The top-rated supplemental insurance agent in Salina, Kansas is Robert Pruett - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Shelter Insurance - Kelly Kitchener, Farmers Insurance - Deana Garnett, Jeff Wells Agency, Inc. American Family Insurance. This directory lists 20 supplemental insurance agents serving Salina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Pruett - State Farm Insurance Agent | 1020 E Cloud St | (785) 825-2281 |
| 2 | Shelter Insurance - Kelly Kitchener | 1809 S Ohio St | (785) 825-6227 |
| 3 | Farmers Insurance - Deana Garnett | 120 S 7th St | (785) 827-4150 |
| 4 | Jeff Wells Agency, Inc. American Family Insurance | 1000 Elmhurst Blvd | (785) 827-9339 |
| 5 | Salina Insurance Services | 157 N 9th St | (785) 825-8600 |
| 6 | Aubrey Jayne Agency & Associates LLC American Family Insurance | 2100 S 9th St G | (785) 823-3814 |
| 7 | Farm Bureau Financial Services | 145 N Ohio St | (785) 827-4426 |
| 8 | Solutions For Life | 1923 S Ohio St | (785) 452-8039 |
| 9 | Iron Insurance Partners | 100 S Santa Fe Ave | (785) 825-0286 |
| 10 | L&L Advisors | 717 Roach St | (785) 823-2158 |
Robert Pruett - State Farm Insurance Agent serves the Salina, Kansas area as a local supplemental insurance agent. The agency provides policies that help fill gaps left by major medical plans, covering deductibles and out-of-pocket expenses. Supplemental insurance products offered include accident and hospital indemnity plans that pay cash benefits directly to policyholders. Life insurance policies are also available for financial planning needs in this region. Common services handled include applying for Medicare Supplement plans and consulting on short-term disability coverage.
Shelter Insurance - Kelly Kitchener in Salina, KS offers supplemental insurance policies that help cover gaps in primary health or life coverage. Its maintenance service includes policy reviews and claims assistance to ensure clients remain protected as their needs change. Annual check-ins may be scheduled to update plans and verify coverage details. The agency provides these services for single-family homes, apartments, retail spaces, and restaurants, ensuring comprehensive support for both residential and commercial property locations.
Homeowners and business owners in Salina may choose between one-time policy reviews and recurring service plans when working with a supplemental insurance agent. Farmers Insurance - Deana Garnett offers coverage that fills gaps left by standard health or property policies, helping clients manage out-of-pocket costs from accidents or illnesses. Each consultation focuses on identifying specific risks and matching them with suitable supplemental plans. Service appointments are available on either a scheduled basis for regular policy updates or an as-needed basis for unexpected coverage questions.
Jeff Wells Agency, Inc. American Family Insurance serves homeowners, renters, and small business owners in Salina, Kansas, by helping them secure supplemental coverage for gaps left by primary health or property plans. These policies can address specific needs like accident recovery, critical illness expenses, or income protection during recovery. The agency provides guidance to local clients in choosing suitable options tailored to their lifestyle or business operations. It also extends its supplemental insurance services to the neighboring community of Abilene.
Salina Insurance Services serves Salina, Kansas, and the surrounding Saline County communities, offering supplemental insurance coverage to local individuals. The agency handles policies that help fill gaps left by primary health plans. It assists clients with plan selection, claims inquiries, and policy reviews. To ensure each customer understands their options, the agency takes a straightforward, consultative approach, explaining the available coverage choices and tailoring solutions to meet personal health and financial situations.
Aubrey Jayne Agency & Associates LLC American Family Insurance specializes in supplemental insurance policies that cover gaps left by major medical plans. Operating in Salina, Kansas, the agency helps clients manage out-of-pocket costs through products like accident, critical illness, or hospital indemnity coverage. These plans provide cash benefits directly to policyholders for covered events. The agency’s work becomes particularly relevant when winter hazards in Kansas increase the risk of bone fractures and other seasonal injuries requiring emergency care.
Farm Bureau Financial Services provides supplemental insurance to individuals and businesses in the Salina, Kansas area. This company helps clients close coverage gaps by offering add-on policies for accidents, critical illness, and hospital indemnity. These plans can help manage out-of-pocket costs that primary health insurance may not fully cover. The agency serves a variety of commercial operations, including offices, warehouses, and local food service establishments.
Solutions For Life serves as a supplemental insurance agent for residents in the Salina, Kansas area, addressing gaps in primary health coverage. Commercial clients in the region also receive assistance with policies designed to cover unexpected medical costs and lost income. The agency’s representatives meet with policyholders during initial enrollment to explain plan benefits and answer questions. After securing coverage, the team schedules follow-up visits as needed to review current plans and handle any claim assistance between regular service appointments.
Young families in Salina often face a sudden income gap if a stay-at-home parent becomes ill and cannot perform daily care duties. Iron Insurance Partners helps clients close that gap with supplemental coverage designed to replace lost wages or cover out-of-pocket medical costs during recovery. The firm focuses on policies that pay direct cash benefits, giving residents a financial cushion when a health event disrupts household routines. An initial assessment of a client’s existing health plan and current budget is conducted before recommending any policy.
L&L Advisors is known for helping residents secure supplemental insurance coverage in Salina, Kansas. The agency offers various policies designed to fill gaps left by primary health plans, such as covering deductibles, copayments, and unexpected medical expenses. Their services include guiding clients through plan options to find suitable financial protection for their individual needs. A specialty service they can add on is providing tailored accident insurance plans that offer direct cash benefits for covered injuries.
What Does a a Supplemental Insurance Agent in Salina Cost?
Supplemental insurance costs in Kansas vary by plan type, age, and location. For example, Medigap Plan G in Salina typically ranges from $110 to $250 per month for a 65-year-old. Accident or critical illness policies may cost $20 to $60 per month. These prices are estimates and depend on the insurer and your health. This is general information, not insurance advice.
About supplemental insurance agents in Salina
Supplemental insurance agents in Salina, Kansas help residents choose policies that cover gaps in primary health insurance, such as Medicare deductibles and copays. Kansas law requires Medigap policies to follow federal standards, and agents must be licensed by the Kansas Insurance Department. Local agents understand the specific needs of Salina retirees and rural residents.
Frequently Asked Questions
What is a supplemental insurance agent in Salina?
A supplemental insurance agent is a licensed professional who helps you buy policies like Medicare Supplement (Medigap), accident, or critical illness plans. They explain coverage options and assist with enrollment in Salina.
When can I enroll in a Medigap plan in Kansas?
In Kansas, you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there Kansas-specific rules for supplemental insurance?
Yes, Kansas follows federal Medigap rules but also has state laws on policy renewability and guaranteed issue rights. For example, Kansas insurers must offer a Medigap plan to eligible beneficiaries during certain protected periods.
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