The top-rated supplemental insurance agent in Rockford, Illinois is Medicare 411- Karen Arce Agency LLC, rated 5.0 stars across 122 reviews. Other highly rated options include Louisa James - Northern Star Insurance Advisors, Magnum Insurance Agency, The Gloria Agency. This directory lists 20 supplemental insurance agents serving Rockford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare 411- Karen Arce Agency LLC | 5192 Harrison Ave | (815) 871-1748 |
| 2 | Louisa James - Northern Star Insurance Advisors | 416 E State St | (815) 200-6939 |
| 3 | Magnum Insurance Agency | 617 S Rockford Ave | (815) 333-2645 |
| 4 | The Gloria Agency | 4249 E State St # 201 | (815) 986-8975 |
| 5 | Insurance King | 1515 N Rockton Ave | (815) 968-5464 |
| 6 | William King Insurance Agency | 6785 Weaver Rd #2d | (815) 397-2446 |
| 7 | Affordable Insurance & Tax Service Inc | 4121 Newburg Rd | (815) 394-1800 |
| 8 | Broadmoor Agency | 3923 E State St | (815) 965-6700 |
| 9 | Harkness Insurance | 5301 E State St #101 | (815) 395-1942 |
| 10 | Rockford Mutual Insurance Company | 527 Colman Center Dr | (815) 229-1500 |
Medicare 411- Karen Arce Agency LLC serves the Rockford, Illinois area as a supplemental insurance agent. The company helps clients understand coverage options and navigate the complexities of Medicare plans. It offers personalized assistance to individuals seeking financial protection against out-of-pocket medical costs. Services typically include comparing plan benefits and reviewing prescription drug coverage options. The agency handles Medicare Supplement and Part D prescription drug plan enrollments for local residents.
Louisa James - Northern Star Insurance Advisors serves homeowners and working families in Rockford, Illinois, who seek to manage out-of-pocket medical expenses not covered by major health plans. This supplemental insurance agent provides access to policies that help with hospital stays, critical illness, or accident-related costs. These offerings can fill gaps left by standard health coverage, giving clients financial protection during unexpected health events. The agency also assists residents in the nearby community of Loves Park, ensuring broader access to supplemental insurance solutions across the northern Illinois region.
Magnum Insurance Agency in Rockford, Illinois provides a range of supplemental insurance policies designed to cover gaps left by standard health plans. It offers options for dental, vision, accident, critical illness, and hospital indemnity coverage to help clients manage out-of-pocket expenses. The agency also assists with maintaining and reviewing existing policies to ensure benefits remain aligned with changing health needs. It serves local residents in single-family homes, apartments, and those operating retail shops or restaurants.
Serving Rockford, Illinois, and the surrounding communities, The Gloria Agency acts as a supplemental insurance agent, helping clients fill gaps left by major medical plans. It handles products such as accident, critical illness, hospital indemnity, and life insurance policies designed to cover out-of-pocket costs. To manage a typical job, the agency begins by reviewing a client’s existing coverage before recommending specific supplemental plans that address their unique financial exposure and health concerns.
Insurance King serves the Rockford, Illinois area as a Supplemental Insurance Agent. The company helps clients in Winnebago and surrounding counties secure policies that fill gaps left by standard health coverage. Supplemental insurance is designed to provide financial support for costs such as deductibles, copays, and other out-of-pocket expenses not covered by primary insurance. This firm offers accident and critical illness plans to help protect local residents from unexpected medical bills and lost income during recovery periods.
William King Insurance Agency in Rockford, IL offers supplemental insurance that fills gaps left by standard health plans, covering such needs as accident, critical illness, and hospital indemnity. It also provides straightforward enrollment assistance and policy guidance for individuals and families. When unexpected snow or ice leads to injuries that require urgent care, this agency helps clients manage the resulting out-of-pocket costs through its specialized coverage options.
Affordable Insurance & Tax Service Inc operates as a supplemental insurance agent in Rockford, IL, helping clients fill coverage gaps that standard health plans do not fully address. Its specialty work focuses on adding voluntary policies, such as accident or critical illness coverages, to provide supplementary financial protection outside major medical insurance. The company serves local commercial sectors, including offices needing employee benefit options, warehouses requiring workforce coverage extensions, and food service operations seeking tailored policies for their staff.
Broadmoor Agency in Rockford, IL, offers supplemental insurance agents who provide both one-time policy enrollment and ongoing service options for clients seeking additional coverage beyond primary health plans. These agents focus on explaining benefit gaps, such as those for accident or critical illness protection, and assisting with claims filing. Their services typically run on an as-needed basis, allowing clients to request assistance for claim questions, policy changes, or annual plan review meetings without a fixed schedule.
As Rockford residents face the unpredictability of winter weather and associated health risks, Harkness Insurance helps supplement primary coverage with tailored plans for medical gaps. This local supplemental insurance agent in Rockford, Illinois, focuses on policies that address out-of-pocket costs from hospital stays and specialist visits common throughout northern Illinois. Clients can schedule a straightforward initial assessment to review their current Medicare or existing coverage limits.
Rockford Mutual Insurance Company offers a range of supplemental insurance products designed to cover gaps left by primary health plans. Their service and maintenance plans focus on providing clients with straightforward policy management and responsive claims assistance throughout the year. As a supplemental insurance agent in Rockford, IL, the company helps individuals and businesses address unexpected medical costs. It services single-family homes, apartments, retail storefronts, and restaurants operating in the local area.
What Does a a Supplemental Insurance Agent in Rockford Cost?
Supplemental insurance costs in Illinois vary by plan type age and health status. Medigap Plan G premiums for a 65-year-old in Rockford typically range from $120 to $250 per month. Plan N may cost between $90 and $180 per month. Costs also depend on the insurance company and any discounts. This is general information and not insurance advice.
About supplemental insurance agents in Rockford
Supplemental insurance agents in Rockford Illinois help residents choose Medicare Supplement plans and other gap coverage. Illinois state law requires agents to be licensed by the Illinois Department of Insurance. Many Rockford agents also assist with the annual Medicare Open Enrollment Period from October 15 to December 7.
Frequently Asked Questions
What is a supplemental insurance agent in Rockford Illinois?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. These include Medigap plans and sometimes dental or vision coverage. Agents in Rockford must hold a valid Illinois insurance license.
When can I enroll in a Medicare Supplement plan in Illinois?
You have a six-month Medigap Open Enrollment Period that starts the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage due to health conditions. Outside this window insurers may use medical underwriting in Illinois.
Are there Illinois-specific rules for supplemental insurance agents?
Yes. Illinois agents must follow the Illinois Insurance Code and provide clear disclosure of plan benefits. They cannot charge extra fees for their services. Commissions are paid by the insurance company.
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