The top-rated supplemental insurance agent in St. Charles, Illinois is Bill Nelson - State Farm Insurance Agent, rated 5.0 stars across 311 reviews. Other highly rated options include Chris Knapp - State Farm Insurance, Better Choice Insurance Group, Comparion Insurance Agency. This directory lists 19 supplemental insurance agents serving St. Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Nelson - State Farm Insurance Agent | 1309 W Main St | (630) 443-5100 |
| 2 | Chris Knapp - State Farm Insurance | 1103 W Main St | (630) 584-8500 |
| 3 | Better Choice Insurance Group | 300 Cardinal Dr #220 | (847) 908-5665 |
| 4 | Comparion Insurance Agency | 2570 Foxfield Rd Suite 202 | (630) 232-8100 |
| 5 | Relation Insurance - Joseph M. Wiedemann & Sons Inc | 303 E Main St STE B | (847) 228-8400 |
| 6 | Rosenberg Insurance & Financial | 1121 E Main St Suite 200 | (630) 576-0009 |
| 7 | MLD Agency Inc. | 333 N Randall Rd Ste 28 | (630) 845-8678 |
| 8 | Donna Tonovitz - COUNTRY Financial Representative | 1750 E Main St STE 90 | (630) 549-7694 |
| 9 | Asim Hamidi: Allstate Insurance Saint Charles IL | 2020 Dean St STE J | (630) 225-9325 |
| 10 | Hazen Insurance Agency, Inc. | 1100 W Main St STE B | (630) 485-5100 |
Bill Nelson - State Farm Insurance Agent serves the St. Charles, IL area, providing supplemental insurance products to local residents and business owners. These plans help cover expenses that primary health insurance does not fully address, such as deductibles, copays, and out-of-pocket costs. The agency works with clients to explain policy options and tailor coverage to individual needs. Services offered include accident, hospital indemnity, and critical illness insurance.
Chris Knapp - State Farm Insurance in St. Charles, IL, provides supplemental insurance solutions designed to help cover gaps left by primary health or life policies. Its service approach focuses on reviewing client needs to identify suitable plan options for accident recovery, critical illness events, or disability income protection. Clients receive ongoing support for claims assistance and plan adjustments. The agency serves a range of local properties including single-family homes, apartments, retail shops, and restaurants.
Better Choice Insurance Group serves homeowners, renters, and small business owners in St. Charles, Illinois, offering supplemental insurance policies that help cover gaps left by standard health or property plans. These flexible products assist clients with unexpected costs such as deductibles, copays, or income loss during recovery from illness or injury. The agency provides personalized guidance to match coverage to individual needs. It also extends its services to nearby Geneva and the greater Fox River Valley region.
Serving St. Charles and the surrounding Fox River Valley communities, Comparion Insurance Agency handles supplemental insurance coverage for local residents and small business owners. This type of policy fills gaps left by primary health or life plans, helping with costs like deductibles or lost income. The agency guides each customer through a personal review of their existing coverage needs before presenting available policy options. It then customizes a plan that fits the client’s budget and specific risk profile for each job.
Relation Insurance - Joseph M. Wiedemann & Sons Inc in St. Charles, IL provides supplemental insurance coverage designed to fill gaps left by major medical plans. Unlike one-time service options that address a single immediate need, this agent offers recurring support and coverage adjustments as circumstances change. Their products help clients manage costs for accidents, critical illness, and hospital stays common in the local area. Service arrangements run on an as-needed basis, allowing policyholders to request consultation or policy updates whenever their coverage requirements shift.
As St. Charles residents prepare for seasonal shifts or life transitions, unexpected health events can create coverage gaps that standard plans leave unfilled. Rosenberg Insurance & Financial addresses this concern by offering supplemental insurance policies designed to provide additional financial protection for hospital stays, accidents, or critical illnesses. Their role focuses on helping local individuals review available options that align with existing health coverage. An initial consultation is scheduled, during which a representative assesses personal needs and explains how policy benefits apply to common area-specific health scenarios.
MLD Agency Inc. serves residents of St. Charles with supplemental insurance solutions to help cover gaps in primary health plans. The agency also provides commercial coverage options for local small businesses in the surrounding area. Each policy is carefully explained to ensure clients understand their benefits and limitations. Agents coordinate with clients to schedule follow-up appointments or adjust coverage between regular visits, confirming that protection remains aligned with current needs.
Donna Tonovitz - COUNTRY Financial Representative is a supplemental insurance agent based in St. Charles, IL. It assists individuals by offering policies that help cover expenses not addressed by major medical plans. Clients in this area can obtain coverage for events such as accidents, critical illnesses, and hospital stays. These products provide financial support during unexpected health challenges. The agency also specializes in adding disability income insurance to a client’s existing financial protection plan.
Asim Hamidi: Allstate Insurance Saint Charles IL provides supplemental insurance coverage designed to fill gaps left by major medical plans, including accident, critical illness, and hospital indemnity policies. Serving the St. Charles area, this agency works with individuals to review existing coverage and identify areas of potential financial exposure. Beyond policy sales, it assists clients with claims processing and policy changes. During the winter months, it helps residents prepare for increased injury risks from slips and seasonal illnesses.
Hazen Insurance Agency, Inc. in St. Charles, IL assists local residents and businesses with their core insurance needs. The agency specializes in supplemental coverage, addressing gaps that standard policies often leave unprotected. All clients benefit from professional guidance on selecting additional plans for unexpected events. The independent firm also extends its focus to commercial clients across several sectors. These commercial accounts include offices requiring extra liability protection, warehouses needing property extensions, and food service operations seeking business interruption safeguards.
What Does a a Supplemental Insurance Agent in St. Charles Cost?
Medigap premiums in Illinois vary by plan type age and location. For a 65-year-old in St. Charles Plan G can cost between $110 and $200 per month. Plan N is often $20 to $40 less per month. Costs also depend on the insurance company and whether the policy uses attained-age or issue-age pricing. This is general information not insurance advice.
About supplemental insurance agents in St. Charles
Supplemental insurance agents in St. Charles Illinois help residents choose Medigap or Medicare Supplement plans. Illinois law provides a six-month open enrollment period starting when you first enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Frequently Asked Questions
What is a supplemental insurance agent in St. Charles?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement plans also called Medigap. They are licensed in Illinois and can explain plan options like Plan G or Plan N.
When can I buy a Medigap policy in Illinois?
Illinois gives you a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do supplemental insurance agents charge fees in Illinois?
Most supplemental insurance agents are paid by insurance companies through commissions. You typically do not pay a separate fee for their services in Illinois.
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