The top-rated renters insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 565 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Tiffany Khousakoun - State Farm Insurance Agent | 312 E 3rd St | (248) 864-8219 |
| 4 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 5 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 6 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 7 | Eric Carl: Allstate Insurance | 1196 S Washington Ave | (248) 584-0202 |
| 8 | Jordan Tracey - State Farm Insurance Agent | 2416 W 14 Mile Rd | (248) 268-4148 |
| 9 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 10 | Andy Benson: Allstate Insurance | 811 N Main St #104 | (248) 547-0660 |
Cameron Barnes - State Farm Insurance Agent serves the Royal Oak, Michigan area and the surrounding metro Detroit region, specializing in renters insurance policies. This agency helps tenants protect their personal belongings against common risks such as theft, fire, and water damage from burst pipes. Policies are designed to cover furniture, electronics, and clothing inside an apartment or rental home. Liability coverage is also available for incidents occurring within the rented space. A free quote is provided for individual rental coverage plans.
Kirsten Wood - State Farm Insurance Agent serves homeowners, businesses, and property managers in Royal Oak, MI, offering renters insurance policies to protect personal belongings and provide liability coverage. The agency helps clients understand the value of their possessions and select appropriate deductibles for their rental properties. Policies can include coverage for loss of use and medical payments to others. In addition to serving Royal Oak clients, the agency also extends its services to nearby Ferndale and other parts of the metro Detroit area.
Serving Royal Oak and the surrounding communities of southeast Michigan, Tiffany Khousakoun - State Farm Insurance Agent handles renters insurance policies for local tenants. The agency works to protect personal belongings and provide liability coverage for those renting apartments, condos, or homes in the area. For each typical job, the agent reviews the client’s specific living situation and valued possessions to recommend a tailored policy that meets their coverage needs and budget.
Michael Lantzy - State Farm Insurance Agent provides personalized renters insurance policies to address coverage needs for personal belongings and liability protection. Service plans include assistance with policy setup, claims filing support, and annual policy reviews to ensure adequate coverage. Maintenance plans involve helping clients update their policies after life changes such as moving or acquiring new valuables. The agency services single-family homes, apartments, retail stores, and restaurants throughout the Royal Oak area with tailored insurance solutions.
Atlas Insurance Agency, LLC in Royal Oak, MI focuses on renters insurance, which uses a recurring monthly premium rather than a one-time purchase to maintain continuous protection. Their coverage typically helps replace personal belongings damaged by fire or theft and provides liability protection when someone is injured inside the rented property. Operating on a scheduled basis, they process policy renewals regularly to ensure that coverage remains active, rather than offering one-time or purely as-needed services.
Specializing in policies for apartments, condos, and single-family rentals, High Favor Insurance Agency LLC serves Royal Oak, MI residents seeking renters coverage. Its general work includes tailoring personal property protection and liability options to tenant needs, ensuring policies reflect local lease requirements and common exposures in southeastern Michigan. The company assists clients in reviewing coverage limits before winter holidays, a time when homes often see higher guest traffic and a greater risk of theft or accidental damage.
As renters begin to settle into their leases around Royal Oak, MI, protecting personal belongings from unexpected events becomes a practical concern. Eric Carl: Allstate Insurance provides renters insurance agency solutions to address this local need, focusing on relevant coverage for apartments and rental homes in the area. The agency helps clients review standard fire and water damage protections alongside liability options for everyday household situations. A typical process begins with a straightforward inspection or initial-assessment step to verify unit details and personal property lists.
Jordan Tracey - State Farm Insurance Agent in Royal Oak, MI helps clients choose renters insurance policies that protect personal belongings and liability. Special add-ons often include coverage for high-value items such as jewelry or electronics, as well as additional living expenses if a home becomes uninhabitable. This office serves renters in various commercial sectors, including those living in apartments above offices, mixed-use buildings, warehouses, and food service establishments.
Andy Benson: Allstate Insurance in Royal Oak, MI is known for providing renters insurance coverage to local residents and property owners. The agency assists clients in protecting their personal belongings and liability from common household risks. Its service range includes policies tailored to apartments, condominiums, and single-family rental homes throughout the area. For tenants seeking comprehensive protection, the agent can also add on coverage for higher-value items such as jewelry, electronics, or fine art.
What Does a a Renters Insurance Agent in Royal Oak Cost?
In Michigan, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 20,000 dollars in personal property coverage. Higher coverage limits or additional endorsements for valuable items like jewelry can increase the premium. Actual costs depend on your location in Royal Oak, the coverage amount, and your deductible. This is general information, not insurance advice.
About renters insurance agents in Royal Oak
Renters insurance agents in Royal Oak Michigan help tenants protect their personal property and cover liability risks. Michigan law does not require renters insurance, but many landlords in Royal Oak do require it in the lease. An agent can explain how Michigan policy limits and deductibles work for your situation.
Frequently Asked Questions
What does renters insurance cover in Royal Oak Michigan?
Renters insurance typically covers your personal belongings against theft, fire, and water damage from burst pipes. It also provides liability protection if someone is injured in your rental unit. In Michigan, standard policies do not cover flood damage, so you may need separate flood insurance.
How do I choose a renters insurance agent in Royal Oak?
Look for an agent who is licensed in Michigan and has experience with local rental properties. You can ask about policy options from different carriers and compare coverage limits. The agent should explain Michigan specific rules, such as the 30 day notice requirement for policy cancellation.
Is renters insurance required by law in Michigan?
No, Michigan state law does not require renters insurance. However, many landlords in Royal Oak include a requirement in the lease agreement. If your lease says you must have renters insurance, you need to show proof of coverage to the landlord.
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