The top-rated renters insurance agent in Johnston, Rhode Island is Jose Espejo: Allstate Insurance, rated 5.0 stars across 261 reviews. Other highly rated options include Expert Insurance, Narragansett Bay Insurance Company, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance. This directory lists 10 renters insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Espejo: Allstate Insurance | 1318 Plainfield St | (401) 831-2099 |
| 2 | Expert Insurance | 1705 Hartford Ave | (401) 709-7720 |
| 3 | Narragansett Bay Insurance Company | 1301 Atwood Ave #102W | (401) 725-5600 |
| 4 | Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance | 1465 Atwood Ave | (401) 273-8700 |
| 5 | Tax Insurance Solutions | 1215 Plainfield St | (401) 944-1512 |
| 6 | Smyth Business Solutions | 1665 Hartford Ave | (401) 227-9256 |
| 7 | Kelvin Taveras: Allstate Insurance | 1318 Plainfield St | (401) 824-7813 |
| 8 | Cesar Loaiza: Allstate Insurance | 653 Killingly St | (401) 942-0500 |
| 9 | Capital Insurance Group | 454 George Waterman Rd | (401) 349-5757 |
| 10 | Allstate Insurance: Sugeidy Mendez | 58 Greenville Ave | (401) 324-0653 |
Jose Espejo: Allstate Insurance serves the Johnston, Rhode Island area, offering renters insurance coverage for local residents. This agency helps tenants protect their personal belongings from risks like theft, fire, and water damage within their rented homes or apartments. It also provides liability protection for incidents that may occur inside a rental unit. Policy options include coverage for temporary living expenses if a rented space becomes uninhabitable. The agency handles renters insurance policies for apartments, condos, and single-family homes in Johnston.
Homeowners, businesses, and property managers in Johnston, RI rely on Expert Insurance for renters insurance solutions. The agency helps clients secure coverage that protects personal belongings and provides liability protection for rented properties. Expert Insurance works with individuals and organizations to tailor policies according to specific rental needs. In addition to serving customers throughout Johnston, the company also offers its renters insurance agency services to residents and businesses in the neighboring community of Cranston.
Narragansett Bay Insurance Company provides renters insurance services to the Johnston area, offering coverage for personal belongings and liability protection. Maintenance plans are structured around policy renewals and easy claims reporting for existing customers. The company focuses on delivering straightforward policy management and responsive support throughout the rental term. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance serves renters in Johnston, Rhode Island, and its surrounding communities. This agency handles renters insurance policies that cover personal property and liability protection for tenants. The agent works directly with clients to assess individual coverage needs based on their living situation and belongings. For each typical job, it reviews the renter’s specific exposures and explains available coverage options in plain terms before helping them select a suitable policy.
For Johnston renters, Tax Insurance Solutions provides straightforward policy options for either single-term coverage or recurring annual protection. The agency works with local clients to secure policies that cover personal belongings against common perils like fire, theft, and water damage, with liability protection included in typical plans. Due to the seasonal needs of some renters in the area, the company accommodates both one-time policies for short leases and scheduled renewals for year-round households. Service arrangements run on either a one-time or scheduled basis depending on the client’s preference.
Smyth Business Solutions specializes in helping renters secure personal property and liability protection for apartments and homes in the Johnston, RI, area. Factoring in the region's common building types and average occupancy levels, the company provides tailored policy recommendations that cover belongings from electronics to furniture. It also guides clients through the claims process, ensuring proper documentation for lost or damaged items. After a heavy New England snowmelt in spring, the agency assists with filing claims for water damage from thawing pipes.
Kelvin Taveras at Allstate Insurance in Johnston, Rhode Island, helps clients secure renters insurance policies that protect personal belongings and provide liability coverage. This agency can guide customers in adding valuable endorsements, such as coverage for high-value jewelry or electronics. Serving both residential and commercial needs, Kelvin Taveras also offers policies tailored for local businesses, including offices, warehouses, and food service operations in the Johnston area.
As winter winds whip through Johnston, many residents look to safeguard their belongings from unexpected damage. Cesar Loaiza: Allstate Insurance offers renters insurance policies designed to cover personal property and liability, helping to meet that need. The agency works with local clients to understand their specific rental situations, whether they live in an apartment or a house. The first step generally involves a brief review of your current possessions and living circumstances, followed here by a straightforward inspection of your rental unit.
Capital Insurance Group provides residential renters insurance in Johnston, Rhode Island, working with tenants to protect personal belongings and liability. The agency also assists local businesses in the area with commercial coverage options. Service extends to properties throughout Johnston and the surrounding communities. The team follows up directly with clients between regular visits, offering updates or policy adjustments to keep coverage aligned with changing rental situations.
Allstate Insurance: Sugeidy Mendez in Johnston, RI, is recognized for providing personalized renters insurance guidance to local residents. This agency helps policyholders understand how to protect personal belongings and secure liability coverage for unexpected accidents within a rental unit. Their service range includes assessing individual needs for dwelling protection and helping clients choose appropriate deductibles. A specialty service they can add on is coverage for high-value items like jewelry or electronics, which standard policies may not fully protect.
What Does a a Renters Insurance Agent in Johnston Cost?
The average cost of renters insurance in Rhode Island is about $15 to $30 per month, or roughly $180 to $360 per year. In Johnston, rates may vary based on your rental units age, location, and the amount of coverage you choose. Policies with higher liability limits or additional riders for valuables like jewelry cost more. This is general information, not insurance advice.
About renters insurance agents in Johnston
Renters insurance agents in Johnston, Rhode Island help tenants protect their personal property from theft, fire, and other covered losses. Rhode Island law does not require renters insurance, but many landlords in Johnston now include it as a lease condition. An agent can explain how local factors like proximity to the Woonasquatucket River or historic mill buildings may affect your policy options.
Frequently Asked Questions
What does renters insurance cover in Johnston Rhode Island?
Renters insurance typically covers personal belongings against perils like fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental unit. In Rhode Island, policies often include coverage for additional living expenses if your apartment becomes uninhabitable.
Is renters insurance required by law in Rhode Island?
No, Rhode Island state law does not require tenants to have renters insurance. However, many landlords in Johnston and across the state now require it as a condition of the lease. Check your lease agreement for any insurance requirements.
How do I choose a renters insurance agent in Johnston?
Look for an agent licensed in Rhode Island who has experience with local rental properties. Ask about policy options that cover specific risks in Johnston, such as water damage from frozen pipes in older buildings. Compare quotes from multiple agents to find coverage that fits your budget.
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