ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Renters Insurance Agents Near You in Troy, MI

Browse renters insurance agents serving Troy, Michigan. Updated 2026-07-14.

The top-rated renters insurance agent in Troy, Michigan is JPS Insurance Agency, rated 4.9 stars across 281 reviews. Other highly rated options include AAA Insurance - Howard Beatty IV Insurance Agency, Lindsay Goebel - State Farm Insurance Agent, Steven Schmitt: Allstate Insurance. This directory lists 21 renters insurance agents serving Troy.

Showing 21 renters insurance agents in Troy, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1JPS Insurance Agency1111 W Long Lake Rd Suite 201(248) 646-6657
2AAA Insurance - Howard Beatty IV Insurance Agency2950 W Square Lake Rd Suite# 100(248) 792-7012
3Lindsay Goebel - State Farm Insurance Agent5069 Livernois Rd(248) 250-6800
4Steven Schmitt: Allstate Insurance1921 W South Blvd(248) 813-1000
5Ann Percy - State Farm Insurance Agent4101 John R Rd #500(248) 879-9690
6Krystal Pedersen - State Farm Insurance Agent780 W Maple Rd Ste A(248) 764-1171
7Jay Munj - State Farm Insurance Agent2916 E Long Lake Rd(248) 250-9708
8AAA Insurance - Daniel's Agency42831 Dequindre Rd(248) 800-9999
9Troy-Metro Agency2065 Livernois Rd(248) 813-8540
10Andrew Leggat - State Farm Insurance Agent2265 Livernois Rd Ste 300(248) 244-0618
JI
1111 W Long Lake Rd Suite 201
JPS Insurance Agency
Renters Insurance Agent · Troy, MI

JPS Insurance Agency serves the Troy, Michigan area and surrounding Oakland County as a provider of renters insurance. This agency helps local tenants and landlords secure policies that protect personal belongings and provide liability coverage. Renters insurance in this region typically covers losses from theft, fire, and certain water damage. JPS Insurance Agency assists clients in understanding policy limits and deductibles relevant to their rental situations. A specific service it handles is explaining coverage for temporary relocation expenses after a covered loss.

AI
2950 W Square Lake Rd Suite# 100
AAA Insurance - Howard Beatty IV Insurance Agency
Renters Insurance Agent · Troy, MI

At AAA Insurance - Howard Beatty IV Insurance Agency in Troy, MI, a range of renters insurance services is provided, including policies that cover personal belongings, liability protection, and additional living expenses if a home becomes uninhabitable. Its service plans are structured to assist clients in selecting appropriate coverage limits and understanding policy exclusions during the application process. These services are available for single-family homes, apartments, retail spaces, and restaurants.

LG
5069 Livernois Rd
Lindsay Goebel - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI

Lindsay Goebel - State Farm Insurance Agent in Troy, MI, serves homeowners, renters, and property managers seeking renters insurance coverage. The agency helps clients protect personal belongings and secure liability protection for apartments, condos, and rental homes. It offers personalized policy reviews to ensure adequate coverage limits and deductibles. The office also serves neighboring communities throughout Oakland County and the greater metro Detroit area.

SS
1921 W South Blvd
Steven Schmitt: Allstate Insurance
Renters Insurance Agent · Troy, MI

Serving Troy and the surrounding communities in Oakland County, Steven Schmitt: Allstate Insurance handles renters insurance policies for local tenants and landlords. It provides coverage for personal belongings and liability protection within apartment complexes and rental homes. The agency works with clients to assess their specific rental situations, explaining policy options that safeguard against common risks like theft, water damage, and personal injury claims. Steven Schmitt: Allstate Insurance takes a detailed approach, reviewing each client’s inventory of possessions and property type before recommending appropriate coverage limits and deductibles.

AP
4101 John R Rd #500
Ann Percy - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI

Ann Percy - State Farm Insurance Agent in Troy, MI provides renters insurance, which is offered as either a one-time payment for a full policy term or as recurring monthly premiums. This coverage protects a tenant’s personal belongings from events like theft, fire, and water damage, and also includes liability protection in case a guest is injured in the rental unit. Service for policy management, billing, and claims assistance runs on an as-needed basis.

KP
780 W Maple Rd Ste A
Krystal Pedersen - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI

Krystal Pedersen, operating as a State Farm Insurance Agent in Troy, MI, provides renters insurance policies tailored to protect personal belongings against theft, fire, and water damage. The agency also works closely with local residents to secure additional liability coverage for guests on the property. As winter approaches, it helps clients safeguard their possessions against potential losses from burst pipes and ice dam-related water damage.

JM
2916 E Long Lake Rd
Jay Munj - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI

Offering renters insurance in the Troy, MI area, this agency helps tenants protect personal belongings from common perils like theft, fire, and water damage. Policies typically extend to include liability coverage for accidents occurring within a rented residence and can often be tailored with additional endorsements for high-value items such as jewelry or electronics. The agent can also assist with risk management strategies and coverage adjustments to meet evolving needs. Serving a diverse commercial clientele, the agency can arrange necessary protection for local office spaces, operational warehouses, and food service establishments.

AI
42831 Dequindre Rd
AAA Insurance - Daniel's Agency
Renters Insurance Agent · Troy, MI

As the seasons change in Troy, MI, unpredictable weather can create unexpected risks for renters, and AAA Insurance - Daniel's Agency provides renters insurance agent services tailored to protect personal belongings and liability in local apartments and homes. The agency works with clients to understand common coverage needs such as theft, water damage, or temporary relocation expenses. An initial step typically involves a straightforward inspection of the rental unit to assess property value and potential exposures before finalizing a personalized policy.

TM
2065 Livernois Rd
Troy-Metro Agency
Renters Insurance Agent · Troy, MI

Troy-Metro Agency provides residential renters insurance coverage to property occupants in Troy, Michigan. Commercial renters policies are also available for local business tenants needing liability and contents protection throughout the greater area. An agent reviews individual lease requirements and personal property values to suggest appropriate policy limits. After an initial policy is in place, clients can return for annual coverage reviews or schedule interim appointments when their inventory of belongings changes or a lease renewal occurs.

AL
2265 Livernois Rd Ste 300
Andrew Leggat - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI
DB
2555 Crooks Rd Ste 120
David Basch - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI
(248) 822-2086
davebasch.com
HI
2855 Coolidge Hwy #204
Hershey Insurance Group
Renters Insurance Agent · Troy, MI
(888) 843-7743
hersheyinsurance.com
MH
2855 Coolidge Hwy #204
Members Home and Auto
Renters Insurance Agent · Troy, MI
(877) 898-4102
membersbridge.com
JP
3190 Rochester Rd #101
Julia Patton - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI
(248) 689-4400
juliapatton.net
FI
2115 Livernois Rd
Farmers Insurance - Kelvin Khosho
Renters Insurance Agent · Troy, MI
(248) 509-2223
agents.farmers.com/mi/troy/kelvin-khosho
DP
89 W South Blvd Suite 300
Dawn Pullis - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI
(248) 879-8901
dawnpullis.com
SM
6780 Rochester Rd Ste B
Sean Maher Agency: Allstate Insurance
Renters Insurance Agent · Troy, MI
(248) 879-8000
agents.allstate.com/sean-maher-agency-troy-mi.html
RS
1093 E Long Lake Rd
Ryan Sucharski - State Farm Insurance Agent
Renters Insurance Agent · Troy, MI
(248) 689-2992
troyagent.com
AO
4107 John R Rd # 200
Auto-Owners Insurance Troy Claims
Renters Insurance Agent · Troy, MI
auto-owners.com
MI
33975 Dequindre Rd
Millennium Insurance
Renters Insurance Agent · Troy, MI
(586) 751-2200
startmyinsurance.com
SA
2565 W Maple Rd
The Secure Agency (Troy Branch)
Renters Insurance Agent · Troy, MI
(248) 414-1595
securefg.com/secure-agency

What Does a a Renters Insurance Agent in Troy Cost?

Typical renters insurance costs in Michigan range from 12 to 25 dollars per month for basic coverage. In Troy, factors like your credit score, the age of your building, and the amount of coverage you choose affect the premium. Higher liability limits or additional endorsements for valuable items will increase the price. This is general information and not insurance advice.

About renters insurance agents in Troy

Renters insurance agents in Troy Michigan help tenants protect personal belongings and cover liability risks. Michigan law does not require renters insurance but many landlords in Troy now include it in lease agreements. An agent can explain how local factors like winter weather damage or theft rates affect your policy needs.

Frequently Asked Questions

Do I need renters insurance in Troy Michigan?

Michigan state law does not mandate renters insurance. However many landlords in Troy require it as a lease condition. An agent can help you meet that requirement while finding affordable coverage.

What does a renters insurance agent in Troy do?

A renters insurance agent helps you compare policies from different carriers. They explain coverage limits for personal property and liability. They also advise on Michigan-specific risks like frozen pipe damage or sewer backup.

How much coverage should I get for my Troy apartment?

Common renters policies in Michigan offer 15000 to 50000 dollars in personal property coverage. An agent can help you estimate the value of your belongings and recommend appropriate liability limits. Consider adding flood or earthquake endorsements if your unit is in a basement or older building.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.