The top-rated supplemental insurance agent in McHenry, Illinois is Dave Homan - State Farm Insurance Agent, rated 4.8 stars across 131 reviews. Other highly rated options include Ryan P. Conway Agency, LLC, HealthMarkets Insurance - Santos Agency, Reese Insurance Group. This directory lists 17 supplemental insurance agents serving McHenry.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Homan - State Farm Insurance Agent | 4929 W Elm St | (815) 669-5359 |
| 2 | Ryan P. Conway Agency, LLC | 3322 W Elm St | (815) 344-1600 |
| 3 | HealthMarkets Insurance - Santos Agency | 1222 N Green St | (815) 271-5438 |
| 4 | Reese Insurance Group | 805 Front St | (815) 385-6541 |
| 5 | Roger Beeler - State Farm Insurance Agent | 2636 Schaid Ct | (815) 669-5319 |
| 6 | John Sutton - State Farm Insurance Agent | 3424 W Elm St | (815) 344-6444 |
| 7 | Petra Kinnerk American Family Insurance | 402 Front St Ste A | (815) 385-2304 |
| 8 | State Farm Insurance | 3425 W Elm St | (815) 344-6444 |
| 9 | Illinois Auto Quote | 1330 Riverside Dr | (815) 363-8100 |
| 10 | Brett Ostertag - COUNTRY Financial Representative | 4302 W Crystal Lake Rd Unit F | (847) 245-9963 |
Dave Homan - State Farm Insurance Agent serves the McHenry, Illinois area and surrounding Lake County communities as a supplemental insurance agency. These plans help cover gaps left by major medical policies, addressing out-of-pocket costs such as deductibles and coinsurance for unexpected health events. The agency also provides income protection through disability and accident-specific policies. Common supplemental insurance services handled here include hospital indemnity plans and critical illness coverage.
The Ryan P. Conway Agency, LLC provides supplemental insurance options for individuals and businesses in the McHenry, IL area. These plans help cover gaps left by major medical policies by offering financial protection for unexpected health events. Available plans typically include critical illness, accident, and hospital indemnity coverage. They assist clients with plan selection and provide ongoing support through the claim and service processes. The agency works with owners of single-family homes, apartments, retail spaces, and restaurants.
HealthMarkets Insurance - Santos Agency serves local homeowners, families, and individuals seeking supplemental insurance policies to help cover costs not included in primary health plans. The agency provides guidance on accident, hospital indemnity, and critical illness coverage options. Each client receives personalized assistance in comparing available plans. Located in McHenry, IL, this supplemental insurance agent also serves nearby communities in the greater McHenry County area, including Crystal Lake.
Reese Insurance Group in McHenry, IL serves local residents by explaining the difference between one-time policies that cover a specific need and recurring supplemental plans that offer ongoing benefits. As a supplemental insurance agent, the company focuses on providing coverage that helps fill gaps left by major medical plans. Their services are typically arranged on a scheduled or as-needed basis, depending upon the client's preference for annual reviews or single meetings to adjust coverage.
Roger Beeler serves the McHenry, Illinois area and surrounding communities as a supplemental insurance agent. The agency handles policies designed to cover gaps left by primary health plans, such as accident or critical illness benefits. Each client’s situation is reviewed to identify specific coverage needs. The typical job begins with a clear explanation of available plans, then progresses to comparing options and helping the client select a suitable policy. This straightforward approach ensures each individual understands their choices and feels confident in the coverage selected.
John Sutton - State Farm Insurance Agent in McHenry, IL, specializes in supplemental insurance policies that cover gaps left by standard health plans, including accident and hospital indemnity coverage. The agency provides personalized support to help local residents review their existing insurance and select appropriate supplemental options. This assistance can be especially valuable when policyholders face unexpected medical expenses during the winter flu season, helping them manage deductibles and out-of-pocket costs.
When winter storms or unexpected medical events disrupt a McHenry household, supplemental insurance can help cover gaps that primary health plans leave open. Petra Kinnerk American Family Insurance guides local clients through options like accident, critical illness, or hospital indemnity policies. These plans provide cash benefits directly to the policyholder for deductibles, copays, or everyday expenses. An agent reviews the client’s existing coverage to identify potential shortfalls before presenting any supplemental plan. An initial no-obligation inspection of current policies begins the process.
State Farm Insurance in McHenry, IL provides basic coverage plans for individuals and families. Its licensed agents specialize in supplemental policies that fill gaps left by standard health or life insurance, addressing unexpected costs from accidents, critical illness, or hospital stays. These add-ons help clients manage deductibles and out-of-pocket expenses. The agency serves offices needing employee benefit options, warehouse operations covering on-site injuries, and food service providers mitigating liability from daily operations.
Illinois Auto Quote serves the residential sector in McHenry, offering supplemental insurance policies that complement standard health or life plans. For commercial clients in the surrounding area, the agency provides coverage solutions tailored to local business needs. Its agents help customers navigate the complexities of gap coverage, accident plans, or similar offerings that fill common insurance gaps. Between regular policy reviews, the agency maintains contact to address any mid-year changes in a client’s situation.
Brett Ostertag - COUNTRY Financial Representative in McHenry, IL, is known for offering supplemental insurance that fills coverage gaps left by primary health plans. The agency serves local residents by providing access to policies such as accident, critical illness, and hospital indemnity insurance. A specialty service it can add on is a term life insurance rider for additional financial protection.
What Does a a Supplemental Insurance Agent in McHenry Cost?
Supplemental insurance costs in Illinois vary by plan type, age, and location. Medigap Plan G premiums for a 65 year old in McHenry typically range from $120 to $200 per month. Medicare Advantage plans may have lower monthly premiums but higher out of pocket costs. This is general information, not insurance advice.
About supplemental insurance agents in McHenry
Supplemental insurance agents in McHenry, Illinois help residents choose plans that fill gaps in Medicare coverage. Illinois law requires agents to be licensed and follow state regulations when offering Medigap or Medicare Advantage policies. These agents can explain how Illinois specific rules affect your coverage choices.
Frequently Asked Questions
What does a supplemental insurance agent in McHenry do?
A supplemental insurance agent helps you compare Medigap, Medicare Advantage, and other plans. They explain how each policy works with your existing Medicare coverage. They also guide you through enrollment periods required by Illinois law.
When can I enroll in a supplemental plan in Illinois?
You have a six month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Illinois also allows special enrollment periods for certain life events. Missing these windows may limit your options.
Are supplemental insurance agents regulated in Illinois?
Yes, all insurance agents in Illinois must hold a valid license from the Illinois Department of Insurance. Agents must follow state rules on marketing and sales practices. You can verify an agents license on the Illinois DOI website.
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