The top-rated supplemental insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 404 reviews. Other highly rated options include Copeland Insurance Agency, Pray Family Agency: Allstate Insurance, Bankers Life. This directory lists 19 supplemental insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Pray Family Agency: Allstate Insurance | 409 Poyntz Ave Ste A | (785) 537-4101 |
| 4 | Bankers Life | 1115 Westport Dr Ste B | (785) 587-8173 |
| 5 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 6 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 7 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 8 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 9 | Complete Health Benefit Solutions, Inc | 1010 Claflin Rd | (888) 467-4638 |
| 10 | Holmes Agency LLC | 422 N Juliette Ave | (785) 539-0225 |
State Farm Insurance: Josh Salmans serves the Manhattan, Kansas area as a local supplemental insurance agent. This agency provides policies designed to cover gaps left by traditional health or life insurance plans. Supplemental insurance helps individuals manage out-of-pocket costs from accidents, critical illnesses, or hospital stays. Clients in this region value having local access to expert guidance on filling these coverage gaps. Specific services handled here include accident recovery plans and hospital indemnity policies.
Copeland Insurance Agency in Manhattan, Kansas, offers a range of supplemental insurance policies designed to bridge coverage gaps left by major health plans. Its service focus typically includes helping clients explore available supplemental options and assisting with the paperwork required during enrollment or claim filing. Maintenance support involves periodic policy reviews to ensure coverage still fits changing individual needs. The agency primarily serves households, including single-family homes and apartment residents, as well as local retail businesses and restaurants seeking added financial protection for their operations.
Serving homeowners, renters, and small business owners in Manhattan, Pray Family Agency: Allstate Insurance helps clients fill gaps left by standard health or property policies. As a supplemental insurance agent, the company focuses on offering policies that cover accident, critical illness, or hospital indemnity needs. These plans can assist with out-of-pocket expenses that may arise from unexpected medical events. Its service area extends to include the nearby communities of Ogden and Junction City, providing local support for supplemental coverage options.
Bankers Life specializes in supplemental insurance policies that fill coverage gaps left by standard health or Medicare plans. It serves the Manhattan, Kansas area by helping clients evaluate options for long-term care, hospital indemnity, and life insurance benefits tailored to individual needs. The company focuses on guiding residents through their insurance decisions with clear explanations of policy features. For seniors facing annual open enrollment periods, it can assist with reviewing current coverage and adjusting plans to address new medical expenses or changes in household income that might affect overall financial security.
Tim Engle Agency, Inc. American Family Insurance serves Manhattan, Kansas, and the surrounding communities of Junction City and Wamego, handling supplemental insurance policies. These plans cover gaps left by primary health insurance, such as accident, critical illness, and hospital indemnity coverage. The agency works with local residents to assess their existing benefits and identify potential financial exposures. For a typical job, it reviews each client’s current health plan situation thoroughly to recommend a specific supplementary policy that addresses their individual coverage shortfalls.
Kramer Agency & Associates LLC American Family Insurance in Manhattan, KS distinguishes between one-time policy reviews for immediate needs and recurring annual check-ins to adjust coverage. Supplemental insurance agents in the area help clients fill gaps left by primary health or life plans, such as accident or hospital indemnity policies. Local homeowners and businesses use these offerings to manage out-of-pocket costs for unexpected events. Service availability runs on a one-time, scheduled, or as-needed basis depending on client preferences.
Wild & Associates LLC American Family Insurance in Manhattan, KS specializes in supplemental insurance policies that help cover gaps left by primary health plans. The agency generally serves local residents by explaining how these products can protect against unexpected medical costs. A typical season for its work includes the autumn open enrollment period, when clients review existing coverage and consider adding a policy for upcoming winter health risks. This specific concern helps individuals prepare financially for seasonal illnesses or injuries that basic insurance may not fully address.
As winter approaches in Manhattan, many residents review their existing health coverage to guard against unexpected medical costs. Cura Insurance functions as a local supplemental insurance agent, helping individuals fill gaps in their primary health plans with policies designed for that specific purpose. These options can provide financial support for deductibles, copays, or other out-of-pocket expenses that standard insurance might not fully cover. The company evaluates each client’s current coverage and personal needs during an initial free consultation before recommending any specific plan or schedule a policy inspection.
Complete Health Benefit Solutions, Inc in Manhattan, KS focuses on bridging gaps in standard health insurance coverage through supplemental insurance agent services. This agency helps individuals and families select affordable supplement policies tailored to cover out-of-pocket costs not addressed by primary plans. The company assists clients in understanding how these add-on benefits can support medical, dental, or accident-related expenses. Commercial sectors served include offices, warehouses, and food service operations seeking to protect their workforce.
Holmes Agency LLC works with residential clients in the Manhattan, KS, area to bridge coverage gaps that primary health insurance may leave behind. The agency also provides supplemental insurance options for commercial clients, serving the entire surrounding region. An agent evaluates individual needs to recommend suitable policies for accident, hospital, or critical illness scenarios. After an initial enrollment, the agency reaches out to ensure coverage remains appropriate, offering repeat service between regular visits as circumstances change.
What Does a a Supplemental Insurance Agent in Manhattan Cost?
Costs for supplemental insurance in Manhattan vary by plan type and your age. Medigap plans typically range from $100 to $300 per month for most enrollees. Cancer or accident policies may cost $30 to $80 monthly. These are general estimates and your actual rate depends on your health and the insurer. This is general information, not insurance advice.
About supplemental insurance agents in Manhattan
Supplemental insurance agents in Manhattan, Kansas help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap) and hospital indemnity policies. Kansas law requires agents to be licensed through the Kansas Insurance Department, ensuring they follow state regulations for consumer protection.
Frequently Asked Questions
What is a supplemental insurance agent in Manhattan?
A supplemental insurance agent helps you buy policies that pay for costs not covered by your main health insurance. In Manhattan, these agents often sell Medigap, accident, and critical illness plans. They must hold a valid Kansas insurance license.
Do I need supplemental insurance in Kansas?
Supplemental insurance is not required by Kansas law, but it can help with deductibles and co-pays. Many people in Manhattan use it to cover out-of-pocket expenses from Medicare or employer plans. An agent can explain your options.
How do Kansas laws affect supplemental insurance?
Kansas follows federal Medicare rules for Medigap plans, including a six-month open enrollment period. The Kansas Insurance Department regulates all agents and policies sold in the state. This protects consumers from unfair practices.
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