The top-rated supplemental insurance agent in Linthicum Heights, Maryland is Nik Creighton - State Farm Insurance Agent, rated 4.9 stars across 113 reviews. Other highly rated options include Amy Rychwalski Salmon: Allstate Insurance, Maryland Physicians Care, George Kazmarek - State Farm Insurance Agent. This directory lists 10 supplemental insurance agents serving Linthicum Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nik Creighton - State Farm Insurance Agent | 1099 Winterson Rd SUITE 150 | (410) 465-3900 |
| 2 | Amy Rychwalski Salmon: Allstate Insurance | 529 S Camp Meade Rd B111 | (410) 505-3202 |
| 3 | Maryland Physicians Care | 1201 Winterson Rd 4th floor | (800) 953-8854 |
| 4 | George Kazmarek - State Farm Insurance Agent | 201 Benton Ave | (410) 859-5710 |
| 5 | Forever Health Insurance MD | 1700 W Nursery Rd | (240) 410-0981 |
| 6 | PrimeHealth Insurance LLC | 1401 Furnace Rd | (410) 694-7430 |
| 7 | Farmers Insurance - David Sweet | 203 Transmission Ct | (443) 312-7451 |
| 8 | Aetna | 509 Progress Dr | (800) 872-3862 |
| 9 | USIS | 1190 Winterson Rd Suite 100 | (410) 859-8600 |
| 10 | Steve Petraska - State Farm Insurance Agent | 700-D Nursery Rd | (410) 789-5433 |
Nik Creighton - State Farm Insurance Agent, based in Linthicum Heights, MD, offers a range of supplemental insurance policies designed to cover gaps left by primary health or life plans. The agency helps clients review existing coverage and select appropriate plans for unexpected medical costs or income loss. Service includes personalized consultations to explain policy details and ongoing support for claims and billing questions. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Amy Rychwalski Salmon: Allstate Insurance serves homeowners and renters in Linthicum Heights, Maryland, providing supplemental insurance coverage for gaps in primary policies. The agency helps clients address out-of-pocket expenses from deductibles, co-pays, or uncovered property damage. Personalized consultations allow consumers to review policy options that protect their assets and financial stability. Services also support local property managers and small business owners seeking extra liability or equipment coverage. The agency additionally assists residents in nearby Glen Burnie and the greater Baltimore metro area.
Maryland Physicians Care serves the Linthicum Heights metro and surrounding areas of Anne Arundel County as a supplemental insurance agent. It connects individuals with plans that help cover out-of-pocket medical costs not paid by primary health insurance, including copayments, deductibles, and coinsurance. This local agency guides clients through selecting suitable policies for their needs. For specific coverage needs, it handles Medicare supplement plans and options for dental and vision care.
George Kazmarek - State Farm Insurance Agent serves Linthicum Heights, Maryland, and the surrounding communities in the Baltimore-Washington metropolitan area. As a supplemental insurance agent, this business handles policies that help cover gaps left by primary health, life, or disability plans. These can include accident, critical illness, or hospital indemnity coverage options. To handle a typical job, it first reviews a client's existing coverage to identify potential shortfalls and then recommends specific supplemental plans that align with their medical needs and budget.
Fore Health Insurance MD in Linthicum Heights helps clients choose between a single, one-time policy or a recurring plan that renews automatically. Supplemental coverage fills gaps in primary health insurance, addressing out-of-pocket costs like copays and deductibles for local residents. The agent explains different policy structures to match each customer’s needs. Service runs strictly on a one-time, scheduled, or as-needed basis depending on the policy type and client preference for renewal assistance or occasional updates.
PrimeHealth Insurance LLC specializes in supplemental insurance coverage, offering Medicare supplement plans and gap-filling policies to residents in Linthicum Heights, Maryland. The agency works with individuals to strengthen their primary health insurance with additional financial protection against high out-of-pocket costs. It also assists clients in navigating the complexities of enrollment periods and benefit coordination. As open enrollment season approaches, the company helps ensure older adults avoid gaps in coverage when transitioning from employer plans to Medicare.
Farmers Insurance - David Sweet in Linthicum Heights, MD works with local residents and businesses to secure essential insurance coverage, strengthening existing policies with targeted supplemental insurance agent solutions. This practice helps clients fill financial gaps left by standard plans through cost-effective add-ons. The agency serves a variety of commercial sectors, including offices seeking liability extensions, warehouses needing extra property protections, and food service locations requiring specialized equipment and liability riders.
As winter approaches and the cold weather increases health concerns among seniors and working families in Linthicum Heights, supplemental insurance agents help fill gaps left by standard Medicare or employer plans. Aetna offers policies that cover out-of-pocket costs like copays, deductibles, and extended hospital stays, which can provide a safety net during seasonal illnesses. An agent reviews a client’s current coverage to determine suitable options before scheduling a no-obligation in-person consultation to assess individual needs.
USIS serves residents of Linthicum Heights, MD with supplemental insurance coverage that bridges gaps left by primary health plans. The agency also assists local commercial clients in exploring appropriate supplemental policies for their businesses. Its service area extends across Linthicum Heights and surrounding communities in the region. Agents explain policy options clearly so clients understand their benefits before enrolling. Following enrollment, the agency provides periodic follow-up to review coverage needs and address policy questions between scheduled visits.
Steve Petraska - State Farm Insurance Agent in Linthicum Heights, MD, is known for providing supplemental insurance options that help cover gaps left by primary health plans. Its service range includes policies designed to manage out-of-pocket medical costs during unexpected illness or injury. This agency assists residents in evaluating their coverage needs and understanding plan details. A specialty service it can add on is dedicated policy reviews to ensure alignment with changing health care situations.
What Does a a Supplemental Insurance Agent in Linthicum Heights Cost?
Supplemental insurance costs in Maryland vary by plan type and provider. Medigap Plan G premiums for a 65 year old typically range from $120 to $250 per month. Plan N is usually less expensive, around $90 to $180 per month. Costs depend on your age, gender, and location. This is general information, not insurance advice.
About supplemental insurance agents in Linthicum Heights
Supplemental insurance agents in Linthicum Heights help residents find Medigap and other gap coverage plans. Maryland law requires Medigap policies to follow federal standards and state regulations. Local agents can guide you through the annual enrollment periods and special enrollment rules specific to Maryland.
Frequently Asked Questions
What is a supplemental insurance agent in Linthicum Heights?
A supplemental insurance agent helps you purchase policies that cover costs not paid by Original Medicare. These agents are licensed in Maryland and can explain Medigap plans A through N. They also assist with Medicare Advantage and Part D drug plans.
When can I enroll in a Medigap plan in Maryland?
In Maryland, the Medigap open enrollment period lasts six months starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions and higher premiums.
Are there Maryland-specific rules for supplemental insurance?
Yes, Maryland has a guaranteed issue law that lets you buy a Medigap policy without underwriting in certain situations, such as losing employer coverage. The state also limits how much insurers can raise premiums based on age. Always check with a licensed agent for current rules.
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