The top-rated supplemental insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,156 reviews. Other highly rated options include Highstreet Kilgro Insurance Agency, Acceptance Insurance, Providence Insurance. This directory lists 20 supplemental insurance agents serving Decatur.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 116 14th St SW Suite D | (256) 351-0400 |
| 2 | Highstreet Kilgro Insurance Agency | 439 Johnston St SE | (256) 350-8241 |
| 3 | Acceptance Insurance | 1313 Point Mallard Pkwy C | (256) 278-7028 |
| 4 | Providence Insurance | 107 Grant St SE | (256) 277-1481 |
| 5 | Senior Benefits of North Alabama | 2215 Danville Rd SW suite i | (256) 706-2760 |
| 6 | Akin & Associates Insurance Group - Priceville | 468 Hwy 67 S | (256) 355-8500 |
| 7 | Alabama Insurance Services | 2132 6th Ave SE Suite 105 | (256) 355-0413 |
| 8 | Ken Williams Insurance - Equity Insurance Group | 901 Wimberly Dr SW B | (256) 552-5522 |
| 9 | Stovall-Marks Insurance | 2601 Danville Rd SW | (256) 355-7951 |
| 10 | SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry | 1414 7th Ave SE | (256) 552-7577 |
Direct Auto Insurance in Decatur, Alabama, offers a range of supplemental insurance agent services to help local residents fill gaps in their primary coverage. The company provides consultation and administration of various supplemental plans, including accident, critical illness, and hospital indemnity policies. Maintenance services include annual policy reviews and assistance with claims processing to ensure continued suitability. It serves a diverse array of properties, including single-family homes, apartments, retail locations, and local restaurants.
Highstreet Kilgro Insurance Agency serves the Decatur, Alabama area as a supplemental insurance agent. It provides policies that help individuals cover expenses not fully paid by major medical plans, such as deductibles and co-pays. These plans can offer financial support during gaps in primary health coverage. By working with local clients, the agency addresses specific needs that arise from injuries or illnesses. Its services include helping residents enroll in accident and hospital indemnity insurance plans.
Acceptance Insurance serves homeowners, business owners, and property managers in Decatur, Alabama, offering supplemental insurance coverage to fill gaps left by standard policies. The agency helps clients find policies tailored to protect assets and manage unexpected financial risks. Its services include reviewing existing coverage and presenting options for additional protection. Acceptance Insurance also extends its support to residents and businesses in the nearby Huntsville metro area.
Providence Insurance provides supplemental insurance coverage to help clients manage costs that primary health plans may not fully address. It offers various plans designed to fill gaps in medical, dental, and accident-related expenses. The agency assists policyholders with understanding their benefits and filing claims, ensuring timely support for covered events. Service plans are maintained through regular policy reviews and direct customer consultations to adjust coverage as needs evolve. It serves clients with a range of properties, including single-family homes, apartments, retail establishments, and full-service restaurants in the Decatur, Alabama area.
Serving homeowners and retirees across the Decatur area, Senior Benefits of North Alabama offers supplemental insurance policies designed to help cover gaps left by major medical plans. These side policies can assist with costs like deductibles, co-pays, and extended care needs. Residents in Decatur, AL seeking extra health coverage often turn to a local agent for personalized guidance on available plans. This agency additionally provides service to the neighboring community of Huntsville and the greater Madison County metro region.
Akin & Associates Insurance Group - Priceville serves the Decatur, AL area by offering both one-time policy purchases and recurring service plans as a supplemental insurance agent. Supplemental coverage fills gaps left by primary health plans, helping with deductibles, copays, or lost income during recovery. The company focuses on providing clients with additional financial protection for unexpected medical or accident-related expenses. Service options include one-time consultations and scheduled policy reviews as needed, ensuring clients can adjust coverage as their circumstances change.
Alabama Insurance Services serves Decatur and the surrounding communities in north Alabama, focusing on supplemental insurance coverage. The agency handles policies that complement major medical plans, such as critical illness, accident, and hospital indemnity insurance. These plans help clients manage out-of-pocket expenses not covered by primary health insurance. It generally assesses each individual's existing coverage and financial situation to recommend appropriate policy options that fill specific gaps.
As the changing seasons bring new health and financial needs to Decatur, local residents often seek coverage for unexpected gaps that Medicare or employer plans leave unfilled. Ken Williams Insurance - Equity Insurance Group assists with supplemental insurance to cover deductibles, copays, and other out-of-pocket expenses. Their consultation helps clients compare available plans for medical, hospital, or accident-related costs. Every initial assessment begins with a free, no-obligation review of the individual's current policy and medical spending patterns to determine appropriate coverage options.
Stovall-Marks Insurance specializes in providing supplemental insurance policies that fill gaps left by primary health coverage. The Decatur, AL agency helps clients navigate options for critical illness, accident, and hospital indemnity plans to reduce out-of-pocket expenses. It works with individuals and families to explain coverage details and assist with claims when medical events occur. As seasonal illnesses like flu or respiratory infections strain local healthcare resources, the agency helps insureds address unexpected copays and deductibles that accompany emergency treatment or hospital stays.
Shield Insurance, formerly operating under Insurance Services Gil & Vicki Terry, provides supplemental insurance products to fill coverage gaps left by major medical plans. Serving the Decatur, Alabama area, these supplemental policies can help cover deductibles, copays, and other out-of-pocket expenses from an unexpected illness or injury. The agency can assist businesses and individuals in a variety of commercial settings, including offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Decatur Cost?
Supplemental insurance costs in Alabama vary by plan type, age, and health status. For example, a Medigap Plan G for a 65-year-old in Decatur typically costs between $120 and $200 per month. Medicare Advantage plans may have low or zero premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Decatur
Supplemental insurance agents in Decatur, Alabama help residents find coverage for gaps in Medicare or employer health plans. Alabama law requires agents to hold a valid state license and follow specific marketing rules. Local agents understand the needs of Morgan County residents and can explain plans like Medigap and Medicare Advantage.
Frequently Asked Questions
What is a supplemental insurance agent in Decatur?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or group health insurance. These agents are licensed by the Alabama Department of Insurance and must follow state regulations.
What types of supplemental plans are available in Alabama?
Common plans include Medicare Supplement (Medigap) plans A through N, Medicare Advantage, and standalone dental or vision policies. Alabama has a six-month Medigap open enrollment period starting when you turn 65.
How do I choose a supplemental insurance agent in Decatur?
Look for an agent licensed in Alabama with experience in Medicare and health insurance. You can verify an agents license on the Alabama Department of Insurance website. Ask about the specific carriers they represent.