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Find Supplemental Insurance Agents Near You in Decatur, IL

Browse supplemental insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated supplemental insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 22 supplemental insurance agents serving Decatur.

Showing 22 supplemental insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Freeway Insurance3184 N Water St(217) 666-6011
5Insurance King255 E Grand Ave(217) 428-4800
6Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
7Senior Insurance Quote3270 N Woodford St(217) 875-0100
8Sams/Hockaday & Associates122 W Prairie Ave #201(217) 423-8000
9Insurance Solutions3133 N Woodford St(217) 872-5220
10Agency One Insurance & Real Estate500 W Main St(217) 422-9700
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Supplemental Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, IL metro area as a supplemental insurance agent. It helps local residents fill gaps left by primary health plans with focused coverage options. The agency works with clients to identify policies that address specific financial risks from unexpected medical events. Clients receive personalized service aimed at managing out-of-pocket expenses and maintaining household financial stability. Its typical services in this area include accident insurance and critical illness coverage.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Supplemental Insurance Agent · Decatur, IL

Al Schelling - State Farm Insurance Agent in Decatur, IL serves homeowners, businesses, and property managers with supplemental insurance coverage that helps bridge gaps left by primary policies. It offers support for unexpected expenses not fully covered by standard plans, ensuring clients face fewer financial surprises. This agency provides personalized guidance to tailor supplemental solutions for local needs. It also extends its services to residents and business owners in the greater Mount Zion area.

AI
1301 W King St Ste B
Acceptance Insurance
Supplemental Insurance Agent · Decatur, IL

Acceptance Insurance provides supplemental insurance agent services in Decatur, Illinois, offering a range of plans designed to fill gaps left by standard health or life coverage. Service options include regular policy reviews and updates to ensure clients maintain appropriate protection as their needs change. Maintenance plans involve periodic consultations for potential enrollment in new benefit periods. This agency primarily serves local homeowners with single-family homes, residents of apartment complexes, owners and tenants of retail spaces, and proprietors of restaurants.

FI
3184 N Water St
Freeway Insurance
Supplemental Insurance Agent · Decatur, IL

Serving Decatur, Illinois, and the surrounding communities in Macon County, Freeway Insurance provides services as a supplemental insurance agent. The company assists clients with plans that help cover gaps left by standard health or life policies, including accident, critical illness, and hospital indemnity coverage. It focuses on explaining supplemental options to help local residents manage potential out-of-pocket medical costs. For a typical job, the agent reviews a client's existing coverage to identify specific areas where added protection might be beneficial.

IK
255 E Grand Ave
Insurance King
Supplemental Insurance Agent · Decatur, IL

This company offers supplemental insurance policies that pay fixed cash benefits directly to the policyholder, distinct from major medical plans that cover ongoing health costs. These policies fill income gaps left by hospitalization, accidents, critical illness, or disability. Serving homeowners, retirees, and workers throughout the Decatur area, the agency helps clients select plans to cushion deductibles or lost wages. Service runs on a one-time basis for initial plan enrollment, with periodic scheduled reviews available annually to adjust coverage as client circumstances change.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Supplemental Insurance Agent · Decatur, IL

Richland Insurance Services, Inc. in Decatur, IL, provides supplemental insurance to cover gaps not addressed by primary health plans. It offers options such as accident, critical illness, and hospital indemnity policies, helping individuals manage out-of-pocket expenses. The agency assists local residents in selecting plans that fit their budget and lifestyle needs. With rising medical costs and policy deductibles, it particularly helps clients review their coverage before open enrollment season in November, ensuring they have adequate financial protection for the coming year.

SI
3270 N Woodford St
Senior Insurance Quote
Supplemental Insurance Agent · Decatur, IL

Senior Insurance Quote assists individuals in Decatur, IL, with securing supplemental insurance policies. These plans help cover out-of-pocket costs not addressed by primary medical coverage. The agency specializes in adding benefits like accident, critical illness, or hospital indemnity insurance to existing health plans. Clients gain financial protection for deductibles and unexpected medical expenses. Commercial sectors served by the agency include offices, warehouses, and food service establishments seeking to provide additional benefits for their employees.

SH
122 W Prairie Ave #201
Sams/Hockaday & Associates
Supplemental Insurance Agent · Decatur, IL

As local residents begin planning their fall and winter budgets, navigating unexpected medical costs becomes a primary concern. Sams/Hockaday & Associates in Decatur, IL helps address this gap by offering supplemental insurance coverage designed to work alongside primary health plans. Their services focus on providing straightforward policies that can ease financial strain from deductibles or copays. The initial consultation begins with a no-obligation review of your existing coverage to identify potential gaps.

IS
3133 N Woodford St
Insurance Solutions
Supplemental Insurance Agent · Decatur, IL

Insurance Solutions serves residential clients in Decatur by offering supplemental insurance policies that help cover gaps left by primary health plans. The agency also assists commercial customers in the area with similar gap coverage for their employees and business needs. Service extends throughout the Decatur region, ensuring local access to supplemental options. Between regular scheduled visits, the agency follows up with clients to adjust plans as their situations change, providing ongoing support rather than a single transaction.

AO
500 W Main St
Agency One Insurance & Real Estate
Supplemental Insurance Agent · Decatur, IL

Agency One Insurance & Real Estate in Decatur, IL is known for providing local supplemental insurance coverage that helps fill gaps in primary health plans. The agency’s service range includes policies such as accident, critical illness, and hospital indemnity plans, which offer cash benefits directly to policyholders. These products assist individuals in managing out-of-pocket medical expenses and protecting their financial stability. As a valued add-on service, they can also arrange dental or vision supplement packages for area residents seeking broader protection with additional benefits.

MT
333 E Pershing Rd
Mutual Trust Insurance Agency
Supplemental Insurance Agent · Decatur, IL
(217) 335-4136
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Supplemental Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
WT
1138 IL-48
Winston Taylor Insurance
Supplemental Insurance Agent · Decatur, IL
(217) 422-1441
FA
2805 N Jasper St
The Floyd Agency
Supplemental Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Supplemental Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
CH
1060 W Harrison Ave
Chad Hardy - COUNTRY Financial Agent
Supplemental Insurance Agent · Decatur, IL
(217) 877-2834
agents.countryfinancial.com/usa/il/decatur/chad-hardy
NH
122 W Prairie Ave #200
New Horizons Insurance Marketing
Supplemental Insurance Agent · Decatur, IL
(217) 233-8000
newhorizonsmktg.com
LH
122 W Prairie Ave #201
Luke Hockaday
Supplemental Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/luke-hockaday
MS
122 W Prairie Ave #201
Michael Sams
Supplemental Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/michael-sams
PG
122 W Prairie Ave #201
Patty Gogerty
Supplemental Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/patty-gogerty
LJ
101 S Main St #200
Lower John Insurance
Supplemental Insurance Agent · Decatur, IL
(217) 423-2345
LP
122 W Prairie Ave #201
Laura Pecina
Supplemental Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/laura-pecina

What Does a a Supplemental Insurance Agent in Decatur Cost?

Typical costs for supplemental insurance in Illinois vary by plan type and age. A Medicare Supplement Plan G for a 65-year-old in Decatur often ranges from $110 to $180 per month. Cancer or accident policies may cost $30 to $70 per month. Costs depend on your health, age, and the insurer. This is general information, not insurance advice.

About supplemental insurance agents in Decatur

Supplemental insurance agents in Decatur, Illinois help residents find policies that cover gaps in major medical plans. Illinois law requires Medigap policies to follow federal standards and provides a 30-day free look period. Local agents can explain how plans like Medicare Supplement, cancer, or accident insurance work with your existing coverage.

Frequently Asked Questions

What is a supplemental insurance agent in Decatur?

A supplemental insurance agent in Decatur helps you buy policies that pay for costs not covered by your main health plan. These include Medicare Supplement plans, hospital indemnity, and critical illness insurance. Agents can compare options from multiple carriers.

Do I need supplemental insurance in Illinois?

Supplemental insurance is optional but can help with deductibles, copays, and out-of-pocket costs. In Illinois, Medigap plans are standardized and labeled A through N. You may want extra coverage if you have a high-deductible health plan or chronic condition.

How do I choose a supplemental insurance agent in Decatur?

Look for an agent licensed in Illinois with experience in health and supplemental products. Ask about their carrier network and whether they offer free quotes. You can verify an agents license through the Illinois Department of Insurance website.

Supplemental Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.