The top-rated supplemental insurance agent in Oak Park, Illinois is Jose Chavez: Allstate Insurance, rated 4.8 stars across 374 reviews. Other highly rated options include Diaz Insurance Agency, Gary Longstein: Allstate Insurance, Vanessa Dukes American Family Insurance. This directory lists 13 supplemental insurance agents serving Oak Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Chavez: Allstate Insurance | 6030 Roosevelt Rd | (708) 795-1400 |
| 2 | Diaz Insurance Agency | 1010 Lake St #200 | (773) 598-4100 |
| 3 | Gary Longstein: Allstate Insurance | 1106 Chicago Ave | (708) 919-5190 |
| 4 | Vanessa Dukes American Family Insurance | 6533 North Ave | (708) 383-1400 |
| 5 | Bill Carlton Insurance Agency LLC | 840 S Oak Park Ave Suite 215 | (708) 613-5780 |
| 6 | Sigma Life & Health Solutions | 1515 N Harlem Ave Ste 205-9 | (708) 616-9316 |
| 7 | Sun Valley Insurance Agency Inc. | 6043 W North Ave #1 | (708) 848-4479 |
| 8 | Poinsett Insurance Agency Inc. | 7061 W North Ave #263 | (312) 671-6757 |
| 9 | Empire Health Insurance Agency | 113 N Marion St | (708) 938-3033 |
| 10 | Grachan Agency | 1010 Lake St #200 | (708) 406-6023 |
Jose Chavez: Allstate Insurance serves the Oak Park, Illinois, area offering supplemental insurance agent services. These policies help cover out-of-pocket costs not paid by major medical plans, providing financial support for deductibles and co-pays. A supplemental insurance agent works with clients to identify gaps in their health coverage and secure affordable monthly payment options. Each client receives personalized guidance to select plans that fit their medical needs. Specific services include hospital indemnity and accident insurance designed for local residents.
Diaz Insurance Agency in Oak Park, Illinois provides supplemental insurance coverage designed to address gaps left by primary health plans. Its service options include assistance with policy enrollment, claims guidance, and routine account management to help clients maintain their benefits over time. Regular policy reviews and updates are part of the ongoing support offered. The agency serves a variety of properties including single-family homes, apartment complexes, retail stores, and restaurants in the local area.
Serving homeowners, businesses, and property managers in Oak Park, Illinois, Gary Longstein: Allstate Insurance provides supplemental insurance policies designed to fill coverage gaps that standard plans often leave. These policies help clients manage out-of-pocket expenses from deductibles, copayments, or uncovered incidents like property damage or liability claims. Agents consult with policyholders to assess their unique risk exposures and tailor supplemental solutions accordingly. The agency also extends its services to residents and commercial clients throughout neighboring River Forest in the western Chicago metro area.
Vanessa Dukes American Family Insurance serves the Oak Park area and surrounding Chicago communities, handling supplemental insurance policies that fill coverage gaps left by major health plans. A typical job involves reviewing a client’s existing medical and life insurance to identify where additional financial protection may be needed, such as for accident recovery or critical illness expenses. The general approach used to handle each case pairs a careful assessment of personal needs with clear explanations of available options.
In Oak Park, IL, a supplemental insurance agent offers both one-time policy purchases and recurring plans, bridging gaps in primary coverage. Clients can select a life, accident, hospital indemnity, or critical illness plan to help cover deductibles and out-of-pocket costs not included in standard health insurance. The agency handles enrollment, claims assistance, and policy reviews for local residents. Service is available on an as-needed basis when customers request plan comparisons or file a claim.
As Oak Park residents adjust their supplemental coverage during Medicare open enrollment season, Sigma Life & Health Solutions serves as a local supplemental insurance agent in the area. The company helps individuals explore policies that fill gaps in primary health plans, explaining options like hospital indemnity and fixed-benefit accident insurance. A typical first step involves a no-obligation interview to review current coverage and identify where additional protection may be needed.
Sun Valley Insurance Agency Inc. in Oak Park, IL offers supplemental insurance policies that help cover costs not addressed by standard health plans. It assists clients with selecting tailored coverage options for dental, vision, critical illness, or accident-related expenses. The agency provides guidance through the enrollment process and answers questions about claims. As winter approaches and the risk of seasonal illnesses increases, many households seek clarification on how supplemental plans can ease the financial burden of unexpected medical needs during flu season.
Poinsett Insurance Agency Inc. in Oak Park, IL offers standard supplemental insurance coverage to close gaps that primary health plans leave behind. Its specialty includes providing policies that pay cash benefits for accidents, critical illnesses, and hospital stays. These supplement individual or group health insurance for added financial protection. The agency can serve commercial sectors needing such extra security for employees, particularly offices, warehouses, and food service establishments.
Empire Health Insurance Agency serves residents of Oak Park, IL, with supplemental insurance policies that fill gaps left by primary health plans. The agency also offers commercial coverage options for local businesses seeking additional protection for their employees. Serving the greater Oak Park area, the agency helps clients navigate Medicare supplements, accident, and critical illness plans. After an initial policy is set, the agency provides follow-up services to adjust coverage as needs change, with agents available for repeat consultations between regular scheduled visits.
Grachan Agency in Oak Park, IL is known for providing supplemental insurance coverage that helps fill the gaps left by major medical plans. The agency serves local residents and small businesses, offering policies designed to cover expenses such as coinsurance, deductibles, and out-of-pocket costs. Typical options include accident, critical illness, and hospital indemnity plans. A specialty service it can add on is a dedicated claims assistance program to guide clients through the reimbursement process.
What Does a a Supplemental Insurance Agent in Oak Park Cost?
The cost of a supplemental insurance agent in Oak Park is typically free to you, as agents earn commissions from insurance companies. Medigap Plan G premiums in Illinois range from about $120 to $250 per month for a 65-year-old, while Plan N averages $90 to $180 per month. Costs vary based on age, gender, tobacco use, and location. This is general information and not insurance advice.
About supplemental insurance agents in Oak Park
Supplemental insurance agents in Oak Park, Illinois help residents fill gaps in their primary health coverage, such as Medicare or employer plans. Illinois law requires agents to be licensed and follow strict disclosure rules when selling Medigap or Medicare Advantage policies. Oak Park agents can guide you through options like Plan G or Plan N, which are popular in the state.
Frequently Asked Questions
What is a supplemental insurance agent in Oak Park?
A supplemental insurance agent in Oak Park is a licensed professional who helps you buy policies that cover costs not paid by your main health plan, like deductibles or copays. They can assist with Medigap, dental, or vision plans. In Illinois, agents must pass a state exam and complete continuing education.
When can I enroll in a Medigap plan in Illinois?
In Illinois, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge more due to health conditions. Missing this window may lead to medical underwriting and higher premiums.
Are there Illinois-specific rules for supplemental insurance?
Yes, Illinois has a guaranteed issue right for Medigap in certain situations, such as losing employer coverage or moving out of a Medicare Advantage plan. Agents must provide you with a policy summary and cannot use high-pressure sales tactics. The Illinois Department of Insurance oversees all agent activities.
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