The top-rated supplemental insurance agent in Chicago Heights, Illinois is Insurance Navy Brokers, rated 4.8 stars across 207 reviews. Other highly rated options include Insurance King, Karen Graham - State Farm Insurance Agent, Hi-Way Insurance. This directory lists 12 supplemental insurance agents serving Chicago Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 165 W Joe Orr Rd | (708) 755-5100 |
| 2 | Insurance King | 710 W Lincoln Hwy | (708) 481-4300 |
| 3 | Karen Graham - State Farm Insurance Agent | 245 W Joe Orr Rd | (708) 755-3000 |
| 4 | Hi-Way Insurance | 1027 Dixie Hwy | (708) 754-0220 |
| 5 | Harvey Adams - State Farm Insurance Agent | 222 Vollmer Rd #2d | (708) 755-9627 |
| 6 | Kelli E. Davenport: Allstate Insurance | 220 Dixie Hwy | (708) 515-9290 |
| 7 | Derrick Jones - State Farm Insurance Agent | 222 Vollmer Rd #2d | (708) 799-6100 |
| 8 | Julie Nash - State Farm Insurance Agent | 222 Vollmer Rd #2d | (708) 798-3550 |
| 9 | Eagle Insurance | Chicago Heights, IL 60411 | (708) 754-7007 |
| 10 | Farmers Insurance - Benjamin Giaquinta | 445 Ashland Ave | (708) 922-1300 |
Insurance Navy Brokers specializes in helping clients secure supplemental insurance coverage to fill gaps left by standard health plans in Chicago Heights, Illinois. It offers policies that assist with out-of-pocket expenses such as deductibles and copays. The agency guides individuals and families through plan selection during open enrollment periods. Its services are particularly useful for those facing unexpected medical costs that primary insurance does not fully cover, such as a serious winter illness requiring extended hospital care.
As the seasons shift in Chicago Heights, residents often reassess their coverage against changing health and financial needs, and Insurance King provides tailored solutions as a Supplemental Insurance Agent. The company focuses on plans that help fill gaps left by primary insurance, such as those for accidents or hospital stays, without claiming curative care. A straightforward initial consultation or inspection is typically scheduled to review an individual’s existing policies and identify potential supplemental options that may suit their situation.
Karen Graham - State Farm Insurance Agent serves Chicago Heights, IL and the surrounding Cook County area as a supplemental insurance agent. This agency provides financial protection products that complement major medical health plans. Supplemental insurance policies help cover out-of-pocket expenses individuals may face. Enrolling in these plans is done during designated periods. The agency handles hospital indemnity and critical illness coverage options.
Hi-Way Insurance provides a range of supplemental insurance solutions, including accident, critical illness, and hospital indemnity plans, to help individuals cover out-of-pocket costs not paid by major medical policies. It offers ongoing policy maintenance through regular account reviews and claims assistance to ensure clients’ coverage adapts to changing healthcare needs. Based in Chicago Heights, Illinois, the agency works with residents throughout the local area. It services supplemental insurance policies for clients living in single-family homes, apartments, and those operating retail shops or restaurants.
Harvey Adams - State Farm Insurance Agent serves Chicago Heights, Illinois, and the surrounding south suburban communities. As a supplemental insurance agent, the office handles policies that help fill gaps not covered by primary health or life insurance plans. These typically include accident, cancer, critical illness, and hospital indemnity coverage. Appointments are attended locally, and the agency takes a consultative approach, carefully reviewing each client’s existing coverage to identify specific needs before recommending any supplemental product.
Homeowners, property managers, and business owners in Chicago Heights seeking additional financial protection rely on this supplemental insurance agent for tailored coverage options. The agency helps clients fill gaps left by primary policies, focusing on accident, critical illness, and hospital indemnity plans. Serving the immediate area, Kelli E. Davenport: Allstate Insurance also provides its supplemental insurance services to residents and property managers in nearby Olympia Fields and the surrounding south suburban metro region.
Derrick Jones - State Farm Insurance Agent in Chicago Heights, Illinois, offers supplemental insurance that can be chosen as a one-time policy or as a recurring plan with ongoing premiums for continued coverage. These policies help fill gaps in primary health insurance, covering expenses like deductibles, copayments, and critical illness costs. Service runs on a scheduled basis for annual policy reviews and renewal, but claims and changes may be handled on an as-needed basis.
Julie Nash - State Farm Insurance Agent in Chicago Heights, IL provides supplemental insurance policies that help fill gaps in standard health coverage. It routinely serves local residents seeking options for accident, hospital, or critical illness protection to manage out-of-pocket costs. The agency also offers personalized consultations to review individual needs and explain available plan benefits. As winter approaches, the agent can assist clients evaluating coverage for unexpected medical expenses related to seasonal illnesses or injuries.
Eagle Insurance provides supplemental insurance coverage to help individuals address gaps in their primary health plans. It offers policy options designed to assist with out-of-pocket expenses, such as deductibles and copayments, providing financial support during medical events. The company assists clients in selecting plans that align with their specific healthcare needs and budgets. These services are available to individuals living in single-family homes and apartments, as well as to businesses operating in the retail and restaurant sectors.
As winter weather creates hazardous driving conditions around Chicago Heights, Farmers Insurance - Benjamin Giaquinta offers supplemental insurance agent services to help fill gaps left by standard health plans. This local agency assists residents with policies designed to cover deductibles, co-pays, and unexpected medical expenses that primary insurance may not fully address. Supplemental plans can also provide income protection during recovery from an accident or illness. An initial assessment of current coverage and personal needs begins with a straightforward inspection of the client’s existing policies and financial situation.
What Does a a Supplemental Insurance Agent in Chicago Heights Cost?
Supplemental insurance costs in Illinois vary by plan type age and health status. Medigap Plan G premiums in Chicago Heights typically range from 120 to 250 per month for a 65-year-old. Medicare Advantage plans often have 0 monthly premium but charge copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Chicago Heights
Supplemental insurance agents in Chicago Heights Illinois help residents find Medigap Medicare Advantage and other health plans. Illinois law requires agents to be licensed by the state and follow strict rules about plan comparisons. Local agents understand the specific needs of Cook County and can guide you through open enrollment periods.
Frequently Asked Questions
What does a supplemental insurance agent in Chicago Heights do?
A supplemental insurance agent helps you compare and enroll in Medigap Medicare Advantage dental vision and hospital indemnity plans. They explain plan benefits costs and network rules so you can choose what fits your needs.
Do I need a license to sell supplemental insurance in Illinois?
Yes every agent must hold a valid Illinois insurance producer license. They must complete continuing education and follow the Illinois Insurance Code. You can verify an agents license on the Illinois Department of Insurance website.
When can I enroll in a Medicare supplemental plan in Chicago Heights?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. In Illinois you also have a guaranteed issue right for certain plans if you lose other coverage. Outside these windows you may face medical underwriting.
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