The top-rated renters insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, Mark Nickerson - GEICO Insurance Agent, Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance. This directory lists 18 renters insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St # 300 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 80 Lambert Lind Hwy | (401) 244-9044 |
| 4 | Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance | 108 Airport Rd | (401) 739-8686 |
| 5 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 6 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 7 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 8 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 9 | Sacchetti Classic Auto Insurance | 845 Post Rd | (401) 461-0900 |
| 10 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
Bankers Life provides renters insurance services in Warwick, Rhode Island, helping clients secure coverage for personal belongings and liability protection. The company assists policyholders with reviewing their coverage needs and managing claims throughout the lease period. Standard maintenance consultations are offered to ensure policies remain aligned with changing inventory and living situations. The agency services single-family homes, apartments, retail spaces, and restaurants needing tenant insurance solutions.
Brook Insurance Associates LLC serves Warwick, Rhode Island, and the surrounding communities with renters insurance policies tailored to local rental properties. The company handles coverage for personal belongings, liability protection, and additional living expenses in the event of a covered loss. Working with tenants and landlords alike, it explains policy options to ensure clients understand their deductibles and exclusions. For a typical job, the agent reviews the renter's inventory of possessions and recommends a policy that provides appropriate financial protection for their specific situation.
Mark Nickerson - GEICO Insurance Agent serves the greater Warwick, Rhode Island area and offers renters insurance policies to local residents. This agency helps tenants protect their personal belongings from unexpected events. An agent here can assess a policyholder's specific coverage needs for liability and loss of use. Claim assistance is available for those navigating the process after a theft or damage. The company handles drafting personal property inventories and explaining policy deductibles for renters.
At Graham Insurance, Inc, Patricia M Smith of Nationwide Insurance in Warwick, RI discusses whether a renter seeks one-time proof of coverage for a landlord’s move-in requirement or a recurring policy that renews annually, making the ongoing protection for personal property and liability distinct for each client living in rental housing in the area. This service operates on an as-needed basis, with policy support available whenever a renter requires a new quote or needs to update existing coverage.
McLane Insurance Agency specializes in matching Warwick renters with liability and personal property protection policies. It evaluates a client’s specific living situation to recommend appropriate coverage limits and deductibles. The agency assists with filing necessary documentation and clarifying policy exclusions or endorsements for local apartment dwellers and homeowners leasing property. During the busy summer moving season, it helps renters update coverage for new addresses, ensuring belongings remain protected from fire, theft, or water damage during the transition.
As the fall season brings increased theft and accidental damage risks to apartment dwellers in Warwick, DeGiulio Insurance Group, LLC provides renters insurance policies tailored to local needs. The company helps tenants protect personal belongings such as electronics and furniture from common perils like fire and water damage. Each policy is discussed individually to match the required coverage limits for any rental property. An initial assessment of the renter's possessions is always the first step in this process.
Ronald Newman Jr: Allstate Insurance provides renters insurance in Warwick, Rhode Island, helping tenants protect their personal property and cover liability risks. Policyholders can include specialty add-ons such as coverage for valuable items like jewelry or electronics. Renters insurance also addresses temporary living expenses if a home becomes uninhabitable and offers protection from theft or water damage. Individual residents and those renting units in larger commercial sectors, including offices, warehouses, and food service establishments, can obtain appropriate coverage for their needs.
Serving homeowners, renters, and property managers in the Warwick area, Providence Mutual Fire Insurance Co offers renters insurance agent services for securing personal property and liability coverage. The company assists clients in selecting policies that protect belongings from common perils like fire and theft. As a local agency, it provides straightforward guidance to help customers navigate their coverage options. Warwick renters and property managers can also access these services in the neighboring community of Cranston within the Providence metropolitan area.
Sacchetti Classic Auto Insurance provides renters insurance services to residents in and around Warwick, Rhode Island. The agency also offers commercial coverage for local businesses seeking property protection. Serving both new policyholders and existing clients in the area, the team helps tenants safeguard personal belongings and liability risks within their apartments or homes. Customers can return for policy updates or seasonal adjustments between regular visits, ensuring their coverage remains aligned with changing household needs.
What Does a a Renters Insurance Agent in Warwick Cost?
Renters insurance in Rhode Island typically ranges from 150 to 360 dollars per year for standard coverage. Policies in Warwick may cost slightly more due to coastal exposure and theft risk. Your actual premium depends on your credit score coverage limits and deductible choice. This is general information not insurance advice.
About renters insurance agents in Warwick
Renters insurance agents in Warwick Rhode Island help tenants protect their personal belongings and liability. Rhode Island law does not require renters insurance but many landlords in Warwick now include it as a lease condition. An agent can explain how local flood risks near Narragansett Bay may affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Warwick do?
A renters insurance agent helps you choose a policy that covers your personal property and provides liability protection. They can compare quotes from different carriers and explain Rhode Island specific coverage options like water backup or flood insurance.
Is renters insurance required by law in Rhode Island?
No state law requires renters insurance in Rhode Island. However many landlords in Warwick now require tenants to carry a policy as a condition of the lease. An agent can help you meet that requirement.
How much does renters insurance cost in Warwick Rhode Island?
Typical renters insurance in Rhode Island costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Costs vary based on your location in Warwick the coverage amount and your claims history.
Renters Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · Pawtucket · Providence · Westerly