The top-rated supplemental insurance agent in Trussville, Alabama is Bo Murphy - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include Chas Brown - State Farm Insurance Agent, The Grogan Agency, Inc., Cindy Stuman: Allstate Insurance. This directory lists 14 supplemental insurance agents serving Trussville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bo Murphy - State Farm Insurance Agent | 6421 S Chalkville Rd | (205) 661-6305 |
| 2 | Chas Brown - State Farm Insurance Agent | 326 Main St | (205) 854-8339 |
| 3 | The Grogan Agency, Inc. | 7018 Gadsden Hwy #120 | (205) 661-9393 |
| 4 | Cindy Stuman: Allstate Insurance | 8170 Gadsden Hwy # 100 | (205) 508-3408 |
| 5 | Steve Frantz - State Farm Insurance Agent | 112 N Chalkville Rd | (205) 661-0221 |
| 6 | Nicki Kearley - State Farm Insurance Agent | 326 Main St | (205) 655-2146 |
| 7 | Huffstutler Insurance Group, Inc. | 204 Main St Suite 122 | (205) 661-8089 |
| 8 | Deerfoot Insurance Agency | 8170 Gadsden Hwy Ste 108 | (205) 655-1020 |
| 9 | Cahaba Insurance Agency | 11 Office Park | (205) 655-4626 |
| 10 | Bobby McLaughlin: Allstate Insurance | 800 Watterson Curve # 102 | (205) 833-8888 |
Bo Murphy - State Farm Insurance Agent serves the Trussville, Alabama area and surrounding communities as a provider of supplemental insurance products. These policies are designed to help individuals manage out-of-pocket costs that primary health coverage may not fully address. The agency assists clients in selecting coverage for accident-related expenses and critical illness events that require extended treatment. Additional support is available for hospital indemnity plans that offer direct cash benefits during a covered stay. The business handles both enrollment and policy service for supplemental accident insurance.
Chas Brown - State Farm Insurance Agent in Trussville, AL, provides supplemental insurance policies designed to fill gaps left by primary health coverage. The company offers routine policy reviews to ensure clients understand their benefits and can adjust coverage as needs change. Services include claims assistance and plan modifications to accommodate life events or medical updates. These maintenance options help residents keep their financial protection up to date. The agency serves single-family homes, apartments, retail establishments, and local restaurants.
The Grogan Agency, Inc. serves homeowners, business owners, and property managers in the Trussville, Alabama area by offering supplemental insurance policies that help cover deductibles and gaps left by primary health or property plans. These individual policies provide financial protection for unexpected medical events or property damage. The agency focuses on educating local clients about the benefits of adding coverage for accidents, critical illness, or hospital indemnity. Its services extend to residents and businesses in nearby Center Point and the greater Birmingham metro region.
Serving Trussville, Alabama, and the surrounding communities, Cindy Stuman: Allstate Insurance handles supplemental insurance coverage for local residents. Supplemental insurance typically helps cover expenses that standard health or life policies do not fully address, such as deductibles or non-medical costs. The office offers personalized guidance to help clients understand their gaps in protection. It generally approaches each job by assessing individual needs through a straightforward consultation process before outlining available policy options to meet those specific requirements.
Steve Frantz, a supplemental insurance agent in Trussville, AL, helps clients distinguish between one-time policies, such as accident or hospital indemnity plans, and recurring coverage options like critical illness or cancer insurance that provide ongoing financial protection. These supplemental products bridge gaps left by standard health insurance, offering cash benefits for unexpected medical events. His service operates on an as-needed basis, allowing clients to request policy reviews, adjustments, or new enrollments whenever their needs change.
Nicki Kearley - State Farm Insurance Agent specializes in supplemental insurance, offering policies that cover gaps left by primary health plans. As a local supplemental insurance agent in Trussville, AL, it also provides general insurance services to individuals and families in the area. The agency helps clients secure financial protection against unexpected medical costs and related expenses. During the annual Medicare open enrollment period, it assists clients in reviewing and adjusting their supplemental coverage to meet changing healthcare needs.
Huffstutler Insurance Group, Inc. offers general insurance brokerage services to individuals and businesses in the Trussville area. The company additionally specializes in supplemental insurance, providing optional policies that help clients cover gaps left by primary health plans. These add-on products assist with out-of-pocket expenses and income protection during unexpected medical events. The agency serves a range of commercial sectors, including professional offices, warehouse operations, and food service establishments.
As the seasons change in Trussville, residents often review their health coverage options for gaps that routine insurance may not fill. Deerfoot Insurance Agency serves this need as a supplemental insurance agent, helping clients consider policies that address specific out-of-pocket costs or benefit limits. Tailoring research to individual circumstances allows for a practical approach to these secondary protections. Consultation begins with a personal review of existing coverage to identify potential needs before proceeding with an initial assessment.
Cahaba Insurance Agency provides residential supplemental insurance services to individuals in Trussville, Alabama. Commercial coverage is also available for local small business owners seeking to fill gaps in their primary health plans. The agency serves clients throughout the Trussville area, helping them select policies that address out-of-pocket expenses from accidents or illnesses. After an initial policy setup, the agency follows up with ongoing support and process new applications during annual enrollment periods as client needs change between regular visits.
What Does a a Supplemental Insurance Agent in Trussville Cost?
Costs for supplemental insurance in Alabama vary by plan type, age, and health status. Medigap Plan G premiums in Trussville typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Trussville
Supplemental insurance agents in Trussville, Alabama help residents choose plans that fill gaps in Medicare or employer coverage. Alabama law requires agents to be licensed by the Alabama Department of Insurance and follow state regulations on plan marketing. These agents can explain options like Medigap or Medicare Advantage plans available in Jefferson County.
Frequently Asked Questions
What is a supplemental insurance agent in Trussville?
A supplemental insurance agent is a licensed professional who helps you buy private insurance to cover costs not paid by Medicare or your employer plan. They work with carriers approved by the Alabama Department of Insurance.
When can I enroll in a Medigap plan in Alabama?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. Outside this window, you may face medical underwriting and higher premiums.
Are there Alabama-specific rules for supplemental insurance agents?
Yes. Alabama agents must follow the Alabama Insurance Code and cannot use high-pressure sales tactics. They must also provide a written outline of coverage before you buy a policy.