The top-rated renters insurance agent in Lanham, Maryland is Esther Smith - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include James Allen - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent, Rich Tusing - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 2 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 3 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 4 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 5 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd #113 | (301) 731-1790 |
| 6 | Spartan Insurance | 7404 Executive Pl # 400 | (202) 367-6483 |
| 7 | Keyma Fludd: Allstate Insurance | 4601 Presidents Dr Ste 100 | (301) 789-2304 |
| 8 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 9 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
| 10 | State Insurance Agency | 9310 Lanham Severn Rd | (240) 791-7167 |
Esther Smith - State Farm Insurance Agent serves the Lanham, Maryland area and the broader Prince George's County region. The agency provides renters insurance coverage designed to protect a tenant’s personal property and liability. Policies often include coverage for belongings against damage from fire, theft, or vandalism. Loss of use coverage can assist with temporary living expenses if a rental becomes uninhabitable. The agency handles renters insurance for apartments, condos, and single-family rental homes throughout Lanham and its surrounding communities.
James Allen - State Farm Insurance Agent in Lanham, MD, provides a full range of renters insurance services, including personal property coverage, liability protection, and loss-of-use benefits for policyholders. The agency offers assistance in selecting appropriate coverage limits and deductible options tailored to individual needs. It also helps clients document their belongings and understand policy terms. This renters insurance agent works with clients who own or rent single-family homes, apartments, retail spaces, and restaurants.
Tianya Edgerton - State Farm Insurance Agent in Lanham, MD, serves individual renters who need protection for their personal belongings and liability coverage in leased apartments or homes. This agency also assists homeowners and property managers with insurance solutions tailored to residential properties. Renters insurance policies here help safeguard tenants against common risks like theft, fire damage, and temporary lodging costs. The agency additionally covers clients living in nearby Bowie and throughout the greater Washington, D.C., metro area.
Rich Tusing - State Farm Insurance Agent serves renters in Lanham, MD, and the surrounding communities of the greater Prince George's County area. The agency handles renters insurance policies designed to protect personal belongings and provide liability coverage within a rental property. For each client, the agent first assesses the specific need for coverage of electronics, furniture, and personal valuables. The typical job is then handled by offering customized plan options that fit a tenant's budget and lifestyle requirements, ensuring straightforward policy management throughout the lease term.
For renters, Michael Terry: Allstate Insurance in Lanham, MD, distinguishes between one-time policy setup and recurring monthly premiums, with coverage tailored to protect personal belongings and liability. Renters insurance typically covers theft, fire damage, and temporary living expenses if a unit becomes uninhabitable. The agency operates on an as-needed basis for new quotes and claims assistance, while ongoing policy management follows a scheduled annual renewal cycle.
Spartan Insurance specializes in connecting Lanham tenants with comprehensive renters insurance policies, guiding them through options that cover personal property and liability. The agency works closely with clients to assess their specific needs, helping to ensure appropriate coverage for belongings against common risks like theft, fire, or water damage. It also addresses seasonal concerns such as the vulnerability of apartments to storms and flooding during the rainy spring months in the Mid-Atlantic region.
As the seasons shift in the Lanham, Maryland area, renters often review coverage after moving or changing leases. Keyma Fludd: Allstate Insurance serves as a local agent for renters insurance. They help tenants secure policies that protect personal belongings against common household risks. The agency assists with selecting appropriate liability limits and contents coverage for local apartment and rental home dwellers. A typical first step involves a straightforward inspection or initial online assessment of personal property to match the policy to the renter's specific needs.
B&M Insurance Group serves residential renters in Lanham, Maryland, helping tenants protect personal belongings and liability. Commercial coverage is also available for local small businesses in the region. The agency works with clients throughout the greater Lanham area to find appropriate policies that meet individual needs and budgets. After securing an initial policy, the team routinely follows up to review coverage for any changes or questions, ensuring continued service between regular visits.
DMV Insurance Agency, Inc. in Lanham, MD provides renters insurance policies designed to protect personal belongings and liability. This firm can help tenants enhance their basic coverage with add-ons such as water backup and scheduled personal property for high-value items. It serves renters in apartments, single-family homes, and condominiums. Beyond residential clients, the agency extends its property protection offerings to commercial sectors, including local offices, warehouses, and food service establishments.
State Insurance Agency in Lanham, MD is known for helping tenants protect their personal belongings and liability exposure. Serving local residents throughout the area, the agency assists clients in selecting renters insurance policies that match their individual living situations and coverage needs. Their agents work with insurers to explain policy terms, deductibles, and claim procedures for those renting apartments or houses. For additional coverage, the company offers a specialty add-on for loss of use, helping with temporary living expenses if a rental becomes uninhabitable.
What Does a a Renters Insurance Agent in Lanham Cost?
Renters insurance in Maryland typically costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. An agent can help you find a policy that fits your budget and meets your landlords requirements. Costs vary based on location coverage amount and deductible. This is general information not insurance advice.
About renters insurance agents in Lanham
Renters insurance agents in Lanham Maryland help tenants protect personal property and cover liability. Maryland law does not require renters insurance but many landlords in Prince Georges County include it in lease agreements. An agent can explain how local replacement cost values and liability limits apply to your situation.
Frequently Asked Questions
What does a renters insurance agent in Lanham do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and Maryland specific rules like how loss of use coverage works if your rental becomes uninhabitable.
Is renters insurance required by law in Maryland?
Maryland state law does not require renters insurance. However many landlords in Lanham and across Prince Georges County require tenants to carry a minimum liability policy as part of the lease agreement.
How long does it take to get a renters insurance policy through an agent?
Most agents can issue a renters insurance policy within one business day. You will need to provide your address estimated value of belongings and any required liability limits from your landlord.
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