The top-rated renters insurance agent in Bel Air, Maryland is Stephen Simmons - State Farm Insurance Agent, rated 5.0 stars across 586 reviews. Other highly rated options include Gerety Insurance, Matt Gardner - State Farm Insurance Agent, Bryan Michaels - State Farm Insurance Agent. This directory lists 10 renters insurance agents serving Bel Air.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Simmons - State Farm Insurance Agent | 4 North Ave Suite 204 | (410) 272-4797 |
| 2 | Gerety Insurance | 406 N Hickory Ave | (410) 803-2600 |
| 3 | Matt Gardner - State Farm Insurance Agent | 1316 Belair Rd | (410) 838-1010 |
| 4 | Bryan Michaels - State Farm Insurance Agent | 219 E Broadway | (410) 638-0101 |
| 5 | Lourice Karkar - State Farm Insurance Agent | 2014 S Tollgate Rd Ste 102 | (410) 569-8811 |
| 6 | David O'Dea - State Farm Insurance Agent | 2105 Laurel Bush Rd #112 | (410) 420-0500 |
| 7 | Campion Insurance, Inc. | 900 S Main St #106 | (410) 838-5480 |
| 8 | Mountain View Insurance Solutions | 900 S Main St #104 | (410) 262-3176 |
| 9 | Northern Chesapeake Insurance Services | 139 N Main St # 105 | (410) 420-3080 |
| 10 | Jones Junction Insurance Agency, LLC: Allstate Insurance | 1508 Belair Rd | (410) 275-6637 |
Stephen Simmons in Bel Air, Maryland, assists clients in distinguishing between a one-time renters insurance policy arranged before moving and the ongoing scheduled coverage that renews to protect personal belongings year after year. The agency explains how these options cover theft, fire, and liability for property damage, tailoring the approach to each renter’s specific living situation. Service here runs entirely on an as-needed basis, with clients contacting the agency directly to set up new policies or update existing coverage.
Homeowners, renters, and property managers in Bel Air, Maryland turn to Gerety Insurance for guidance on renters insurance. This agency helps clients tailor coverage to protect personal property and liability. The team explains different policy options, ensuring tenants find affordable plans that fit individual needs. Gerety Insurance also serves customers requiring protection for belongings in nearby communities within Harford County and the greater Aberdeen area.
Matt Gardner - State Farm Insurance Agent serves the Bel Air, Maryland area with renters insurance services. The agency helps tenants and landlords in Harford County protect personal belongings and liability exposure. Coverage typically applies to apartments, condominiums, and single-family rental homes. Policies can include loss of use coverage and personal property replacement cost options. The office assists local residents with securing affordable deductibles and understanding policy exclusions. It also offers identity restoration coverage as a specific add-on for renters.
Bryan Michaels - State Farm Insurance Agent in Bel Air, MD offers renters insurance policies tailored to protect personal belongings and provide liability coverage. Routine service includes policy reviews to adjust coverage as tenants’ needs change and claims assistance to help navigate the process. Maintenance plans involve regular assessments of policy limits to account for new purchases or life changes. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving Bel Air and the surrounding communities of Harford County, Lourice Karkar - State Farm Insurance Agent handles renters insurance policies for local tenants and landlords. The agency assists clients in selecting coverage that safeguards personal belongings and protects against liability risks. For a typical job, this agent begins with a detailed assessment of a renter’s possessions and lifestyle to recommend a tailored policy that balances essential protection with budget considerations.
David O’Dea’s State Farm Insurance Agency in Bel Air, MD provides both one-time renters insurance policies for lease agreements and recurring coverage for ongoing tenancy protection. These policies cover personal belongings against theft, fire, and certain weather-related damage, while also including liability protection for accidents occurring within a rented residence. The agent helps local residents assess their specific needs and select appropriate coverage limits. Service is available on an as-needed basis, with clients able to request assistance or policy reviews at any time.
Campion Insurance, Inc., based in Bel Air, MD, specializes in helping renters protect their personal belongings and provides tailored liability coverage for apartments and rental homes. Its general work involves guiding clients through policy options to find affordable protection against theft, fire, and water damage. The agency assists local residents each spring by reviewing coverage for high-cost electronics and outdoor gear that renters frequently update during the warmer months.
As Bel Air renters begin their spring cleaning and reassess their household inventories, Mountain View Insurance Solutions provides guidance on protecting personal property from unexpected damage or theft. Based in Harford County, this agency helps tenants understand policy options tailored to local rental situations. Their process typically begins with a thorough review of a client’s valuables and living conditions. To determine appropriate coverage amounts and deductibles, a home inventory inspection or initial consultation is scheduled.
Based in Bel Air, Maryland, this agency provides renters insurance, helping local tenants protect personal belongings and liability coverage. It specializes in offering tailored add-ons to standard policies, such as coverage for valuable jewelry, electronics, and identity theft protection. Its services extend to businesses operating from leased spaces, including office environments with office equipment, warehouses storing inventory, and food service establishments needing protection for owned furnishings and kitchen tools.
Jones Junction Insurance Agency, LLC, dba Allstate Insurance offers renters insurance policies for residential properties in Bel Air, Maryland. Their agents help tenants protect personal belongings and provide liability coverage for apartments, houses, and condos. This agency also writes commercial insurance policies for local businesses within the surrounding Harford County area. Clients returning for annual policy reviews or renewal adjustments can schedule follow-up service between their regular in-office visits to update coverage limits or add endorsements.
What Does a a Renters Insurance Agent in Bel Air Cost?
Renters insurance in Maryland generally costs 15 to 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Factors like your Bel Air zip code the age of your building and your claims history affect the premium. An agent can give you a precise rate after reviewing your needs. This is general information not insurance advice.
About renters insurance agents in Bel Air
Renters insurance agents in Bel Air Maryland help tenants protect personal property and liability. Maryland law does not require renters insurance but many landlords in Harford County now include it in lease agreements. A local agent can explain how coverage applies to your apartment or rental home in Bel Air.
Frequently Asked Questions
What does a renters insurance agent in Bel Air do?
A renters insurance agent helps you choose a policy that covers your personal belongings and liability. They can explain Maryland specific options like coverage for theft or water damage. The agent also assists with filing claims if you experience a loss.
Is renters insurance required by law in Maryland?
Maryland state law does not require renters insurance. However many landlords in Bel Air and Harford County now require tenants to carry a policy as a lease condition. Check your lease agreement to see if this applies to you.
How much does renters insurance cost in Bel Air Maryland?
Typical renters insurance in Maryland costs between 15 and 30 dollars per month for standard coverage. The exact price depends on your location in Bel Air the value of your belongings and your chosen deductible. An agent can provide a specific quote for your situation.
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