The top-rated supplemental insurance agent in Oak Lawn, Illinois is Hanway Insurance, rated 4.9 stars across 1,053 reviews. Other highly rated options include Jessica Knight - State Farm Insurance Agent, Buschbach Insurance Agency, Rich Rybka - State Farm Insurance Agent. This directory lists 18 supplemental insurance agents serving Oak Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanway Insurance | 9528 S Cicero Ave | (708) 874-6000 |
| 2 | Jessica Knight - State Farm Insurance Agent | 10735 S Cicero Ave #202 | (708) 422-3700 |
| 3 | Buschbach Insurance Agency | 5615 W 95th St #1 | (708) 858-7002 |
| 4 | Rich Rybka - State Farm Insurance Agent | 8830 S Cicero Ave | (708) 423-5951 |
| 5 | John Arena - State Farm Insurance Agent | 6842 95th St | (708) 598-7701 |
| 6 | Gallagher and Murphy Insurance Agency Inc | 10236 S Kenton Ave | (708) 398-6730 |
| 7 | Don Murphy Agency, Inc. American Family Insurance | 10806 S Cicero Ave | (708) 229-1112 |
| 8 | Cusack Insurance LLC | 5700 95th St | (708) 423-5600 |
| 9 | Sabina Martin Insurance | 5140 W 95th St | (708) 952-9800 |
| 10 | Stability Insurance Illinois | 9400 S Cicero Ave | (708) 215-4708 |
Hanway Insurance serves the Oak Lawn, Illinois, metro area as a local supplemental insurance agent. The company helps clients bridge gaps left by primary health plans by offering policies that cover additional out-of-pocket expenses. It focuses on explaining individual coverage options through personal consultations. Its services include enrollment for hospital indemnity plans and accident insurance policies to provide extra financial protection.
Homeowners, renters, and small business owners in Oak Lawn, Illinois turn to Jessica Knight - State Farm Insurance Agent for supplemental insurance coverage. The agency helps protect policyholders against financial gaps left by primary health insurance through accident and critical illness policies. It also assists property managers and landlords with additional liability and income protection planning. All services are tailored to fit individual needs and budgets in the community. The agency additionally serves nearby communities throughout the greater southwest Chicago suburbs, including Evergreen Park and Burbank.
Buschbach Insurance Agency provides supplemental insurance solutions tailored to cover gaps left by primary health plans in the Oak Lawn area. Service plans include assistance with claims submission and policy reviews to ensure clients understand their benefits. Routine maintenance involves updating coverage as personal circumstances change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Rich Rybka - State Farm Insurance Agent serves Oak Lawn, IL and its surrounding communities, handling supplemental insurance policies to help fill gaps in primary coverage. These plans often assist with out-of-pocket expenses like copays or deductibles not covered by standard health insurance. The company’s approach involves an initial review of clients’ existing coverage, followed by a focused discussion of supplemental options tailored to individual needs and budgets. A typical job is handled by clearly explaining policy details and helping customers compare benefits before making a selection.
John Arena’s agency in Oak Lawn, IL provides supplemental insurance that can either fill gaps in existing coverage through a one-time policy adjustment or be set up as an ongoing, recurring service to meet evolving needs. Supplemental insurance often helps cover deductibles or out-of-pocket expenses that primary plans do not fully address. Service at this office is available on an as-needed basis, allowing clients to schedule consultations when their personal coverage situation changes.
Gallagher and Murphy Insurance Agency Inc in Oak Lawn, IL provides supplemental insurance products designed to cover gaps that major medical plans often leave behind, including policies for accident, critical illness, and hospital indemnity. The agency guides local clients through the process of selecting these voluntary benefits, helping individuals and families bridge the financial shortfall from deductibles and co-pays. As seasonal weather increases the risk of slips on icy sidewalks in the area, the agency assists clients in reviewing their coverage for unexpected injury-related expenses.
In Oak Lawn, a sudden illness can create significant financial strain when primary health insurance falls short. Don Murphy Agency, Inc. American Family Insurance addresses this potential gap by guiding residents through available supplemental insurance options. Their work involves explaining how these policies can help cover unexpected deductibles or lost income during recovery. Unlike general health plans, these agents focus specifically on secondary coverage tailored to local needs. An initial no-obligation assessment reviews each client's current protection and identifies potential vulnerabilities in their financial safety net.
Cusack Insurance LLC in Oak Lawn, IL connects residents to core supplemental insurance policies designed to fill gaps in primary health coverage. The agency specializes in accident, critical illness, and hospital indemnity add-ons that provide direct cash benefits for unexpected medical events. These offerings help policyholders manage deductibles, copays, and everyday expenses during treatment or recovery periods. The firm serves commercial clients in offices, warehouses, and food service operations where supplemental protection supports workforce stability and financial preparedness.
Sabina Martin Insurance serves the supplemental insurance needs of residents throughout the Oak Lawn, Illinois area, offering policies that bridge gaps in primary health coverage for individuals and families. The agency also assists local businesses by providing group supplemental plans for their employees. Service extends to the broader Chicagoland community, with agents available to explain policy options and help clients file claims. Between regular scheduled visits, the office follows up promptly to address any coverage questions or changes that may arise.
What Does a a Supplemental Insurance Agent in Oak Lawn Cost?
Supplemental insurance costs in Illinois vary by plan type, age, and health status. Medigap Plan G premiums for a 65-year-old in Oak Lawn typically range from $120 to $250 per month. Hospital indemnity plans may cost $50 to $150 per month. Costs can change each year based on insurer rates. This is general information, not insurance advice.
About supplemental insurance agents in Oak Lawn
Supplemental insurance agents in Oak Lawn, Illinois help residents find policies that cover gaps in Medicare or employer health plans. Illinois law requires agents to be licensed by the state and follow strict disclosure rules. These agents can explain options like Medigap plans or hospital indemnity insurance tailored to local needs.
Frequently Asked Questions
What is a supplemental insurance agent in Oak Lawn?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by your primary health insurance. In Illinois, these agents must pass a state exam and renew their license every two years.
When can I enroll in a Medigap plan in Illinois?
In Illinois, you have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there Illinois-specific rules for supplemental insurance?
Yes, Illinois has a 30-day free look period for Medigap policies, allowing you to cancel for a full refund. Also, Illinois law requires agents to provide a standardized outline of coverage before you buy a policy.
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