The top-rated supplemental insurance agent in Dothan, Alabama is Acceptance Insurance, rated 4.8 stars across 549 reviews. Other highly rated options include Southeast Insurance Group, Direct Auto Insurance, Globe Life Liberty National Division: Brooks-Aderholt Agencies. This directory lists 20 supplemental insurance agents serving Dothan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 416 N Oates St #2 | (334) 523-7195 |
| 2 | Southeast Insurance Group | 2605 Choctaw St | (334) 772-0777 |
| 3 | Direct Auto Insurance | 3663 Montgomery Hwy | (334) 828-7548 |
| 4 | Globe Life Liberty National Division: Brooks-Aderholt Agencies | 106 Park W Cir | (334) 792-8022 |
| 5 | Wiregrass Insurance LLC | 2426 S Park Ave | (334) 793-6967 |
| 6 | Aaron Insurance Agency | 1455 Westgate Pkwy | (334) 712-0777 |
| 7 | Andrew Anderson: Allstate Insurance | 936 W Carroll St Ste 1 | (334) 792-4407 |
| 8 | Healthcare Resource Center | 335 W Main St | (334) 803-3900 |
| 9 | Germaine Johnson: Allstate Insurance | 1034 Ross Clark Cir Ste 3 | (334) 699-4000 |
| 10 | Slingluff United Insurance | 3646 W Main St | (334) 792-5101 |
Acceptance Insurance serves Dothan and Houston County as a supplemental insurance agent. It helps clients fill gaps in their existing health and life coverage with additional policies. Supplemental insurance work in this area typically addresses expenses that primary plans do not fully cover. The company assists with plans that pay cash benefits directly to the insured for specified events. Among the specific services it handles are accident and hospital indemnity policies.
Southeast Insurance Group serves homeowners and local business owners in Dothan, Alabama, who need supplemental insurance coverage to fill gaps in their existing policies. The agency helps clients select plans for accident recovery, cancer care, hospital stays, and critical illness events. These policies can provide direct cash benefits to policyholders for out-of-pocket costs not covered by major medical insurance. The company’s territory also extends to serving residents and small businesses in the nearby community of Midland City.
Direct Auto Insurance in Dothan, AL provides a range of supplemental insurance agent services to help local residents manage gaps in their primary coverage. These offerings frequently complement existing health, life, or property policies by addressing specific out-of-pocket costs. Service and maintenance plans focus on routine policy reviews and claims assistance to ensure clients understand their benefits and options for adjustments. The company works with single-family homes, apartments, retail establishments, and restaurants throughout the surrounding area.
Globe Life Liberty National Division: Brooks-Aderholt Agencies serves Dothan, Alabama, and the surrounding Houston County communities. This independent agency handles supplemental insurance policies, including accident, critical illness, cancer, and life coverage for individuals. It focuses on helping local residents fill gaps left by primary health plans. The agency takes a consultative, face-to-face approach with each client to explain coverage options and tailor policies to specific financial and medical needs.
Wiregrass Insurance LLC works primarily with supplemental insurance products such as cancer, accident, critical illness, and hospital indemnity policies. It serves individuals and families in Dothan, AL, by helping to fill the cost gaps that traditional health coverage may leave behind. These plans provide cash benefits directly to policyholders during medical events. As the open enrollment period for Medicare Advantage approaches each fall, the agency often helps clients review their existing supplemental options to avoid unexpected out-of-pocket expenses.
Aaron Insurance Agency in Dothan, AL, distinguishes supplemental coverage from traditional major medical plans by offering fixed-benefit policies that pay cash directly to the insured upon a qualifying event. These policies help fill gaps left by primary insurance, providing financial support for out-of-pocket expenses like deductibles, copays, and everyday costs during illness or injury. Service at this agency is available primarily on a one-time basis for plan enrollment, with follow-up support typically offered as needed.
As the Gulf Coast hurricane season approaches, individuals in Dothan seek to strengthen their financial safety nets. Andrew Anderson: Allstate Insurance provides supplemental insurance agent services designed to fill gaps left by standard health or life policies. These plans offer additional coverage for accidents, critical illness, or hospital stays, helping policyholders manage out-of-pocket expenses during medical events. The agency focuses on explaining benefit structures plainly so clients understand their options. An initial needs assessment is scheduled for each prospective client to review current coverage and identify specific vulnerabilities.
Healthcare Resource Center works with individuals to identify gaps in their standard health coverage and offers optional supplemental insurance plans to address those needs. Operating in Dothan, Alabama, the company focuses on policies that provide cash benefits for hospital stays, accidents, or critical illnesses not fully covered by major medical insurance. These add-on plans help manage out-of-pocket costs and deductibles that often arise unexpectedly. The agency can assist various commercial sectors, including medical and professional offices, warehouses and distribution centers, and food service operations.
Germaine Johnson: Allstate Insurance of Dothan, AL, provides supplemental insurance services to residential clients in their own homes throughout the Dothan area. The agency also offers commercial supplemental coverage to local businesses operating within the region. Policies are designed to fill gaps left by primary health or property plans, helping to manage out-of-pocket costs during unexpected events. Between regular plan reviews or life changes, the agency handles follow-up service, including policy adjustments and claim support, to keep coverage current.
Slingluff United Insurance serves Dothan, Alabama, as a supplemental insurance agent known for helping individuals address gaps in their primary health coverage. Their offerings typically include policies that provide direct cash benefits for hospital stays, critical illnesses, and accident recovery, giving clients added financial flexibility. Many area residents use these plans to manage out-of-pocket medical expenses not covered by standard insurance. A specialty service this agency can add on is fixed-benefit cancer protection, which provides a predetermined lump sum to a policyholder upon diagnosis.
What Does a a Supplemental Insurance Agent in Dothan Cost?
Supplemental insurance costs in Alabama vary by plan type, age, gender, and tobacco use. For example, a Medicare Supplement Plan G for a 65-year-old non-smoker in Dothan may range from $110 to $200 per month. Cancer and critical illness policies often cost between $30 and $80 per month. These are general estimates and actual premiums depend on the carrier and your specific situation. This information is for general educational purposes and does not constitute insurance advice.
About supplemental insurance agents in Dothan
Supplemental insurance agents in Dothan, Alabama help residents fill gaps in primary health coverage. These agents offer plans like Medicare Supplement (Medigap) and hospital indemnity policies. Alabama law requires agents to hold a valid state license and follow the Alabama Insurance Code for policy sales and disclosures.
Frequently Asked Questions
What types of supplemental insurance are common in Dothan?
Common plans include Medicare Supplement (Medigap), cancer insurance, critical illness, accident, and hospital indemnity policies. Agents in Dothan can help compare plans from multiple carriers regulated by the Alabama Department of Insurance.
Do I need a license to sell supplemental insurance in Alabama?
Yes. All insurance agents in Alabama must hold a valid resident or non-resident license issued by the Alabama Department of Insurance. Agents must complete continuing education and follow state rules for advertising and sales practices.
Is there a special enrollment period for Medigap in Alabama?
Yes. Alabama follows federal rules for Medicare Supplement plans. You have a six-month Medigap Open Enrollment Period starting when you are both age 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.