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Find Supplemental Insurance Agents Near You in Gardner, KS

Browse supplemental insurance agents serving Gardner, Kansas. Updated 2026-07-14.

The top-rated supplemental insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 10 supplemental insurance agents serving Gardner.

Showing 10 supplemental insurance agents in Gardner, KSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Joe Oldham - State Farm Insurance Agent224 E Main St(913) 856-6124
2MJH Insurance345 N Moonlight Rd(913) 856-0002
3Farmers Insurance - Robert Kelly Insurance Agency, Inc235 E Main St(913) 856-3816
4T Miller and Associates Inc American Family Insurance213 E Main St(913) 856-6177
5Ample Green Insurance526 E Main St(913) 372-7979
6Shelter Insurance - Sharla Neis950 E Lincoln Ln b(913) 938-5030
7Farm Bureau Financial Services112 S Elm St(913) 856-2197
8ALFT Insurance Agency Inc230 E Main St B(913) 856-8050
9Sean Snyder112 S Elm St(913) 856-2197
10Russell Otte112 S Elm St(913) 268-4222
JO
224 E Main St
Joe Oldham - State Farm Insurance Agent
Supplemental Insurance Agent · Gardner, KS

Joe Oldham - State Farm Insurance Agent serves Johnson County and the surrounding area from Gardner, Kansas. As a supplemental insurance agent, this office offers policies designed to fill coverage gaps left by major medical plans. Local residents can access accident and critical illness insurance through this agency. These plans provide fixed cash benefits for unexpected health events, assisting with out-of-pocket costs. The agency also handles hospital indemnity coverage, which pays a daily benefit during a hospital stay for broader financial protection.

MI
345 N Moonlight Rd
MJH Insurance
Supplemental Insurance Agent · Gardner, KS

MJH Insurance in Gardner, Kansas provides supplemental insurance coverage designed to address gaps in primary health plans. These agents help clients select policies that cover deductibles, copays, and other out-of-pocket expenses. Regular policy reviews are offered to ensure coverage keeps pace with changing needs. The agency also assists with claim filing and questions about benefits. It serves individuals and businesses across the region, including those owning or managing single-family homes, apartments, retail stores, and restaurants.

FI
235 E Main St
Farmers Insurance - Robert Kelly Insurance Agency, Inc
Supplemental Insurance Agent · Gardner, KS

Farmers Insurance - Robert Kelly Insurance Agency, Inc. in Gardner, KS serves homeowners, business owners, and property managers who need supplemental coverage to fill gaps in their primary insurance plans. The agency provides focused solutions for unexpected expenses that standard policies may not fully cover, such as deductibles or equipment breakdowns. Clients can receive personalized guidance to help tailor supplemental plans around existing protection. This agency also extends its supplemental insurance services to the surrounding parts of the Kansas City metro area, including nearby Olathe.

TM
213 E Main St
T Miller and Associates Inc American Family Insurance
Supplemental Insurance Agent · Gardner, KS

Serving Gardner, Kansas, and the surrounding communities, T Miller and Associates Inc American Family Insurance operates as a local supplemental insurance agent. It handles policies designed to cover gaps left by major medical plans, such as accident, cancer, and critical illness coverage. For each client, the agency begins with a consultation to review existing coverage, then recommends specific supplemental plans tailored to individual needs and budgets. It then collects necessary personal information and assists with the straightforward application process.

AG
526 E Main St
Ample Green Insurance
Supplemental Insurance Agent · Gardner, KS

Ample Green Insurance serves the Gardner, Kansas area by differentiating between one-time policies and recurring coverage options that address ongoing financial protection needs. Supplemental insurance agents focus on filling gaps left by standard health plans, offering support for accidents, critical illness, or hospital stays. These products provide predictable benefits rather than comprehensive medical coverage. Service runs on a scheduled basis, typically arranged through annual reviews or during open enrollment periods to adjust for changing needs.

SI
950 E Lincoln Ln b
Shelter Insurance - Sharla Neis
Supplemental Insurance Agent · Gardner, KS

Shelter Insurance, through agent Sharla Neis, specializes in supplemental insurance policies that help cover costs not addressed by primary health plans, such as accident, cancer, and critical illness expenses. Serving Gardner, Kansas, it provides personalized guidance to individuals and families seeking additional financial protection against gaps in their standard coverage. This type of planning becomes especially valuable during open enrollment periods, when clients often need help choosing policies that align with Medicare or employer plan limitations.

FB
112 S Elm St
Farm Bureau Financial Services
Supplemental Insurance Agent · Gardner, KS

Farm Bureau Financial Services serves Gardner, Kansas, and the surrounding communities. As a supplemental insurance agent, this business handles policies that help cover costs not included by major medical plans. These may include accident, critical illness, and hospital indemnity coverage. The agency assists clients in understanding their existing coverage gaps and selecting appropriate supplemental benefits through clear explanation of options. To handle a typical job, it meets one-on-one with clients to review their current policies and recommend tailored solutions that fit their financial situation.

AI
230 E Main St B
ALFT Insurance Agency Inc
Supplemental Insurance Agent · Gardner, KS

As summer storms bring hail and unexpected damage to Gardner, families often find coverage gaps in their health plans. ALFT Insurance Agency Inc helps residents navigate those gaps as a supplemental insurance agent, offering policies that fill deductibles and out-of-pocket costs for accidents or critical illnesses. They review existing benefits to identify missing protection before needs arise. An initial consultation begins with a simple inspection of current coverage and a personal needs assessment.

SS
112 S Elm St
Sean Snyder
Supplemental Insurance Agent · Gardner, KS

Sean Snyder operates as a supplemental insurance agent in Gardner, Kansas, providing coverage that extends beyond primary medical plans to address specific gaps and financial exposures not typically covered by standard health policies. Specializing in add-ons such as critical illness, accident, and hospital indemnity plans, the agency helps individuals manage out-of-pocket costs. Its services can assist commercial sectors including offices, warehouses, and food service businesses in structuring tailored benefit packages for their employees.

RO
112 S Elm St
Russell Otte
Supplemental Insurance Agent · Gardner, KS

Russell Otte serves residents in Gardner, Kansas, offering supplemental insurance policies that help cover gaps left by primary health plans. Residential service includes help with copays, deductibles, and unexpected medical costs. Commercial coverage is also available for small business owners and self-employed individuals in the area needing income protection or group policy options. Service extends throughout Gardner and the surrounding Johnson County region. Between regular plan reviews, clients can rely on follow-up support for claims questions or policy adjustments, ensuring continued service at each annual enrollment period.

What Does a a Supplemental Insurance Agent in Gardner Cost?

Supplemental insurance costs in Gardner Kansas vary by plan type age and insurer. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have lower monthly premiums but higher out of pocket costs. This is general information and not insurance advice.

About supplemental insurance agents in Gardner

Supplemental insurance agents in Gardner Kansas help residents choose Medigap or Medicare Advantage plans that fit their needs. Kansas law provides a six month open enrollment period for Medigap plans starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Kansas guaranteed issue rights protect your ability to switch plans without medical underwriting.

Frequently Asked Questions

What is the best time to buy a supplemental insurance plan in Gardner Kansas?

The best time is during your Medigap open enrollment period which starts when you are 65 and enrolled in Medicare Part B. In Kansas this period lasts six months and you cannot be denied coverage or charged more for health reasons.

Do Kansas agents have to follow special rules for selling supplemental insurance?

Yes Kansas agents must follow state regulations including a 30 day free look period for Medigap policies. They must also clearly explain plan differences and cannot misrepresent benefits or costs.

Can I switch supplemental insurance plans in Kansas if I have health issues?

Kansas offers guaranteed issue rights in certain situations such as losing employer coverage or moving out of your plan service area. Outside these events you may face medical underwriting and higher premiums.

Supplemental Insurance Agents in Other Kansas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.