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Directory of renters insurance agents in Johnston, Rhode Island. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 10 renters insurance agents in Johnston, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jose Espejo: Allstate Insurance
1318 Plainfield St, Johnston, RI 02919
(401) 831-2099
agents.allstate.com
Narragansett Bay Insurance Company
1301 Atwood Ave #102W, Johnston, RI 02919
(401) 725-5600
nbic.com
Expert Insurance
1705 Hartford Ave, Johnston, RI 02919
(401) 709-7720
expertinsurancegroup.com
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance
1465 Atwood Ave, Johnston, RI 02919
(401) 273-8700
grahaminsuranceinc.com
Tax Insurance Solutions
1215 Plainfield St, Johnston, RI 02919
(401) 944-1512
taxinsurancesolutions.com
Smyth Business Solutions
1665 Hartford Ave, Johnston, RI 02919
(401) 227-9256
smythbiz.com
Cesar Loaiza: Allstate Insurance
653 Killingly St, Johnston, RI 02919
(401) 942-0500
agents.allstate.com
Kelvin Taveras: Allstate Insurance
1318 Plainfield St, Johnston, RI 02919
(401) 824-7813
agents.allstate.com
Capital Insurance Group
454 George Waterman Rd, Johnston, RI 02919
(401) 349-5757
Allstate Insurance: Sugeidy Mendez
58 Greenville Ave, Johnston, RI 02919
(401) 324-0653
agents.allstate.com
Renters insurance agents in Johnston, Rhode Island help tenants protect their personal property from theft, fire, and other covered losses. Rhode Island law does not require renters insurance, but many landlords in Johnston now include it as a lease condition. An agent can explain how local factors like proximity to the Woonasquatucket River or historic mill buildings may affect your policy options.
What Does a Renters Insurance Agent in Johnston Cost?
The average cost of renters insurance in Rhode Island is about $15 to $30 per month, or roughly $180 to $360 per year. In Johnston, rates may vary based on your rental units age, location, and the amount of coverage you choose. Policies with higher liability limits or additional riders for valuables like jewelry cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Johnston Rhode Island?
Renters insurance typically covers personal belongings against perils like fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental unit. In Rhode Island, policies often include coverage for additional living expenses if your apartment becomes uninhabitable.
Is renters insurance required by law in Rhode Island?
No, Rhode Island state law does not require tenants to have renters insurance. However, many landlords in Johnston and across the state now require it as a condition of the lease. Check your lease agreement for any insurance requirements.
How do I choose a renters insurance agent in Johnston?
Look for an agent licensed in Rhode Island who has experience with local rental properties. Ask about policy options that cover specific risks in Johnston, such as water damage from frozen pipes in older buildings. Compare quotes from multiple agents to find coverage that fits your budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.