it supports local residents in managing out-of-pocket expenses more effectively. As winter approaches, the agency assists retirees and families in reviewing their existing plans to address potential coverage needs for seasonal illnesses.
What Does a a Supplemental Insurance Agent in Owings Mills Cost?
Supplemental insurance agents in Maryland typically do not charge you a fee. They earn commissions from insurance companies. The cost of a Medigap plan in Maryland ranges from about $100 to $300 per month depending on your age location and plan type. Medicare Advantage plans may have low or zero premiums but include cost sharing. This is general information not insurance advice.
About supplemental insurance agents in Owings Mills
Supplemental insurance agents in Owings Mills Maryland help residents choose plans that fill gaps in Medicare or employer coverage. Maryland law requires agents to be licensed by the Maryland Insurance Administration and follow specific disclosure rules. Local agents can explain how Maryland state programs like Senior Health Insurance Program (SHIP) work alongside private supplemental policies.
Frequently Asked Questions
What is a supplemental insurance agent in Owings Mills?
A supplemental insurance agent in Owings Mills is a licensed professional who helps you buy policies that cover costs not paid by Medicare or your main health plan. They can explain Medigap plans Medicare Advantage and dental or vision add-ons. Agents must follow Maryland insurance laws including rules about commissions and consumer protections.
Do I need a supplemental insurance agent in Maryland?
You do not have to use an agent but many people in Maryland find them helpful for comparing plans. Maryland has a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. An agent can help you choose a plan during this time without medical underwriting.
How do I choose a supplemental insurance agent in Owings Mills?
Look for an agent licensed in Maryland with experience in Medicare supplemental plans. Check their standing with the Maryland Insurance Administration. Ask about the insurers they represent and whether they offer plans from multiple companies to give you more choices.
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