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Find Renters Insurance Agents Near You in Middletown, RI

Browse renters insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated renters insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 12 renters insurance agents serving Middletown.

Showing 12 renters insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
3Hilb Group500 W Main Rd(401) 847-5200
4KVT Insurance LLC2 Corporate Pl(401) 849-8502
5Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
6The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
7New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
8Defend Insure Agency12 Circle Dr(401) 213-1715
9Nationwide Insurance: Roy L Souza999 W Main Rd(401) 849-4100
10Newport Insurance Agency460 E Main Rd(401) 619-1660
AM
49 E Main Rd
AAA Middletown
Renters Insurance Agent · Middletown, RI

AAA Middletown serves renters in Newport County, Rhode Island, providing renters insurance agent services. The company assists local tenants with obtaining coverage that protects personal belongings against common risks such as fire, theft, and water damage. Policies typically include liability protection for accidents occurring within the rented property. The agency helps clients understand their policy limits and deductible options. It handles filing claims for stolen or damaged possessions and securing replacement cost coverage for personal property.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Renters Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance provides renters insurance policies covering liability protection and personal property replacement for tenants throughout Middletown, Rhode Island. Service is offered through personalized policy consultations to help clients match coverage levels with their specific living situations and valuables. Maintenance advice for retaining coverage and preventing property damage may be provided upon request. The company handles insurance needs for renters of single-family homes, apartments, retail spaces, and restaurants.

HG
500 W Main Rd
Hilb Group
Renters Insurance Agent · Middletown, RI

Hilb Group serves renters, homeowners, and property managers in the Middletown area with comprehensive renters insurance solutions, helping protect personal belongings and providing liability coverage. As a dedicated agency, it assists clients in securing policies that fit their specific leasing or rental property needs. The company works with local carriers to offer straightforward coverage options for apartments, condos, and single-family rentals. Its service area also extends to the neighboring communities of Newport and Portsmouth.

KI
2 Corporate Pl
KVT Insurance LLC
Renters Insurance Agent · Middletown, RI

KVT Insurance LLC serves Middletown, Rhode Island and the surrounding Newport County communities. It handles renters insurance policies designed to protect tenants’ personal belongings and provide liability coverage. The agency works with local property owners to ensure renters meet lease requirements for insurance. For a typical job, KVT Insurance evaluates a client's specific inventory and liability risks. It then compares coverage options from multiple carriers to match the policy with the renter’s budget and needs, presenting clear, straightforward recommendations.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Renters Insurance Agent · Middletown, RI

Aquidneck Island Insurance offers renters insurance policies through either a one-time initial setup for a single policy or an ongoing account for continuous coverage that renews periodically. Their coverage options typically protect personal belongings against theft, fire, and water damage inside an apartment or rental home, while additional liability coverage can help if someone is injured on the premises. Service for renters insurance runs on an as-needed basis for new policies, claims, or policy changes throughout the year.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Renters Insurance Agent · Middletown, RI

When coastal storm season arrives in Middletown, renters may suddenly need to secure coverage for their belongings. The SIG Insurance Agencies provides renter insurance policies tailored to apartments and homes across the local area. Their agents help clients understand personal property protection and liability options. Every policy consultation begins with a thorough discussion of the customer’s specific living situation, followed by a personalized assessment of their coverage requirements. A simple initial inspection or walk-through of their rental space often precedes the final policy recommendation.

NI
674 Aquidneck Ave
New Insurance Agency RI
Renters Insurance Agent · Middletown, RI

New Insurance Agency RI assists local residents with protecting their personal belongings and liability needs through renters insurance policies. They focus on providing coverage for essential renter concerns while also offering specialty add-ons for valuable items, identity theft protection, and temporary living expenses in case of a covered loss. The agency serves a variety of commercial sectors needing such protection, including property owners for residential offices, warehouse tenants safeguarding stored goods, and food service operators ensuring business continuity.

DI
12 Circle Dr
Defend Insure Agency
Renters Insurance Agent · Middletown, RI

As a renters insurance agent, Defend Insure Agency in Middletown, RI, specializes in helping tenants find customized liability and personal property coverage. It works with local renters to protect their belongings from perils like theft, fire, and water damage. Policies typically also include loss-of-use assistance if a home becomes temporarily uninhabitable. The agency particularly aids clients in reviewing their coverage before the spring moving season, when many leases turn over and new possessions require accurate valuation.

NI
999 W Main Rd
Nationwide Insurance: Roy L Souza
Renters Insurance Agent · Middletown, RI

Nationwide Insurance: Roy L Souza provides residential renters insurance services in Middletown, Rhode Island, helping tenants protect personal belongings and liability. Commercial coverage is also offered for local business properties and operations. The agency serves clients throughout the Newport County area. Policies can be tailored to individual rental agreements and budget needs. Local representatives follow up with customers between renewal periods, checking for any changes in coverage requirements or personal circumstances that warrant an update.

NI
460 E Main Rd
Newport Insurance Agency
Renters Insurance Agent · Middletown, RI
PT
702 Aquidneck Ave
Prudential | Tony Kutsaftis | Life Insurance & Annuities
Renters Insurance Agent · Middletown, RI
(401) 848-0720
NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Renters Insurance Agent · Middletown, RI
(401) 849-4100
agency.nationwide.com/brian-e-rogers-in-middletown-ri

What Does a a Renters Insurance Agent in Middletown Cost?

In Rhode Island, renters insurance premiums typically range from $15 to $30 per month for standard coverage of $20,000 to $30,000 in personal property. Higher limits or additional endorsements for valuable items can increase the cost. Factors like your credit score, claims history, and the age of your rental building also affect the price. This is general information and not insurance advice.

About renters insurance agents in Middletown

Renters insurance agents in Middletown, Rhode Island help tenants protect personal property and cover liability. Rhode Island law does not require renters insurance, but many landlords in Newport County do require it in lease agreements. Local agents can explain how coastal risks like storms or flooding may affect your coverage needs.

Frequently Asked Questions

What does renters insurance cover in Middletown Rhode Island?

Renters insurance typically covers personal belongings against theft, fire, and certain water damage. It also provides liability protection if someone is injured in your rental. Flood damage is usually not included and requires a separate policy in Rhode Island.

How much does a renters insurance agent cost in Middletown?

Agents do not charge a fee for helping you get a policy. Their commission is paid by the insurance company. Your premium cost depends on coverage limits and your rental location in Middletown.

Is renters insurance required by law in Rhode Island?

No, Rhode Island state law does not require renters insurance. However, many landlords in Middletown include a requirement in the lease. If your lease says you need it, you must show proof of coverage.

Renters Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.