The top-rated renters insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Beth Shutko - State Farm Insurance Agent, Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency. This directory lists 24 renters insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Beth Shutko - State Farm Insurance Agent | 40680 Garfield Rd STE 2A | (586) 792-1591 |
| 3 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 4 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 5 | Steve Barkley - State Farm Insurance Agent | 37211 Harper Ave Ste 5A | (586) 948-9009 |
| 6 | Tomica Hodge - State Farm Insurance Agent | 39081 Garfield Rd | (586) 913-0071 |
| 7 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 8 | Dan Stawinski - State Farm Insurance Agent | 36250 Garfield Rd | (586) 792-1567 |
| 9 | AAA Insurance - McDowell Insurance Group | 24416 Crocker Blvd | (586) 846-2230 |
| 10 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
First Independent Insurance Agency serves renters in Clinton Township and across Macomb County, Michigan, offering personalized policies that protect personal belongings and provide liability coverage for apartments, condos, and houses. The agency works with clients to secure affordable plans against theft, fire damage, and unexpected accidents. Their services include customized coverage limits, deductible selections, and dedicated claims support for renters seeking local protection.
Beth Shutko - State Farm Insurance Agent provides a full range of renters insurance solutions, including policies for personal property protection and liability coverage. Service plans feature customizable options to help tenants safeguard belongings against common risks like theft, fire, and water damage in the local area. Clients can also review their coverage during routine consultations to ensure it meets their evolving needs. This agent services various property types, including single-family homes, apartments, retail spaces, and restaurants in Clinton Township, MI.
Royal Oath Insurance Group serves homeowners, renters, and property managers in Clinton Township, Michigan, offering renters insurance policies that protect personal belongings and provide liability coverage for unexpected incidents. This local agency helps clients understand the specific coverage needed for apartments, condos, or rental homes, guiding them through policy options to match their individual living situations. The agency also serves nearby communities throughout Macomb County, including Mount Clemens and Sterling Heights.
Serving Clinton Township and the surrounding communities in Macomb County, AAA Insurance - Schnaidt Agency handles renters insurance policies for local tenants. It helps clients protect personal belongings and covers liability in case of accidents within a rented home or apartment. The agency works to match coverage options with each customer's specific living situation and budget. A typical job begins by reviewing the customer’s rental property and personal property value, then recommending a policy that balances necessary protection with affordable monthly or annual payments.
When winter weather threatens homes in Clinton Township, an unanticipated pipe burst can lead to significant interior water damage. Steve Barkley - State Farm Insurance Agent helps local residents address that risk by reviewing their personal property coverage to ensure adequate protection. Renters insurance also includes liability protection, which is important for unforeseen accidents involving guests. Building a policy begins with a straightforward conversation to assess the specific belongings and potential hazards within an apartment or rental unit. That process always starts with a no-obligation inspection of the renter’s current coverage gaps.
Tomica Hodge - State Farm Insurance Agent provides renters insurance in Clinton Township, MI, distinguishing between one-time policies for new tenants and recurring coverage for long-term renters. The agency helps clients protect personal belongings against theft, fire, and water damage, while also offering liability protection for accidents occurring inside a rented residence. Standard policy terms typically include deductible options and replacement cost valuation for lost items. Service operates on a recurring billing basis, with policies renewed automatically until the renter requests a change or cancellation.
MI Insurance Agency provides renters insurance policies tailored to protect personal belongings and liability in rental properties throughout Clinton Township. The agency guides clients through coverage options, including loss of use and protection against theft or damage. Their services cater to both new renters and those reviewing existing policies. During the spring moving season, they help tenants adjust coverage when relocating to a new apartment or home.
Dan Stawinski - State Farm Insurance Agent in Clinton Township, MI, is known for providing renters insurance policies that protect personal belongings and liability within a leased property. The agency serves local tenants seeking affordable coverage for apartments, condos, or houses. Renters insurance from this office typically includes loss of use and medical payments to others. It can add optional coverage for high-value items like jewelry or electronics through a scheduled personal property endorsement.
AAA Insurance - McDowell Insurance Group in Clinton Township, MI guides renters through the process of securing personal property and liability protection for apartments and homes. It offers specialized add-ons often including coverage for high-value items such as jewelry or electronics. The agent works with tenants facing common risks like fire or water damage. It can serve commercial sectors including offices, warehouses, and food service operations.
Brian Lane Agency/Farm Bureau Insurance in Clinton Township, MI provides residential renters insurance coverage, as well as commercial policies for local small businesses. Serving the broader Clinton Township area, they work with clients to match protection to specific needs. After an initial policy is placed, their office offers ongoing follow-up to adjust coverage as circumstances change, and they seek repeat service when tenants move between regular lease renewals.
What Does a a Renters Insurance Agent in Clinton Township Cost?
Renters insurance in Michigan typically costs between 15 and 30 dollars per month for standard coverage. In Clinton Township rates may be slightly higher due to local crime statistics and weather risks. Factors like your credit score deductible amount and chosen coverage limits affect the final price. This is general information not insurance advice.
About renters insurance agents in Clinton Township
Renters insurance agents in Clinton Township Michigan help tenants protect their personal property and liability. Michigan law does not require renters insurance but many landlords in Macomb County now ask for proof of coverage. An agent can explain how Michigan tenant laws affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Clinton Township do?
A renters insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and optional add-ons like water backup or identity theft protection. Agents also assist with filing claims and updating your policy when your belongings change.
Do I need renters insurance if my landlord has insurance in Michigan?
Yes. Your landlord insurance covers the building structure but not your personal property or liability. In Michigan if a fire or theft occurs your belongings are not protected without your own renters policy. An agent can help you get the right coverage for your situation.
How much personal property coverage do I need in Clinton Township?
Most renters in Clinton Township choose between 15000 and 30000 dollars in personal property coverage. You should take a home inventory to estimate the value of your furniture electronics and clothing. An agent can help you decide based on your specific items and budget.
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