The top-rated supplemental insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Tara McDonald - State Farm Insurance Agent, Ray Romano - State Farm Insurance Agent, Sean O'Hagan - State Farm Insurance Agent. This directory lists 27 supplemental insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Scharp - GEICO Insurance Agent | 3925 Kirkwood Hwy | (302) 998-9192 |
| 2 | Tara McDonald - State Farm Insurance Agent | 4408 Limestone Rd | (302) 234-1116 |
| 3 | Ray Romano - State Farm Insurance Agent | 2502 Silverside Rd Ste 8 | (302) 485-4426 |
| 4 | Sean O'Hagan - State Farm Insurance Agent | 2018 Naamans Rd Suite A4 | (302) 798-7572 |
| 5 | Dawn Moore Jones - State Farm Insurance Agent | 1303 Kirkwood Hwy | (302) 999-9101 |
| 6 | McAfee Insurance Agency | 1816 W 4th St | (302) 655-7999 |
| 7 | Raleigh Collins Jr - State Farm Insurance Agent | 250 Philadelphia Pike 1st Floor | (302) 764-6802 |
| 8 | Dan Dougherty - State Farm Insurance Agent | 5600 Kirkwood Hwy | (302) 999-1700 |
| 9 | Charles Potter Jr. Insurance Agency | 5506 Kirkwood Hwy | (302) 995-5451 |
| 10 | Wiswall Insurance Agency | 1035 N Lincoln St Suite 300 | (302) 791-7600 |
Anne Scharp - GEICO Insurance Agent serves the Wilmington, Delaware metro area as a local supplemental insurance agent. This agency helps individuals and families identify policies that can cover expenses often excluded by standard medical plans. Clients in this region rely on guidance regarding accident, hospital, and critical illness insurance options. Filing claims for cancer or disability coverage are specific services this agency manages for local residents.
Tara McDonald - State Farm Insurance Agent in Wilmington, DE, provides a comprehensive range of supplemental insurance services to help individuals manage out-of-pocket costs not covered by primary health plans. The agency offers tailored policy options and ongoing support to help clients review and adjust their coverage as needs change. Regular plan maintenance is included to ensure beneficiaries understand their benefits and claims processes. This agency serves a variety of property and business types, including single-family homes, apartments, retail locations, and restaurants.
Ray Romano - State Farm Insurance Agent in Wilmington, DE serves local homeowners, renters, and small business owners by offering supplemental insurance policies that help cover gaps in standard health or property protection. These plans can provide financial support for unexpected deductibles, copays, or services not fully covered by primary insurance. The agency also assists property managers in maintaining adequate coverage for their buildings and tenants. In addition to its Wilmington office, the agent serves clients throughout the Newark area of New Castle County.
Sean O'Hagan - State Farm Insurance Agent serves Wilmington, Delaware, and the surrounding New Castle County communities. The agency handles supplemental insurance policies that help cover gaps left by major medical plans. It assists clients with options for accident, critical illness, and hospital indemnity coverage. The agent works directly with individuals to explain how these plans complement existing health insurance. For a typical job, the agency reviews a client's current coverage and identifies specific areas where supplemental benefits could reduce out-of-pocket costs.
Dawn Moore Jones - State Farm Insurance Agent in Wilmington, DE specializes in supplemental insurance coverage, including accident and critical illness policies. The agency also assists clients with general insurance services such as auto, home, and life policies. With supplemental insurance, residents can address gaps left by primary health plans for out-of-pocket costs. The agent works with local clients to identify coverage that fits their needs and budget. Many homeowners turn to this agency for supplemental protection when facing an unexpected period of heavy seasonal storms or major home system failures.
McAfee Insurance Agency in Wilmington, DE assists with supplemental insurance, a service that remains distinct from one-time coverage plans by offering ongoing protection for gaps in primary health policies. Supplemental insurance typically provides fixed cash benefits directly to the policyholder for expenses like deductibles or copays. This agency focuses on helping local residents understand those coverage options and enroll in appropriate plans. Service is provided on an as-needed basis for consultations, enrollment, or questions about existing supplemental policies.
Raleigh Collins Jr – State Farm Insurance Agent in Wilmington, DE, provides standard supplemental coverage options that fill gaps left by primary health plans. This agency specializes in accident, critical illness, and hospital indemnity policies designed to help manage out-of-pocket costs. Its representatives assist clients through the enrollment process and explain policy benefits clearly. Businesses frequently rely on this agent to offer voluntary benefit packages for employees in offices, warehouses, and food service operations.
As the seasons change in Wilmington, supplemental insurance needs often shift with new medical deductibles or family coverage gaps. Dan Dougherty, as a local State Farm agent, helps clients explore Medicare supplements, cancer policies, and accident plans that align with their existing health coverage and budget. The approach focuses on clear explanations of plan options without painting broad guarantees. Every policy review begins with a face-to-face or virtual inspection of current benefits and any immediate coverage gaps.
Charles Potter Jr. Insurance Agency works with individuals to identify gaps in standard health insurance policies, specializing in supplemental coverage that addresses deductibles and out-of-pocket expenses from extended medical events. These tailored add-ons provide financial support during unexpected hospital stays or critical illnesses. The agency serves a range of commercial sectors in the Wilmington, Delaware area, including small business offices, local warehouses, and food service establishments.
Wiswall Insurance Agency serves residents in Wilmington, DE, with supplemental insurance policies that help cover gaps left by primary health plans. The agency also offers commercial supplemental coverage for local businesses seeking to protect their workforce. Service extends throughout the Wilmington area. Agents work to clearly explain policy options so clients understand their benefits and limitations. Following an initial consultation, the agency contacts clients to review coverage changes or address new needs before scheduling their next annual or periodic check-in.
What Does a a Supplemental Insurance Agent in Wilmington Cost?
Supplemental insurance premiums in Delaware vary by plan type age and insurer. Plan G typically costs between 120 and 250 dollars per month for a 65 year old. Plan N may be 90 to 180 dollars per month. Costs can change each year and depend on your location in Wilmington. This is general information and not insurance advice.
About supplemental insurance agents in Wilmington
Supplemental insurance agents in Wilmington Delaware help residents choose Medigap or Medicare Advantage plans to fill gaps in original Medicare. Delaware law requires Medigap policies to be guaranteed issue during open enrollment periods. Agents can explain how state-specific rules affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Wilmington?
A supplemental insurance agent in Wilmington helps you buy Medigap or Medicare Supplement plans. These plans cover costs like deductibles and copayments not paid by original Medicare. Agents compare policies from different carriers to find a suitable option for you.
When can I enroll in a Medigap plan in Delaware?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may deny coverage or charge higher premiums based on health.
Are there Delaware-specific rules for supplemental insurance?
Yes Delaware follows federal Medigap rules but also requires insurers to offer a standardized set of plans labeled A through N. Delaware does not allow Medigap plans to cover Part B deductibles for new enrollees after 2020. Agents must be licensed by the Delaware Department of Insurance.
Supplemental Insurance Agents in Other Delaware Cities
Bear · Dover · Middletown · Newark