The top-rated supplemental insurance agent in Newark, Delaware is Heather Broujos - State Farm Insurance Agent, rated 4.9 stars across 132 reviews. Other highly rated options include Poland & Sullivan Insurance, Jeff Gardiner - State Farm insurance Agent, Shannon Clark - State Farm Insurance Agent. This directory lists 22 supplemental insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Broujos - State Farm Insurance Agent | 700 Capitol Tr Unit 33 | (302) 368-8080 |
| 2 | Poland & Sullivan Insurance | 680 S College Ave | (302) 738-3535 |
| 3 | Jeff Gardiner - State Farm insurance Agent | 1352 Marrows Rd Ste 105 | (302) 286-7130 |
| 4 | Shannon Clark - State Farm Insurance Agent | 910 S Chapel St Ste 206 | (302) 525-6408 |
| 5 | Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 369-9904 |
| 6 | John Kater - State Farm Insurance Agent | 219 E Main St | (302) 738-6540 |
| 7 | Tanja Payton - State Farm Insurance Agent | 683 E Chestnut Hill Rd | (302) 366-1332 |
| 8 | Mike Broujos - State Farm Insurance Agent | 700 Capitol Tr #33 | (302) 731-2722 |
| 9 | Lisa Broadbent Insurance Inc | 20 Polly Drummond Hill Rd | (302) 731-0044 |
| 10 | Martin Direct Insurance | 298 E Cleveland Ave | (302) 452-2700 |
Heather Broujos - State Farm Insurance Agent serves the Newark, Delaware area. The agency provides supplemental insurance options designed to fill coverage gaps left by primary health plans. These policies help manage out-of-pocket expenses for unexpected medical events. As a local agent, the office offers personal assistance with plan selection and enrollment for individuals and families. The agency specifically handles accident and critical illness insurance policies to support financial preparedness during health emergencies.
Poland & Sullivan Insurance serves homeowners, renters, and small business owners in Newark, Delaware, by offering supplemental insurance policies that help cover gaps left by standard health or property plans. Their agents guide clients through options for accident, critical illness, and hospital indemnity coverage. They work to explain how these policies support financial protection during unexpected medical events or property losses. The agency also assists seniors exploring Medicare supplement plans. Poland & Sullivan Insurance extends its services to residents of the greater Bear and Glasgow area within New Castle County.
Jeff Gardiner in Newark, DE provides supplemental insurance coverage designed to fill gaps left by primary health policies. Service plans include personalized policy reviews to align coverage with changing medical needs and financial circumstances. Maintenance involves regular communication to assist with claims and any policy questions. The office services private residences, apartment communities, retail stores, and local restaurants, ensuring these varied property types have risk management tailored to their unique operational exposure.
Serving Newark, Delaware, and the surrounding communities, Shannon Clark - State Farm Insurance Agent offers supplemental insurance coverage to help fill gaps left by primary health plans. The agency handles a range of policies designed to provide financial protection for unexpected medical costs, accidents, or critical illnesses. For each client, the approach begins with an individual assessment of current coverage and personal needs. This method ensures that recommendations are tailored specifically to the client’s existing benefits and financial situation.
John Kater – State Farm Insurance Agent in Newark, DE, provides assistance with supplemental insurance policies that fill coverage gaps left by standard health plans. The agency focuses on adding hospital indemnity, critical illness, and accident insurance to existing individual or family coverage. These supplementary plans help pay for deductibles, copays, and unexpected medical costs. Commercial sectors such as small offices, local warehouses, and food service businesses can arrange group supplemental benefits for their employees through this agency.
Serving Newark, Delaware, Tanja Payton - State Farm Insurance Agent provides supplemental insurance coverage to help fill gaps left by primary health plans. The agency assists clients with policies that offer direct cash benefits for unexpected medical events. Services include enrolling individuals and reviewing existing coverage to identify potential needs during life changes or open enrollment periods. With the arrival of winter, this specialized support is especially valuable for managing out-of-pocket expenses related to seasonal illnesses like flu or pneumonia.
When the seasons shift in Newark, DE, residents often review their existing coverage for gaps in health or disability protection. Mike Broujos, as a local supplemental insurance agent, addresses these needs by explaining how supplemental policies can cover deductibles, co-pays, or lost income not handled by major medical plans. The agent uses a straightforward consultation to outline how specific plans respond to common local scenarios. A clear initial-assessment meeting is scheduled to evaluate a client’s current benefits before any policy is adjusted.
Lisa Broadbent Insurance Inc serves residents of Newark, DE, by offering supplemental insurance policies designed to cover gaps left by primary health plans. Commercial coverage is also available for local businesses seeking to provide additional benefits for their employees. Serving the greater Newark area, this agency helps clients navigate options such as accident, critical illness, and hospital indemnity plans. Personalized consultations ensure each policy fits individual needs, and the agency encourages follow-up appointments between regular visits to adjust coverage as circumstances change.
Martin Direct Insurance of Newark, DE is known for connecting local residents with supplemental insurance policies that bridge gaps in primary health coverage. The company guides clients through the range of available plans, addressing costs not covered by Medicare or employer-sponsored insurance. Each client’s situation determines the recommended options, from dental and vision coverage to accident or critical illness protection. As a final service, the agency can also assist with securing short-term hospital indemnity policies for unexpected inpatient stays.
What Does a a Supplemental Insurance Agent in Newark Cost?
Supplemental insurance costs in Newark, DE vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old typically range from $120 to $250 per month. Cancer or hospital indemnity plans often cost $30 to $80 per month. Rates can increase over time due to inflation or claims experience. This is general information, not insurance advice.
About supplemental insurance agents in Newark
Supplemental insurance agents in Newark, DE help residents fill gaps in their primary health coverage. Delaware law allows insurers to offer Medicare Supplement (Medigap) plans with guaranteed issue rights during certain enrollment periods. These agents can explain how plans like Plan G or Plan N work alongside Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Newark, DE?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan. In Delaware, these agents are licensed by the Delaware Department of Insurance. They can sell Medigap, cancer, accident, and hospital indemnity plans.
When can I enroll in a Medigap plan in Delaware?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. Delaware also provides guaranteed issue rights in certain situations like losing employer coverage.
Are supplemental insurance premiums tax deductible in Delaware?
Medical expenses including supplemental insurance premiums may be deductible on your federal taxes if they exceed 7.5% of your adjusted gross income. Delaware follows federal rules for itemized deductions, so check with a tax professional for your specific situation.
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