The top-rated renters insurance agent in Detroit, Michigan is CoverTree, rated 4.8 stars across 1,385 reviews. Other highly rated options include L.A. Insurance, Crystal Robertson - State Farm Insurance Agent, PD Dandnaik - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Detroit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CoverTree | 1555 Broadway St Floor 2 | (877) 417-8733 |
| 2 | L.A. Insurance | 13545 W Seven Mile Rd | (313) 340-4444 |
| 3 | Crystal Robertson - State Farm Insurance Agent | 7100 Seven Mile W | (313) 340-9000 |
| 4 | PD Dandnaik - State Farm Insurance Agent | 7725 Vernor W | (313) 554-1500 |
| 5 | State Farm Insurance | 7100 W Seven Mile Rd | (313) 340-9000 |
| 6 | Premier Insurance Detroit | 15363 Livernois | (313) 342-4100 |
| 7 | Angela Hughes - State Farm Insurance Agent | 14511 W McNichols Rd | (313) 862-7800 |
| 8 | Nemecek Agency | 1420 Washington Blvd STE 300 | (313) 771-5619 |
| 9 | Long Insurance Services, LLC | 3031 W Grand Blvd #529 | (313) 873-0300 |
| 10 | Jordan A. Mitchell Insurance Agency | 6925 E Jefferson Ave | (313) 451-6400 |
CoverTree serves the Detroit, Michigan metro area as a full-service renters insurance agency. The company provides policies designed to protect tenants’ personal belongings from covered losses like theft and fire damage. These plans also typically include liability coverage for accidents that occur within a rented property. CoverTree assists local renters in Detroit by offering guidance on policy limits and ensuring clients understand their coverage options for temporary living expenses.
L.A. Insurance serves the Detroit, Michigan area and its surrounding communities, handling renters insurance policies for local tenants. The company assists clients in securing coverage that protects personal belongings and provides liability protection within their rental units. For a typical job, an agent reviews the client’s specific rental situation and inventory of possessions to recommend an appropriate policy limit. It then processes the application and documents the coverage details, ensuring the client understands their protection levels.
Crystal Robertson - State Farm Insurance Agent provides renters insurance services in Detroit, Michigan, helping protect personal belongings and offering liability coverage. Policy options are designed to safeguard tenants against property loss from theft, fire, or water damage, with claims assistance available throughout the policy period. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
PD Dandnaik - State Farm Insurance Agent in Detroit, MI serves renters looking to protect their personal belongings and liability in apartments, condos, and homes. The agency helps residents understand basic renters coverage, including protection against theft, fire, and weather-related damage common to the area. Policies are designed to fit different living situations and budgets. The office also serves clients in the nearby communities of Dearborn and Hamtramck within the metro Detroit region.
Serving the Detroit area, a renters insurance agent with State Farm Insurance helps clients distinguish between a one-time purchase of a policy and the recurring monthly premium payments required to maintain active coverage. This agent provides personalized consultations to ensure tenants understand their liability protection and personal property coverage amounts. New lease agreements are often the trigger for initial setup. Service for consultations, policy adjustments, and claim guidance runs on an as-needed basis, available whenever a tenant’s situation or landlord’s requirements change.
Serving Detroit, Michigan, Premier Insurance Detroit specializes in providing renters insurance policies tailored to tenants in apartments, condos, and houses. Its general work includes consulting with clients to assess their personal property value, liability coverage needs, and available policy endorsements. The company assists renters with securing affordable coverage that protects against common risks such as theft, fire, and water damage. It also delivers crucial guidance on replacing belongings after a local seasonal event, such as a severe winter storm causing burst pipes.
After Michigan’s harsh winter thaws, renters in Detroit often find water damage from burst pipes or melting snow. Angela Hughes - State Farm Insurance Agent helps tenants secure policies that cover personal belongings and temporary housing costs when losses arise. Serving the Detroit area, this local agency guides clients through choosing adequate liability protection and content coverage for apartments or homes. To ensure a policy matches specific needs, the agency begins with a walkthrough of the renter’s space and an inventory discussion.
Nemecek Agency provides renters insurance policies designed to protect personal belongings and liability within the Detroit, Michigan area. They offer specialty endorsements that can include coverage for high-value items like jewelry, electronics, or musical instruments. Their policies address the financial risks associated with theft, fire, and water damage in rented living spaces. Serving various commercial sectors, the agency can accommodate the insurance needs of individual renters, as well as those managing small offices, warehouses, and food service operations.
Long Insurance Services, LLC in Detroit, Michigan is known for helping local residents protect their personal belongings and liability as a dedicated Renters Insurance Agent. The company assists clients with navigating standard renter policies, including coverage for theft, fire damage, and temporary living expenses. Long Insurance Services also offers additional endorsements such as valuable items coverage for jewelry or electronics that may exceed basic policy limits. For an added layer of protection, clients can request a scheduled personal property add-on to specifically insure high-value assets.
What Does a a Renters Insurance Agent in Detroit Cost?
Typical renters insurance costs in Michigan range from 15 to 30 dollars per month for 20,000 to 30,000 dollars of personal property coverage. Detroit rates may be slightly higher due to crime risk. Actual cost depends on your coverage limits, deductible, and location. This is general information, not insurance advice.
About renters insurance agents in Detroit
Renters insurance agents in Detroit Michigan help tenants protect their personal property and cover liability risks. Michigan law does not require renters insurance but landlords often ask for proof of coverage. An agent can explain how local risks like winter pipe bursts affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Detroit do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They explain Michigan specific rules like how claims are handled for theft or fire. They also help you compare options from different insurance companies.
Is renters insurance required by law in Michigan?
Michigan state law does not require renters insurance. However many landlords in Detroit require it in the lease agreement. An agent can help you meet your landlords requirements.
How do I choose a renters insurance agent in Detroit?
Look for an agent licensed in Michigan who has experience with Detroit properties. Ask about coverage for common local issues like water damage from frozen pipes. Check online reviews and confirm they work with multiple insurance carriers.
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