The top-rated supplemental insurance agent in Skokie, Illinois is Tony Kang: Allstate Insurance, rated 4.8 stars across 512 reviews. Other highly rated options include Calvin Lam - State Farm Insurance Agent, Zorica Lucic - State Farm Insurance Agent, Adriana Deaconu Agency Inc American Family Insurance. This directory lists 19 supplemental insurance agents serving Skokie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Kang: Allstate Insurance | 8009 Kenton Ave | (847) 674-7000 |
| 2 | Calvin Lam - State Farm Insurance Agent | 4905 Old Orchard Shopping Ctr Ste 518 | (847) 423-2680 |
| 3 | Zorica Lucic - State Farm Insurance Agent | 8350 Lincoln Ave | (847) 213-9366 |
| 4 | Adriana Deaconu Agency Inc American Family Insurance | 8013 Lincoln Ave | (847) 763-1008 |
| 5 | Heil & Heil Insurance Agency LLC | 5215 Old Orchard Rd #300 | (847) 866-7400 |
| 6 | The Insurance People | 5225 Old Orchard Rd Suite 8 | (773) 697-8082 |
| 7 | Heeyoung Kim - State Farm Insurance Agent | 5012 Dempster St | (847) 983-0585 |
| 8 | North Shore Risk Management, LLC | 5215 Old Orchard Rd #810 | (847) 579-5440 |
| 9 | Rob Apostolakis - State Farm Insurance Agent | 3608 Dempster St | (847) 677-9920 |
| 10 | Kanji Insurance Financial Service Since 1990 | 3921 W Howard St | (773) 262-1145 |
Tony Kang: Allstate Insurance serves clients in Skokie and the surrounding Cook County region as a supplemental insurance agent. The agency helps individuals and families explore coverage options designed to fill gaps left by primary health or life insurance plans. Supplemental insurance can address expenses from accidents, critical illnesses, or hospital stays. Typical policies offered include accident insurance and hospital indemnity plans, providing financial support during unexpected medical events in this area.
Calvin Lam - State Farm Insurance Agency in Skokie, Illinois, provides a full range of supplemental insurance products designed to cover gaps left by major medical plans. It offers cancer, critical illness, and accident insurance policies, alongside hospital indemnity plans that help manage out-of-pocket expenses. These plans are typically maintained through annual reviews to adjust coverage as policyholder needs change. The agency serves individual policyholders protecting single-family homes and apartments, as well as commercial clients for retail stores and restaurants.
Zorica Lucic - State Farm Insurance Agent in Skokie, Illinois, serves homeowners, businesses, and property managers in need of supplemental insurance coverage. The agency helps clients fill gaps in their primary policies by offering additional protection for unexpected events. Services are designed to address specific exposures that standard plans may not fully cover, providing extra financial security. This Skokie office also extends its coverage options to residents and business owners in nearby Evanston and other parts of the surrounding Chicago metro area.
In Skokie, IL, Adriana Deaconou Agency Inc American Family Insurance offers supplemental insurance that typically provides either a one-time benefit for a specific event or recurring payments for ongoing needs. Such coverage helps clients manage financial gaps that primary health plans do not address, including accident recovery, critical illness treatment, or hospital confinement. Service for local policyholders is arranged on an as-needed basis, with each client contacting the agency when they require assistance, plan changes, or new coverage inquiries.
Heil & Heil Insurance Agency LLC offers supplemental insurance policies, focusing on filling gaps left by primary health plans. The agency serves clients in Skokie, IL, providing guidance on choosing additional coverage for medical or income-related needs. By structuring policies to pay benefits directly to the insured, supplemental insurance helps manage unexpected out-of-pocket expenses. For many residents, this type of coverage proves particularly valuable during the winter cold and flu season, when higher rates of illness can lead to significant costs not covered by standard insurance.
Serving Skokie and the surrounding Chicago-area communities, The Insurance People handles a variety of supplemental insurance needs for local residents. The agency typically helps clients fill coverage gaps left by major medical plans, including policies for accidents, critical illness, and hospital indemnity. These supplementary plans can provide direct cash payments to help with deductibles and everyday living expenses. With an unchanging market of older adults seeking extra financial protection, the company focuses on reviewing each customer's existing coverage to identify specific, budget-friendly options.
As winter brings unpredictable storms and sudden medical needs to Skokie, residents often seek straightforward guidance for their supplemental insurance options. Heeyoung Kim - State Farm Insurance Agent works with local families to address such coverage gaps, helping to clarify policies that may supplement existing plans for accidents or critical illness. Their office provides practical support for those navigating these choices, focusing on the specific risks common to the area. A typical engagement begins with a phone or in-person inspection of current coverage, assessing where additional protection might be warranted.
North Shore Risk Management, LLC, based in Skokie, IL, is known for helping individuals bridge gaps in their primary health coverage through personalized supplemental insurance agent services. The company assists clients in navigating Medicare supplements, hospital indemnity plans, and critical illness policies to reduce out-of-pocket medical expenses. These tailored solutions provides added financial protection for unexpected health events. Specialty services include targeted accident insurance plans, which complement standard policies to cover injury-related costs.
Rob Apostolakis - State Farm Insurance Agent in Skokie, IL helps local residents secure supplemental insurance coverage for unexpected gaps in their primary health plans. For commercial clients, the agency also structures additional policies to cover business-specific income and liability risks throughout the Skokie area. Between regular visits, the office proactively follows up with policyholders to review their changing needs and adjust coverage accordingly, ensuring that ongoing support remains consistent and responsive to each client's evolving personal and professional circumstances.
Kanji Insurance Financial Service Since 1990 works as a supplemental insurance agent in Skokie, Illinois. This firm assists clients by finding additional coverage that fills gaps left by primary health plans. It specializes in offering policy add-ons such as accident, critical illness, and hospital indemnity plans. These products help individuals manage out-of-pocket costs that standard insurance may not fully cover. The agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses.
What Does a a Supplemental Insurance Agent in Skokie Cost?
The cost of supplemental insurance in Illinois varies by plan type, age, and health status. Medigap plans typically range from $100 to $300 per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but may have higher out-of-pocket costs. Dental and vision plans can cost $20 to $60 per month. This is general information and not insurance advice.
About supplemental insurance agents in Skokie
Supplemental insurance agents in Skokie, Illinois help residents find policies that cover gaps in Medicare or employer health plans. Illinois law requires agents to be licensed by the state and follow specific rules for plan comparisons. These agents can explain options like Medigap, dental, and vision coverage for local seniors and families.
Frequently Asked Questions
What does a supplemental insurance agent in Skokie do?
A supplemental insurance agent helps you compare and enroll in plans that cover costs not paid by Medicare or your main health insurance. In Illinois, agents must be licensed and disclose their commissions. They can explain Medigap, Medicare Advantage, and standalone dental or vision plans.
Are there time limits to enroll in supplemental insurance in Illinois?
Yes, Illinois has specific enrollment periods. For Medigap, you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. Missing this window may limit your options. Medicare Advantage has annual enrollment periods from October 15 to December 7.
Do Skokie agents charge fees for their services?
Most supplemental insurance agents in Illinois are paid by the insurance company through commissions, not by you directly. Some agents may charge a consultation fee, but they must disclose this in writing. Always ask about fees before you sign any paperwork.
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