The top-rated supplemental insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 695 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Freeway Insurance, Maylen Torres - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Torres - State Farm Insurance Agent | 1520 Washington St | (847) 782-1475 |
| 2 | Illinois Vehicle Auto Insurance | 3026 Belvidere Rd | (847) 790-7002 |
| 3 | Freeway Insurance | 701 N Lewis Ave | (847) 777-4582 |
| 4 | Maylen Torres - State Farm Insurance Agent | 318 S Green Bay Rd | (773) 637-2100 |
| 5 | Martinez Insurance Group | 2243 Belvidere Rd | (847) 596-7447 |
| 6 | Seguros Tepeyac | Tepeyac Insurance Agency | 1820 Washington St | (847) 599-8700 |
| 7 | Talro Insurance Inc | 1055 N Green Bay Rd | (847) 244-5656 |
| 8 | Nauta Insurance Agency Inc | 2111 Washington St | (847) 662-8750 |
| 9 | Need Insurance Plus More | 229 S Green Bay Rd | (847) 599-1530 |
| 10 | Magnum Insurance Agency | 2312 Grand Ave | (847) 596-8185 |
Manuel Torres serves homeowners and renters in Waukegan, Illinois, who are looking for supplemental insurance coverage to fill gaps in their primary health or auto plans. The agency helps clients understand available policies that can provide additional financial support during unexpected events such as accidents or illness. A focus is placed on explaining options in a straightforward way so customers feel informed about their choices. The office also extends its services to residents of nearby Gurnee for their supplemental insurance needs.
Illinois Vehicle Auto Insurance serves the Waukegan, Illinois area as a supplemental insurance agent. This company helps clients fill coverage gaps that primary auto policies may leave, often addressing specific financial exposures after an accident. Common offerings include policies for rental reimbursement and gap coverage, which protects against vehicle depreciation. They also assist with roadside assistance plans and accident forgiveness options, all tailored to supplement a standard automobile insurance policy. Their local services handle accident loss-of-value and towing reimbursement solutions for Waukegan drivers.
Freeway Insurance specializes in supplemental insurance agent services in Waukegan, Illinois, offering policies that cover gaps left by primary health plans. It generally assists clients with enrollment in Medicare supplements, dental, vision, and life insurance plans, helping individuals and families secure additional financial protection. As seasons change and medical needs arise, the agency helps residents address the increased out-of-pocket costs that often come with cold and flu season.
Serving Waukegan, Illinois, and the surrounding Lake County communities, Maylen Torres operates as a State Farm Insurance Agent specializing in supplemental insurance. This agency handles policies that help cover out-of-pocket expenses left by major medical plans, such as accident recovery costs or critical illness treatments. A typical job involves reviewing a client’s existing primary coverage to identify potential gaps, then clearly explaining how a tailored supplemental policy can provide additional financial protection.
Martinez Insurance Group specializes in supplemental insurance, offering policies that help cover costs not addressed by major medical plans. It assists Waukegan, IL residents in managing deductibles, copayments, and other out-of-pocket expenses for routine care or unexpected treatment. The agency guides clients through coverage options for hospital stays, surgery, or critical illness events that can strain household budgets. During open enrollment periods or after a job change, it provides consultations to review existing plans and identify gaps in financial protection.
Seguros Tepeyac | Tepeyac Insurance Agency in Waukegan, IL offers supplemental insurance as either a standalone one-time policy for specific gaps or as a recurring service that covers ongoing needs like accident, critical illness, or hospital indemnity. These plans fill financial shortfalls left by primary health coverage. For those seeking periodic adjustments, coverage can be purchased on a one-time basis. For clients who require scheduled updates as life circumstances change, the agency also provides recurring service appointments. All service is available on an as-needed basis, with no mandatory renewal or calendar commitment.
As winter weather brings increased health risks in Waukegan, many residents seek ways to protect themselves from unexpected medical costs. Talro Insurance Inc addresses this need by offering supplemental insurance policies that cover gaps left by primary health plans, such as deductibles and co-pays. This local agency focuses on simpler plans that pay benefits directly to policyholders. A first step involves a no-obligation review of existing coverage to identify any coverage shortfalls. After discussing personal health priorities, the agent will complete a straightforward qualifying assessment during the initial visit.
Nauta Insurance Agency Inc in Waukegan, IL specializes in supplemental insurance, offering policies that help cover gaps left by a primary health plan. These add-on policies address costs for accidents, critical illnesses, or hospital stays. The agency serves a range of commercial clients, including offices requiring enhanced coverage for employees, warehouses needing protection for injury-related expenses, and food service operations seeking financial support during unexpected medical events.
Based in Waukegan, Illinois, Need Insurance Plus More helps individuals and businesses identify coverage that addresses both standard concerns and unexpected gaps. The agency specializes in supplemental insurance, offering add-ons that can help with costs not covered by primary health plans. Their work involves matching clients with policies for critical illness, accident, or hospital indemnity. Supporting the local economy, they serve commercial sectors such as offices, warehouses, and food service operations.
As winter approaches in Waukegan, residents often review their health coverage for unexpected medical costs. Magnum Insurance Agency responds by providing supplemental insurance plans that help fill gaps left by primary policies, focusing on local needs. Such plans typically cover deductibles, copayments, and services beyond standard Medicare or employer benefits. A knowledgeable agent discusses individual situations, explains policy differences, and documents current coverage details. Before recommending a specific plan, the agency schedules a personal assessment of the client’s existing coverage and anticipated expenses.
What Does a a Supplemental Insurance Agent in Waukegan Cost?
Supplemental insurance agent services in Illinois are typically free to you because agents earn commissions from insurance companies. Medigap Plan G premiums for a 65 year old in Waukegan range from about 120 to 250 dollars per month depending on the carrier and underwriting. Medicare Advantage plans often have low or zero monthly premiums but include copays and network rules. Costs vary by age health status and plan type. This is general information and not insurance advice.
About supplemental insurance agents in Waukegan
Supplemental insurance agents in Waukegan Illinois help residents find policies that cover gaps in Medicare or employer health plans. Illinois law requires agents to be licensed by the state and follow specific disclosure rules for Medicare supplements. Local agents can explain how Illinois standardized Medigap plans work and compare options for your needs.
Frequently Asked Questions
What is a supplemental insurance agent in Waukegan?
A supplemental insurance agent in Waukegan is a licensed professional who helps you buy policies like Medigap Medicare Advantage or dental and vision plans. They work with multiple carriers to find coverage that fits your budget and health needs.
Do I need a supplemental insurance agent if I have Medicare in Illinois?
Using an agent can help you compare Medigap plans which are standardized in Illinois as Plans A through N. An agent explains the differences in premiums and benefits so you can choose the right option for your situation.
What are the enrollment rules for Medigap in Illinois?
In Illinois you have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions. After that period insurers may use medical underwriting.
Supplemental Insurance Agents in Other Illinois Cities
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