The top-rated supplemental insurance agent in DeKalb, Illinois is Micah Stoddard - State Farm Insurance Agent, rated 5.0 stars across 290 reviews. Other highly rated options include Cassie Green - State Farm Insurance Agent, Stephanie Benitez American Family Insurance, Scott Zeimet - State Farm Insurance Agent. This directory lists 11 supplemental insurance agents serving DeKalb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Micah Stoddard - State Farm Insurance Agent | 400 E Hillcrest Dr #150 | (815) 758-5456 |
| 2 | Cassie Green - State Farm Insurance Agent | 129 E Locust St | (779) 270-9002 |
| 3 | Stephanie Benitez American Family Insurance | 303 E Hillcrest Dr Ste 7 | (815) 756-9531 |
| 4 | Scott Zeimet - State Farm Insurance Agent | 2587 Sycamore Rd Ste D | (815) 748-3101 |
| 5 | Brian Scholle - State Farm Insurance Agent | 216 N 4th St | (815) 758-4610 |
| 6 | Gavin Wilson - COUNTRY Financial Agent | 213 E Locust St | (815) 748-7064 |
| 7 | Hartwig & Paszotta Insurance | 122 N 1st St A | (815) 758-1426 |
| 8 | Shelter Insurance - Dillon Caplinger | 444 E Hillcrest Dr #250 | (815) 517-1693 |
| 9 | Stoddard State Farm | 400 E Hillcrest Dr #150 | (815) 758-5456 |
| 10 | Shelter Insurance | 444 E Hillcrest Dr | (815) 517-1693 |
Micah Stoddard – State Farm Insurance Agent serves the DeKalb, IL area as a supplemental insurance agent. The company offers coverage options designed to complement primary health plans, helping residents manage out-of-pocket costs. Supplemental insurance policies typically provide financial support for specific events, such as accidents or critical illnesses. In this role, the agency also assists clients in selecting Medicare Supplement plans to fill gaps in standard Medicare coverage. Specific services handled here include accident insurance and hospital indemnity plans.
Cassie Green - State Farm Insurance Agent offers a comprehensive range of supplemental insurance products designed to fill the gaps left by primary health coverage. The agency focuses on enrolling clients in individual plans and managing policy adjustments or renewals as needs change. Its services include guiding customers through claim filing assistance and explaining benefit options clearly. Located in DeKalb, IL, it provides quiet support for single-family homes, apartments, retail operations, and full-service restaurants throughout the surrounding area.
Stephanie Benitez American Family Insurance serves homeowners, businesses, and property managers in DeKalb, Illinois, by providing supplemental insurance policies that help cover gaps left by primary plans. These supplemental insurance agent services focus on offering additional financial protection for unexpected events, reducing out-of-pocket expenses for clients. By identifying specific coverage needs and presenting suitable options, the agency helps clients customize their risk management strategies. Its coverage area also extends to the neighboring community of Sycamore, ensuring accessible support for area residents and business owners.
At a supplemental insurance agency in DeKalb, IL, clients find distinct options for one-time policies covering specific gaps, such as accident or hospital indemnity plans, versus recurring services like Medicare supplements that require annual renewal. Scott Zeimet - State Farm Insurance Agent provides these plans to help individuals manage out-of-pocket expenses not addressed by primary health coverage. Local residents can schedule an appointment to discuss their needs, with service typically offered on an as-needed basis for policy changes or claims assistance throughout the year.
Serving DeKalb, Illinois, and the surrounding communities, Brian Scholle operates as a supplemental insurance agent. The agency handles policies designed to bridge coverage gaps that primary health plans often leave behind. This area includes clients seeking protection for accidents, critical illness, or hospital stays. A typical job begins with an individual review of a client's existing benefits, identifies specific exposure to out-of-pocket costs, and then presents plan options that fit that person's particular circumstances and budget.
Gavin Wilson - COUNTRY Financial Agent in DeKalb, IL, specializes in supplemental insurance policies that cover gaps left by major medical plans. The agency assists clients in selecting hospital indemnity, accident, and critical illness coverage tailored to individual needs. It also offers general guidance on filling coverage gaps during open enrollment periods. With changing seasonal weather increasing risks of slips and falls, the agency helps address concerns over out-of-pocket costs from unexpected injury-related medical expenses.
Winter in DeKalb brings unexpected medical costs that catch households off guard. Hartwig & Paszotta Insurance helps local residents manage these gaps through supplemental insurance plans designed to cover what primary health policies leave behind. Every client begins with a clear conversation about their current coverage and potential out-of-pocket risks. The agent then conducts an initial assessment of existing policies to identify specific gaps in dental, vision, or accident protection. This inspection step ensures the recommended supplemental plan aligns precisely with each client's unique financial situation.
Shelter Insurance - Dillon Caplinger serves as a supplemental insurance agency in DeKalb, Illinois, helping clients bridge gaps left by primary health plans. It specializes in adding targeted coverage such as accident, critical illness, or hospital indemnity policies to strengthen financial protection against unexpected medical costs. Policies are designed to pay cash benefits directly to policyholders for covered events. This agency can assist commercial sectors including offices, warehouses, and food service operations with customized supplemental plans for their employees or business needs.
Stoddard State Farm provides supplemental insurance solutions for residents in the DeKalb, IL area, offering policies that help cover gaps left by primary health plans. Commercial coverage is available for local businesses seeking additional protection for their employees or assets. The company serves clients throughout the DeKalb region, ensuring accessibility for both individuals and organizations. Agents focus on clear explanations of policy options during initial consultations. Follow-up visits allow agents to address any coverage adjustments needed, and repeat service between regular scheduled visits helps maintain appropriate protection as client circumstances evolve.
Shelter Insurance, known for its range of supplemental policies, serves clients in DeKalb, Illinois, and the surrounding area. Its offerings help cover gaps in standard health plans by providing additional financial protection for specific events or routine care. A specialized disability income policy can also be added to safeguard an individual’s earnings during an unexpected illness or injury.
What Does a a Supplemental Insurance Agent in DeKalb Cost?
Supplemental insurance costs in Illinois vary by plan type, age, and health status. For example, Medigap Plan G in DeKalb may cost between $120 and $250 per month for a 65-year-old. Cancer or accident plans can range from $30 to $100 per month. Costs also depend on the insurance company and any discounts offered. This is general information, not insurance advice.
About supplemental insurance agents in DeKalb
Supplemental insurance agents in DeKalb, Illinois help residents fill gaps in primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and hospital indemnity policies. Illinois law requires agents to be licensed by the Illinois Department of Insurance and follow strict disclosure rules.
Frequently Asked Questions
What types of supplemental insurance do agents in DeKalb offer?
Agents in DeKalb typically offer Medicare Supplement (Medigap), cancer insurance, accident insurance, critical illness, and hospital indemnity plans. These policies pay cash benefits directly to you or your provider for covered events.
Is there a special enrollment period for Medigap in Illinois?
Yes, Illinois has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions.
Do I need a license to sell supplemental insurance in Illinois?
Yes, all supplemental insurance agents must hold a valid Illinois insurance producer license. They must also complete continuing education courses to maintain their license and follow Illinois Department of Insurance regulations.
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