The top-rated supplemental insurance agent in Belleville, Illinois is Kate Elder - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include Medicare Insurance Options LLC, Jody White - State Farm Insurance Agent, Yaekel & Associates Insurance Services Inc. This directory lists 20 supplemental insurance agents serving Belleville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kate Elder - State Farm Insurance Agent | 1638 Carlyle Ave | (618) 277-7300 |
| 2 | Medicare Insurance Options LLC | 310 E Main St #11 | (618) 310-0344 |
| 3 | Jody White - State Farm Insurance Agent | 15 Bronze Pointe N B | (618) 234-3000 |
| 4 | Yaekel & Associates Insurance Services Inc | 1915 W Main St | (618) 233-0024 |
| 5 | Krys Jacobs - State Farm Insurance Agent | 1801 S Illinois St | (618) 235-2800 |
| 6 | Brightside Insurance Agency | 719 Centreville Ave | (618) 340-2310 |
| 7 | McKelvey Insurance Group | 2241 Country Rd #3 | (618) 623-0080 |
| 8 | Auffenberg Insurance | 921 S Illinois St | (618) 622-4538 |
| 9 | Elmore Insurance | 307 N Illinois St | (618) 277-8838 |
| 10 | Steve Knapp - State Farm Insurance Agent | 5200 W Main St | (618) 398-3613 |
Kate Elder - State Farm Insurance Agent serves Belleville, Illinois and the surrounding St. Clair County area by providing supplemental insurance policies that help pay for expenses not covered by major medical plans. These policies may include coverage for accidental injuries, critical illnesses, and hospital stays. As a local agent, this office can assist residents in reviewing their existing health coverage to identify gaps. The agency also handles assisting individuals with medicare supplement plans to help manage out-of-pocket costs and deductibles.
Medicare Insurance Options LLC serves homeowners and retirees in Belleville, IL who are navigating their supplemental coverage choices. The agency helps clients compare Medicare supplement plans to address gaps in original Medicare, such as copayments and deductibles. Their straightforward guidance aims to clarify enrollment periods and plan options for local residents. They also provide supplemental insurance services for individuals in the nearby O’Fallon area and the broader St. Clair County metro region.
Jody White’s agency in Belleville, IL, serves clients in St. Clair County and the surrounding metro-east communities. As a supplemental insurance agent, it handles policies that help cover gaps left by major medical plans, such as accident, cancer, and critical illness coverage. For each typical job, the agency begins with a one-on-one consultation to identify a client’s specific exposures and then tailors a plan that fits their budget and coverage needs.
Yaekel & Associates Insurance Services Inc in Belleville, IL provides supplemental insurance policies that help cover gaps left by primary health or Medicare plans. Their service approach includes explaining policy benefits clearly to ensure clients understand their coverage options. Ongoing support consists of assisting with claims and coordinating renewals as needs change. They offer personalized policy reviews to adapt to evolving health or financial circumstances. This company serves single-family homes, apartments, retail locations, and restaurants in the local area.
Krys Jacobs - State Farm Insurance Agent in Belleville, IL serves as a supplemental insurance agent, offering clients a choice between one-time plans, such as accident or hospital indemnity coverage that pays a fixed benefit per incident, and recurring service options, like critical illness or life insurance that provides ongoing financial protection. These supplemental policies help cover out-of-pocket expenses not addressed by major medical plans, filling gaps in deductibles and copays. Service is provided on an as-needed basis when clients require policy adjustments, claims assistance, or new enrollments.
Brightside Insurance Agency in Belleville, IL specializes in offering supplemental insurance policies such as accident, critical illness, and hospital indemnity plans. The agency helps individuals fill coverage gaps left by major medical insurance by providing optional, low-premium benefits for unexpected medical costs. It assists clients during open enrollment periods to tailor a supplemental plan that matches their budget and health needs. In response to seasonal flu outbreaks, the agency can help policyholders understand when their supplemental benefits cover urgent care visits.
McKelvey Insurance Group serves residential clients in Belleville, Illinois, by offering access to supplemental insurance plans that help cover gaps in primary health coverage. Commercial clients in the area can also obtain similar policies to protect their businesses from unexpected medical costs. The agency provides ongoing service throughout the policy term, helping clients review their changing needs. This regular attention continues between annual visits, making it easier for customers to request a follow-up or mid-year adjustment whenever their circumstances shift.
As seasons change, many Belleville residents review gaps in their medical coverage and seek affordable plans that complement primary insurance. Auffenberg Insurance serves as a local supplemental insurance agent, offering clients access to policies that help with out-of-pocket costs often not fully covered by standard health plans. The agency works to match each individual with coverage tailored to their specific financial and medical needs. The process begins with a free, no-obligation assessment of current policies and health goals to identify where supplemental protection might be needed.
Elmore Insurance works with individuals and businesses in the Belleville, IL, area to select coverage for common medical gaps. The firm specializes in supplemental insurance agent services, arranging policies that help with expenses not fully covered by major health plans. These policies can support policyholders by providing additional funds for deductibles or lost income during recovery. The company serves a range of local commercial sectors, including offices, warehouses, and food service operations.
Steve Knapp - State Farm Insurance Agent in Belleville, IL is known for providing supplemental insurance policies that help cover costs not paid by primary health plans. These policies can address gaps in medical coverage, offering financial support for deductibles and copayments. The agency works with local residents to assess individual needs and recommend appropriate supplementary plans. In addition to general health gap coverage, Steve Knapp - State Farm Insurance Agent offers specialty insurance add-ons for accident-related medical expenses.
What Does a a Supplemental Insurance Agent in Belleville Cost?
Costs for supplemental insurance in Illinois vary by plan type, age, and health status. Medicare Supplement plans typically range from $100 to $300 per month for a 65-year-old in Belleville. Cancer and hospital indemnity plans may cost $30 to $100 per month. Premiums are set by insurers and can increase over time. This is general information, not insurance advice.
About supplemental insurance agents in Belleville
Supplemental insurance agents in Belleville, Illinois help residents fill gaps in their primary health coverage. These agents can explain options like Medicare Supplement plans, which are standardized under Illinois law, and other policies such as accident or critical illness insurance. Working with a local agent ensures you understand how state regulations affect your coverage choices.
Frequently Asked Questions
What types of supplemental insurance are available in Belleville?
Common types include Medicare Supplement Medigap plans, cancer insurance, hospital indemnity, accident insurance, and critical illness policies. Illinois law requires Medigap plans to follow federal standards with specific enrollment periods.
Do I need a supplemental insurance agent in Illinois?
While not required, an agent can help you compare policies from different carriers. Illinois does not mandate using an agent, but they can explain state-specific rules like guaranteed issue rights for Medigap.
Can I change my supplemental insurance plan in Illinois?
Yes, you can switch plans during open enrollment or special enrollment periods. Illinois law provides a 30-day free look period for Medigap policies, allowing you to cancel for a full refund if you change your mind.
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