The top-rated supplemental insurance agent in Middletown, Delaware is Christina McKeown - State Farm Insurance Agent, rated 4.9 stars across 157 reviews. Other highly rated options include Ryan Nichols: Allstate Insurance, Stefanie Wooten - State Farm Insurance Agent, Chuck Montgomery - State Farm Insurance Agent. This directory lists 14 supplemental insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christina McKeown - State Farm Insurance Agent | 102 Sleepy Hollow Dr #103 | (302) 378-8014 |
| 2 | Ryan Nichols: Allstate Insurance | 704 Ash Blvd | (302) 864-2230 |
| 3 | Stefanie Wooten - State Farm Insurance Agent | 14 E Main St | (302) 378-8885 |
| 4 | Chuck Montgomery - State Farm Insurance Agent | 384 E Main St | (302) 449-0001 |
| 5 | Blue Hen Insurance | 1050 Industrial Dr Suite 240 | (302) 696-2242 |
| 6 | Insurance You Keep | 651 N Broad St Suite 204 | (302) 602-9426 |
| 7 | Jeff Ramos - State Farm Insurance Agent | 4390 Summit Bridge Rd | (302) 376-7775 |
| 8 | Delaware Valley Medigap | 651 N Broad St Suite 106 | (888) 416-6532 |
| 9 | Armor Insurance Brokers | 478 Middletown Warwick Rd | (302) 449-5556 |
| 10 | Heritage WealthCare Inc. | 364 E Main St Suite 405 | (800) 736-1306 |
Christina McKeown - State Farm Insurance Agent serves the Middletown, DE area and the surrounding county as a supplemental insurance agent. The agency helps local residents and families address gaps in their primary health coverage by offering policies that pay benefits directly to the policyholder. These plans assist with out-of-pocket expenses that medical insurance often does not cover fully. The agency provides supplemental plans designed for specific needs such as hospital confinement or critical illness diagnosis.
Ryan Nichols: Allstate Insurance provides supplemental insurance coverage tailored to fill gaps left by primary health plans, including accident, critical illness, and hospital indemnity policies. It offers ongoing policy reviews and support services to help clients understand their benefits and adjust coverage as needs change. The agency assists with claims guidance and policy maintenance, ensuring customers remain informed. Its services extend to properties such as single-family homes, apartments, retail shops, and local restaurants in the Middletown, Delaware area.
Homeowners, renters, and small business owners in Middletown, Delaware turn to Stefanie Wooten - State Farm Insurance Agent for supplemental insurance coverage that helps fill gaps left by primary health, life, or disability policies. This agency offers personalized guidance in selecting accident, critical illness, and hospital indemnity plans tailored to individual risk profiles. Serving families and professionals throughout New Castle County, the office also extends to the nearby communities of Odessa and Townsend.
Chuck Montgomery - State Farm Insurance Agent serves Middletown, DE, and the surrounding communities of the Appoquinimink School District area. The agency handles supplemental insurance policies, including accident, critical illness, and hospital indemnity coverage, which help clients manage out-of-pocket expenses when a primary health plan falls short. To handle a typical job, the team begins by reviewing a client’s existing coverage and then explains how each supplemental option provides specific financial protection against common life events.
Blue Hen Insurance, located in Middletown, DE, offers supplemental insurance that bridges the gap between a primary health plan’s coverage and out-of-pocket expenses, often including hospital indemnity or accident policies. Unlike one-time service options such as a final expense plan, these supplemental policies maintain ongoing coverage that remains active as long as premiums are paid. The agency’s service support operates primarily on an as-needed basis, enabling clients to file claims, adjust benefits, or update personal information whenever required without a fixed schedule.
Insurance You Keep offers specialty services as a supplemental insurance agent in Middletown, DE, including accident, critical illness, and hospital indemnity policies. These plans help fill gaps left by primary health coverage, providing direct cash benefits for unexpected medical costs. The agency also assists clients with understanding their existing benefits and selecting appropriate additional coverage tailored to individual needs or family situations. For residents facing seasonal illnesses or the high out-of-pocket costs of a planned surgery, the agency helps secure financial protection specifically for those recovery periods.
As the colder months approach in Middletown, residents often reassess their coverage needs, and Jeff Ramos - State Farm Insurance Agent provides supplemental insurance options to fill gaps in existing plans. These accessory policies help cover out-of-pocket costs that primary health or life insurance may leave behind. The agency works locally to explain how supplemental plans can support financial security during unexpected medical events or hospital stays. An initial assessment is scheduled to review current policies and identify potential coverage gaps.
Delaware Valley Medigap works with individuals to identify supplemental insurance policies that fill gaps in existing coverage. As an agency based in Middletown, Delaware, it specializes in offering Medigap plans that may help cover expenses such as copayments, deductibles, and coinsurance. Clients can explore various supplemental options designed to complement traditional health insurance. Agents in this area typically provide guidance through the enrollment process and compare different plan benefits. This firm is able to serve a diverse range of commercial sectors, including offices, warehouses, and food service establishments.
Armor Insurance Brokers serves residents of Middletown by offering supplemental insurance agents who help fill gaps left by primary health plans. The agency also provides commercial coverage for local businesses seeking additional protection beyond standard policies. Their service area encompasses Middletown and the surrounding region within New Castle County. Agents assist clients during initial enrollment and remain available for follow-up inquiries or plan adjustments between regular visits to ensure continued coverage meets changing needs.
What Does a a Supplemental Insurance Agent in Middletown Cost?
Costs for supplemental insurance in Delaware vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Middletown typically range from $120 to $250 per month. Medicare Advantage plans may have $0 premiums but include copays and network limits. This is general information and not insurance advice.
About supplemental insurance agents in Middletown
Supplemental insurance agents in Middletown, Delaware help residents find plans that cover gaps in Original Medicare, such as copayments and deductibles. Delaware law requires agents to be licensed by the Delaware Department of Insurance and to follow strict disclosure rules. Local agents can explain how state-specific regulations affect Medigap and Medicare Advantage choices in New Castle County.
Frequently Asked Questions
What is a supplemental insurance agent in Middletown?
A supplemental insurance agent is a licensed professional who helps individuals compare and enroll in Medigap, Medicare Advantage, or other private health plans. In Delaware, agents must hold a valid insurance producer license and pass a background check.
What types of supplemental plans are available in Delaware?
Delaware offers standardized Medigap plans labeled A through N, as well as Medicare Advantage plans. Agents can also help with dental, vision, and hospital indemnity policies that supplement primary coverage.
Are there time limits for enrolling in Medigap in Delaware?
Yes. In Delaware, you have a six-month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
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