The top-rated supplemental insurance agent in Palatine, Illinois is Hugh Masterson - State Farm Insurance Agent, rated 5.0 stars across 522 reviews. Other highly rated options include Cara Sparks American Family Insurance, Magnum Insurance Agency, Chad Yale - Main Line Benefits Agency. This directory lists 19 supplemental insurance agents serving Palatine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hugh Masterson - State Farm Insurance Agent | 38 S Plum Grove Rd | (847) 358-5059 |
| 2 | Cara Sparks American Family Insurance | 4811 W Emerson Ave Ste 103 | (847) 885-2043 |
| 3 | Magnum Insurance Agency | 1633 N Baldwin Rd | (847) 654-3440 |
| 4 | Chad Yale - Main Line Benefits Agency | 745 E Constitution Dr | (833) 931-2993 |
| 5 | Rick's Insurance | 1340 N Rand Rd | (847) 991-2600 |
| 6 | Angelakos Financial Services | 1 E Northwest Hwy #209 | (847) 304-1050 |
| 7 | Paul Dasso: Allstate Insurance | 1569 N Quentin Rd | (847) 359-1010 |
| 8 | SA Insurance Broker | 117 E Palatine Rd | (224) 386-3516 |
| 9 | SK Insurance Agency, LLC: Allstate Insurance | 448 E Dundee Rd | (847) 934-9480 |
| 10 | C Insurance Agency | 1858 N Rand Rd | (847) 907-9282 |
Hugh Masterson - State Farm Insurance Agent serves the Palatine, Illinois area as a supplemental insurance agent. The agency assists local residents with policies designed to fill gaps in standard health coverage. Supplemental insurance plans can help manage out-of-pocket costs for unexpected medical events or hospital stays. Clients often seek support for specific coverage needs following a major health incident. The office handles critical illness insurance and accident medical expense plans.
Cara Sparks American Family Insurance offers supplemental insurance coverage to bridge gaps in primary health plans, including policies for accident, critical illness, and hospital indemnity. It also provides personalized service plans to help clients review their current coverage and adjust benefits as life circumstances change. Operating in the Palatine, IL area, this agency services single-family homes, apartments, retail establishments, and restaurants.
Magnum Insurance Agency, located in Palatine, Illinois, distinguishes between one-time policy enrollment and recurring service plans for ongoing adjustments to supplemental coverage options. Supplemental insurance agents in the area typically provide policies that fill gaps left by primary health plans, such as accident or hospital indemnity coverage. Service at Magnum Insurance Agency is conducted on a scheduled basis for annual policy reviews and as-needed consultations for claim processing assistance.
Serving Palatine, Illinois, and the surrounding northwest suburban communities, Chad Yale - Main Line Benefits Agency works as a supplemental insurance agent. It handles policies that cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity coverage. These plans help individuals manage out-of-pocket costs from deductibles and copays. The agency approaches each client by assessing personal health risks and budget limitations to recommend suitable supplemental options that fill specific coverage needs.
Serving local homeowners, renters, and small business owners in Palatine, Illinois, Rick's Insurance works as a supplemental insurance agent. This agency helps clients fill coverage gaps left by standard health or property policies, offering guidance on plans for accident, critical illness, or hospital indemnity needs. The goal is to provide added financial protection for unexpected medical or personal expenses. Its service area also extends into the neighboring community of Arlington Heights.
As winter thaws into spring, Palatine residents often review their medical coverage for gaps. Angelakos Financial Services responds by offering supplemental insurance plans designed to cover deductibles and copays not included in primary health policies. In the area, these agent-provided solutions help individuals manage out-of-pocket costs from unexpected hospital stays or specialist visits. A typical initial step involves the agent scheduling a no-obligation inspection of the client's existing coverage to identify specific supplemental needs.
Paul Dasso: Allstate Insurance in Palatine, IL, offers supplemental plans that provide lump-sum payouts for unexpected medical gaps, distinct from one-time policies that cover a single event. Recurring services help clients manage ongoing income loss during recovery. The agency guides local residents in tailoring coverage for accidents, hospital stays, or critical illness. All service runs on both as-needed consultations for new enrollments and scheduled annual reviews to adjust existing benefits as needs change.
SA Insurance Broker provides supplemental insurance services to residences throughout Palatine, IL. The agency also accommodates commercial clients within the surrounding area, helping them manage coverage gaps with tailored insurance plans. Policies address common needs such as accident, critical illness, and hospital indemnity plans. The agent schedules follow-up appointments to review policy benefits with each client. Between regular visits, the agency makes routine telephone calls to confirm that coverage continues to meet the client’s evolving needs.
Specializing in supplemental insurance coverage, SK Insurance Agency, LLC: Allstate Insurance serves the Palatine, Illinois area by helping clients fill gaps in their primary health plans. The agency addresses common needs for financial protection against unexpected medical expenses and lost income. As a local supplemental insurance agent, it provides policies designed to cover deductibles, copays, and hospital stays. This work is particularly valuable during open enrollment periods, when individuals can review and adjust their coverage to meet upcoming healthcare needs.
C Insurance Agency works with individuals in Palatine, Illinois to identify gaps in their existing health coverage. This company can help arrange supplemental insurance policies that pay cash benefits directly to policyholders for specific medical events or hospital stays. These additional funds can help manage costs beyond what primary health plans cover. The agency serves a wide range of local commercial clients, including offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Palatine Cost?
Costs for supplemental insurance in Illinois vary by plan type age and health status. A Medigap Plan G for a 65-year-old in Palatine may range from 120 to 250 dollars per month. Medicare Advantage plans often have lower premiums but higher out-of-pocket costs. Dental and vision plans may cost 20 to 60 dollars per month. This is general information not insurance advice.
About supplemental insurance agents in Palatine
Supplemental insurance agents in Palatine Illinois help residents find policies that cover gaps in Medicare or employer health plans. Illinois law requires Medicare Supplement plans to be guaranteed issue during certain enrollment periods. Local agents can explain how Illinois-specific rules affect your options for Medigap or dental and vision plans.
Frequently Asked Questions
What is a supplemental insurance agent in Palatine?
A supplemental insurance agent helps you buy policies that pay for costs not covered by primary health insurance. In Illinois these agents are licensed by the state and must follow rules about plan comparisons and disclosures.
When can I enroll in a Medigap plan in Illinois?
You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Illinois also has a birthday rule allowing you to switch to a similar plan within 30 days of your birthday.
Do supplemental insurance agents charge fees in Illinois?
Most agents are paid commissions by the insurance company so you typically do not pay a separate fee. However some agents may charge a consulting fee which must be disclosed in writing. Always ask about compensation before signing.
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