The top-rated supplemental insurance agent in Hoffman Estates, Illinois is Wes Black - State Farm Insurance Agent, rated 4.9 stars across 188 reviews. Other highly rated options include Brad Sutter - State Farm Insurance Agent, Sean Progar - State Farm Insurance Agent, Comparion Insurance Agency. This directory lists 12 supplemental insurance agents serving Hoffman Estates.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wes Black - State Farm Insurance Agent | 1051 W Golf Rd Suite A | (847) 843-3434 |
| 2 | Brad Sutter - State Farm Insurance Agent | 1584 Algonquin Rd | (847) 221-4000 |
| 3 | Sean Progar - State Farm Insurance Agent | Est, 2316 Hassell Rd | (847) 648-7111 |
| 4 | Comparion Insurance Agency | 2815 Forbs Ave Ste 100 | (847) 658-6067 |
| 5 | Stairway Insurance Agency | 2000 Center Dr D219 | (847) 777-6720 |
| 6 | L & M Financial Services, Inc. | 2200 W Higgins Rd Suite 203 | (847) 519-1154 |
| 7 | David Templer: Allstate Insurance | 990 Grand Canyon Pkwy | (847) 286-3555 |
| 8 | Alfredo Gaddini American Family Insurance | 2500 W Higgins Rd Suite 350 | (847) 885-4860 |
| 9 | J.A.S. Insurance Services | 2081 Barrington Rd | — |
| 10 | Farmers Insurance - Jody Field | 2500 W Higgins Rd Ste 1015 | (847) 884-9980 |
Wes Black - State Farm Insurance Agent serves the Hoffman Estates, Illinois area as a local supplemental insurance agent. The company focuses on providing additional insurance coverage options that help fill gaps left by primary health or life policies. Its work often involves helping clients explore choices for protecting their income and assets from unexpected medical costs. Specific services handled in this region include accident medical expense coverage and hospital indemnity insurance.
Brad Sutter, a supplemental insurance agent in Hoffman Estates, Illinois, serves local homeowners and renters looking to fill gaps left by primary health plans. His agency offers supplemental policies designed for accident recovery or critical illness, helping manage out-of-pocket expenses. Individual sessions clarify how these plans work alongside existing coverage, aiming to provide financial support when major medical claims arise. Service extends to the surrounding Chicago metropolitan area, including nearby communities such as Schaumburg and Arlington Heights to assist more residents.
Sean Progar - State Farm Insurance Agent in Hoffman Estates, IL offers a full range of supplemental insurance services designed to fill gaps left by primary medical coverage. The agency provides ongoing policy reviews and plan adjustments to ensure clients maintain appropriate protection as their needs evolve. It works closely with individuals to explain benefit details and assist with claims inquiries. This agent services single-family homes, apartments, retail establishments, and restaurants.
Comparion Insurance Agency in Hoffman Estates, Illinois, is known for helping individuals navigate supplemental insurance options to fill coverage gaps not addressed by standard health plans. Its service range includes consulting on policies such as accident, critical illness, and hospital indemnity plans. By assessing each client’s existing coverage, the agency identifies areas of financial exposure and recommends appropriate add-ons. A specialty service it can provide is coordinating benefits between a primary medical plan and a supplemental policy to minimize out-of-pocket costs.
Stairway Insurance Agency serves Hoffman Estates and the surrounding communities in Illinois. It handles supplemental insurance policies, which help cover expenses that primary health plans do not fully address. These policies may assist with costs for accidents, critical illnesses, or hospital stays. The agency takes a straightforward approach, first discussing a client’s existing coverage and potential out-of-pocket risks during an initial consultation. It then presents policy options that fit the client’s situation, working to clarify the benefit details before any enrollments are signed.
Based in Hoffman Estates, L & M Financial Services, Inc. provides supplemental insurance that fills coverage gaps between a primary health plan and out-of-pocket expenses. This area’s agents typically offer both one-time policy enrollments for fixed benefit plans and recurring service options for worksite or voluntary benefits. Local supplemental insurance can cover hospital stays, critical illnesses, or accident-related costs through individual plans. Clients select their preferred claim frequency and policy type. Service runs primarily on an as-needed basis when enrollment periods open or a claim requires agent assistance with the carrier.
David Templer is a supplemental insurance agent in Hoffman Estates, Illinois, offering specialized coverage such as accident, critical illness, and hospital indemnity policies. This agent works with residents to fill financial gaps left by major medical plans, providing individual guidance on selecting added protection for unexpected health events. Careful explanation of policy differences helps clients decide on supplemental plans that match their specific needs. Approaching winter, increased seasonal illness risk makes reviewing supplemental options particularly valuable for maintaining income and medical security.
As seasonal changes in Hoffman Estates bring shifts in health risks and unexpected expenses, residents often review their coverage for gaps in hospital stays or critical illness recovery. Alfredo Gaddini American Family Insurance provides supplemental insurance agent services, helping local individuals explore policies that complement existing major medical plans for added financial protection during emergencies. An initial personal assessment is scheduled to review current coverage and identify appropriate supplemental options that suit each client's needs.
Farmers Insurance - Jody Field in Hoffman Estates, IL offers supplemental insurance coverage for residential clients, helping to fill gaps in standard health or life policies. This agency also assists commercial customers with additional protection tailored to their business needs, serving the local area and surrounding communities. Their agents provide guidance on policy details and claims procedures, ensuring clients understand their options. Regular follow-up between visits helps adjust coverage as circumstances change, maintaining consistent support for each account.
What Does a a Supplemental Insurance Agent in Hoffman Estates Cost?
Supplemental insurance agents in Illinois typically do not charge a fee to consumers because they earn commissions from the insurance companies. The cost of a Medigap plan in Illinois can range from about 50 to 300 dollars per month depending on your age gender and the plan type. Other supplemental policies like accident or hospital indemnity plans may cost 20 to 100 dollars per month. This is general information and not insurance advice.
About supplemental insurance agents in Hoffman Estates
Supplemental insurance agents in Hoffman Estates Illinois help residents find policies that cover gaps in primary health insurance such as Medicare Supplement plans or accident and critical illness coverage. Illinois law requires agents to be licensed by the state and follow specific disclosure rules when selling Medicare Supplement plans. Local agents understand the needs of Hoffman Estates residents including proximity to healthcare providers in the northwest suburbs.
Frequently Asked Questions
What does a supplemental insurance agent in Hoffman Estates do?
A supplemental insurance agent helps you compare and enroll in policies that pay for costs not covered by your primary health plan like deductibles copays or coinsurance. They are licensed in Illinois and must follow state regulations regarding sales practices and consumer protections.
Do I need a supplemental insurance agent if I have Medicare in Illinois?
Many Illinois residents use a supplemental insurance agent to choose a Medicare Supplement plan Medigap because these plans have standardized benefits but premiums vary by company. An agent can explain the open enrollment period in Illinois which starts when you turn 65 and enroll in Medicare Part B and lasts for six months.
How do I verify an insurance agent license in Illinois?
You can check an agent license status on the Illinois Department of Insurance website using the producer license lookup tool. Agents must renew their license every two years and complete continuing education courses to stay compliant with state law.
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