The top-rated supplemental insurance agent in Naperville, Illinois is JL Insurance Inc., rated 5.0 stars across 446 reviews. Other highly rated options include Caspian Insurance & Financial Services, Trunnell Insurance Services LLC, Southwest Insurance Center. This directory lists 19 supplemental insurance agents serving Naperville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JL Insurance Inc. | 2108 W Ferry Rd unit 104 | (630) 778-0545 |
| 2 | Caspian Insurance & Financial Services | 2323 Naperville Rd STE 250 | (331) 226-2200 |
| 3 | Trunnell Insurance Services LLC | 1300 Iroquois Ave #200 | (630) 947-7980 |
| 4 | Southwest Insurance Center | 1776 Legacy Cir Suite Suite 118 | (815) 230-3500 |
| 5 | David Thommes at Comparion Insurance Agency | One Energy Center, 40 Shuman Blvd Suite 295 | (331) 702-7477 |
| 6 | Urbanik Insurance Group | 2272 95th St STE 200 | (630) 802-3301 |
| 7 | ClearPoint Insurance and Financial Services | 1807 Diehl Rd #105 | (630) 940-5693 |
| 8 | Dylan Hayes at Comparion Insurance Agency | One Energy Center, 40 Shuman Blvd Suite 295 | (331) 702-7473 |
| 9 | Prestige Insurance Solutions | 1755 Park St suite#200 | (630) 335-1011 |
| 10 | Millington Insurance Solutions, LLC | 55 Shuman Blvd #1050 | (630) 922-9909 |
JL Insurance Inc. serves Naperville, Illinois, and the surrounding region as a local supplemental insurance agent. The company helps individuals fill gaps in their primary health coverage by offering policies that provide additional financial protection for unexpected medical events and everyday health needs. With a focus on personal guidance, they assist clients in evaluating their existing plans to identify suitable supplementary options. Specific services available through this agency include accident insurance and critical illness insurance, which provide lump-sum cash benefits directly to policyholders when covered events occur.
Caspian Insurance & Financial Services serves homeowners, businesses, and property managers in the Naperville area by offering supplemental insurance policies that cover gaps left by standard health or property plans. These policies help clients manage unexpected out-of-pocket costs and deductibles. The agency also provides guidance on choosing appropriate coverage for individual needs. It assists residents and business owners in neighboring communities such as Aurora with similar supplemental insurance solutions for local property and liability risks.
Trunnell Insurance Services LLC provides supplemental insurance agency services for clients in Naperville and the surrounding area. The company helps individuals and businesses evaluate and obtain policies that cover gaps left by primary health or property insurance. These supplementary plans can offer financial protection for unexpected medical costs, accidents, or critical illnesses. Its service approach focuses on assessing each client’s specific situation to recommend suitable coverage options. Trunnell Insurance Services works with owners of single-family homes, apartments, retail spaces, and restaurants.
Southwest Insurance Center serves Naperville and the surrounding communities in Illinois, handling supplemental insurance policies that cover gaps left by major medical plans. These plans address out-of-pocket costs such as deductibles, copays, and coinsurance for hospital stays or doctor visits. The company typically works with clients to review their current coverage, identifies potential benefit shortfalls, and presents policy options clearly. It takes a straightforward, educational approach to each client meeting, explaining how different supplemental plans can help manage unexpected medical expenses.
Unlike some coverage that requires a single purchase, supplemental insurance offers ongoing policies to address gaps left by major medical plans. David Thommes at Comparion Insurance Agency serves the Naperville area by explaining how such plans can help cover deductibles, copays, or other out-of-pocket expenses. The company provides these options on an as-needed basis, meaning clients can connect with an agent whenever their coverage needs change or a new policy term approaches.
Urbanik Insurance Group specializes in supplemental insurance policies, offering coverage that fills gaps left by standard health or major medical plans. The agency serves clients throughout the Naperville, Illinois area, assisting individuals and families in finding tailored protection for unexpected medical costs. It guides customers through plan selection for expenses such as accident recovery, critical illness care, or hospital stays. Many local residents rely on its expertise during open enrollment periods to make informed decisions about their supplemental coverage before deadlines pass.
ClearPoint Insurance and Financial Services, located in Naperville, Illinois, provides supplemental insurance coverage designed to fill gaps left by primary health plans. The agency focuses on offering policies that address specific needs such as accident, critical illness, and hospital indemnity benefits. These add-on plans help individuals and businesses manage out-of-pocket expenses during unexpected medical events. The firm serves a variety of commercial sectors, including local offices, warehouses, and food service establishments, tailoring its options to the unique risk profiles of each workplace environment.
As the change of seasons often brings new healthcare considerations, residents of Naperville, IL, may find their current coverage has gaps. Dylan Hayes at Comparion Insurance Agency helps individuals assess these potential deficiencies in their existing plans. This supplemental insurance agent works to clarify products that can address uncovered medical or accidental expenses. For those exploring options, the process typically begins with a straightforward review of current policies to identify specific financial vulnerabilities. This initial assessment determines the most appropriate complementary coverage.
Prestige Insurance Solutions serves residents of Naperville, Illinois, helping them choose supplemental plans to cover gaps left by primary health insurance. The agency also assists local business clients with commercial coverage options that protect their operations and employees. Service extends throughout the greater Naperville area and surrounding communities. They explain available benefits and policy details clearly during initial appointments. Customers often schedule follow-up meetings during open enrollment periods or after life changes, ensuring their coverage remains appropriate between regular service visits.
Millington Insurance Solutions, LLC is known for providing supplemental insurance coverage across the Naperville, Illinois area. The agency helps clients fill gaps left by major medical plans, addressing expenses such as deductibles and copayments. Services typically include offering policies for accident, critical illness, hospital confinement, and dental care. Tailoring options are available to align with individual budgets and health needs. The company can also add on a specialist in short-term gap coverage between policy transitions.
What Does a a Supplemental Insurance Agent in Naperville Cost?
Supplemental insurance agents in Illinois typically earn commissions from the insurance company, so you may pay no direct fee for their services. Medigap Plan G premiums for a 65-year-old in Naperville range from about 120 to 250 dollars per month depending on the carrier and underwriting. Costs vary by age, health status, and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Naperville
Supplemental insurance agents in Naperville help residents choose plans that cover gaps in Medicare or employer health coverage. Illinois law requires agents to be licensed and follow strict disclosure rules under the Illinois Insurance Code. These agents can explain how plans like Medigap or hospital indemnity policies work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Naperville?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by Medicare or major medical plans. In Illinois, agents must pass a state exam and complete continuing education every two years.
Do I need a supplemental insurance agent if I have Medicare in Illinois?
You do not need an agent, but many people use one to compare Medigap and Medicare Advantage plans. Illinois allows a six-month Medigap open enrollment period starting when you turn 65 or enroll in Part B, during which you cannot be denied coverage.
How do I verify an insurance agent license in Naperville?
You can check an agent license on the Illinois Department of Insurance website. The state requires all agents to display their license number in communications and on business cards.
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