The top-rated renters insurance agent in Troy, Michigan is JPS Insurance Agency, rated 4.9 stars across 281 reviews. Other highly rated options include AAA Insurance - Howard Beatty IV Insurance Agency, Lindsay Goebel - State Farm Insurance Agent, Steven Schmitt: Allstate Insurance. This directory lists 21 renters insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 2 | AAA Insurance - Howard Beatty IV Insurance Agency | 2950 W Square Lake Rd Suite# 100 | (248) 792-7012 |
| 3 | Lindsay Goebel - State Farm Insurance Agent | 5069 Livernois Rd | (248) 250-6800 |
| 4 | Steven Schmitt: Allstate Insurance | 1921 W South Blvd | (248) 813-1000 |
| 5 | Ann Percy - State Farm Insurance Agent | 4101 John R Rd #500 | (248) 879-9690 |
| 6 | Krystal Pedersen - State Farm Insurance Agent | 780 W Maple Rd Ste A | (248) 764-1171 |
| 7 | Jay Munj - State Farm Insurance Agent | 2916 E Long Lake Rd | (248) 250-9708 |
| 8 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 9 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 10 | Andrew Leggat - State Farm Insurance Agent | 2265 Livernois Rd Ste 300 | (248) 244-0618 |
JPS Insurance Agency serves the Troy, Michigan area and surrounding Oakland County as a provider of renters insurance. This agency helps local tenants and landlords secure policies that protect personal belongings and provide liability coverage. Renters insurance in this region typically covers losses from theft, fire, and certain water damage. JPS Insurance Agency assists clients in understanding policy limits and deductibles relevant to their rental situations. A specific service it handles is explaining coverage for temporary relocation expenses after a covered loss.
At AAA Insurance - Howard Beatty IV Insurance Agency in Troy, MI, a range of renters insurance services is provided, including policies that cover personal belongings, liability protection, and additional living expenses if a home becomes uninhabitable. Its service plans are structured to assist clients in selecting appropriate coverage limits and understanding policy exclusions during the application process. These services are available for single-family homes, apartments, retail spaces, and restaurants.
Lindsay Goebel - State Farm Insurance Agent in Troy, MI, serves homeowners, renters, and property managers seeking renters insurance coverage. The agency helps clients protect personal belongings and secure liability protection for apartments, condos, and rental homes. It offers personalized policy reviews to ensure adequate coverage limits and deductibles. The office also serves neighboring communities throughout Oakland County and the greater metro Detroit area.
Serving Troy and the surrounding communities in Oakland County, Steven Schmitt: Allstate Insurance handles renters insurance policies for local tenants and landlords. It provides coverage for personal belongings and liability protection within apartment complexes and rental homes. The agency works with clients to assess their specific rental situations, explaining policy options that safeguard against common risks like theft, water damage, and personal injury claims. Steven Schmitt: Allstate Insurance takes a detailed approach, reviewing each client’s inventory of possessions and property type before recommending appropriate coverage limits and deductibles.
Ann Percy - State Farm Insurance Agent in Troy, MI provides renters insurance, which is offered as either a one-time payment for a full policy term or as recurring monthly premiums. This coverage protects a tenant’s personal belongings from events like theft, fire, and water damage, and also includes liability protection in case a guest is injured in the rental unit. Service for policy management, billing, and claims assistance runs on an as-needed basis.
Krystal Pedersen, operating as a State Farm Insurance Agent in Troy, MI, provides renters insurance policies tailored to protect personal belongings against theft, fire, and water damage. The agency also works closely with local residents to secure additional liability coverage for guests on the property. As winter approaches, it helps clients safeguard their possessions against potential losses from burst pipes and ice dam-related water damage.
Offering renters insurance in the Troy, MI area, this agency helps tenants protect personal belongings from common perils like theft, fire, and water damage. Policies typically extend to include liability coverage for accidents occurring within a rented residence and can often be tailored with additional endorsements for high-value items such as jewelry or electronics. The agent can also assist with risk management strategies and coverage adjustments to meet evolving needs. Serving a diverse commercial clientele, the agency can arrange necessary protection for local office spaces, operational warehouses, and food service establishments.
As the seasons change in Troy, MI, unpredictable weather can create unexpected risks for renters, and AAA Insurance - Daniel's Agency provides renters insurance agent services tailored to protect personal belongings and liability in local apartments and homes. The agency works with clients to understand common coverage needs such as theft, water damage, or temporary relocation expenses. An initial step typically involves a straightforward inspection of the rental unit to assess property value and potential exposures before finalizing a personalized policy.
Troy-Metro Agency provides residential renters insurance coverage to property occupants in Troy, Michigan. Commercial renters policies are also available for local business tenants needing liability and contents protection throughout the greater area. An agent reviews individual lease requirements and personal property values to suggest appropriate policy limits. After an initial policy is in place, clients can return for annual coverage reviews or schedule interim appointments when their inventory of belongings changes or a lease renewal occurs.
What Does a a Renters Insurance Agent in Troy Cost?
Typical renters insurance costs in Michigan range from 12 to 25 dollars per month for basic coverage. In Troy, factors like your credit score, the age of your building, and the amount of coverage you choose affect the premium. Higher liability limits or additional endorsements for valuable items will increase the price. This is general information and not insurance advice.
About renters insurance agents in Troy
Renters insurance agents in Troy Michigan help tenants protect personal belongings and cover liability risks. Michigan law does not require renters insurance but many landlords in Troy now include it in lease agreements. An agent can explain how local factors like winter weather damage or theft rates affect your policy needs.
Frequently Asked Questions
Do I need renters insurance in Troy Michigan?
Michigan state law does not mandate renters insurance. However many landlords in Troy require it as a lease condition. An agent can help you meet that requirement while finding affordable coverage.
What does a renters insurance agent in Troy do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits for personal property and liability. They also advise on Michigan-specific risks like frozen pipe damage or sewer backup.
How much coverage should I get for my Troy apartment?
Common renters policies in Michigan offer 15000 to 50000 dollars in personal property coverage. An agent can help you estimate the value of your belongings and recommend appropriate liability limits. Consider adding flood or earthquake endorsements if your unit is in a basement or older building.
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