The top-rated renters insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 875 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 15 renters insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Insuranceproservicesllc | 12410 Milestone Center Dr Suite 600 | (301) 701-3802 |
Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland area as a local provider of renters insurance policies. The agency assists tenants and apartment dwellers in securing coverage for personal belongings against theft, fire, and water damage from burst pipes. Clients can also discuss liability protection for accidents that occur within a rented residence. Beyond basic personal property coverage, the office regularly handles questions about adding valuable items like jewelry or electronics to a renters policy.
Klinger Insurance Group provides renters insurance coverage, helping clients protect personal belongings and liability risks within their leased homes. The agency works with clients to design policies that address specific coverage needs and budget considerations. Based in Germantown, MD, it assists renters in navigating policy options and obtaining appropriate protection. Its service plans include reviewing current policies annually and adjusting coverage as needed. The company serves clients living in single-family homes, apartments, retail units, and restaurants.
Jay Jarvis - State Farm Insurance Agent serves homeowners, renters, and property managers in Germantown, Maryland, by offering renters insurance policies designed to protect personal belongings and provide liability coverage. As a local agent, he helps clients understand coverage options for their rentals or leased properties. This agency also provides service to homeowners seeking similar protection. The team supports claims guidance and policy adjustments as needs change. Coverage is available for residents in nearby Gaithersburg and the surrounding Montgomery County area.
Antonio Tatis - State Farm Insurance Agent serves Germantown, Maryland, and the surrounding Montgomery County communities. This agency handles renters insurance policies, which cover personal belongings against theft, fire, and certain water damage while also providing liability protection for accidents within a rented home. It works with landlords and tenants to help secure appropriate coverage limits. The agency uses a consultative approach, taking time to listen to a client's specific living situation and inventory of belongings to recommend a policy that meets their needs.
For renters insurance, a distinction exists between one-time enrollment for long-term coverage and recurring policy renewals that keep protection active; Congressional Insurance Associates in Germantown, MD guides clients through selecting appropriate plans based on individual needs. Their services focus on helping renters secure affordable policies covering personal property and liability within the local area. Service arrangements operate primarily on an as-needed basis, with agents available to assist with initial sign-ups, policy changes, or renewal questions whenever the client requests support.
CF Alliance Insurance Services specializes in helping renters secure coverage in Germantown, MD, for personal property, liability, and additional living expenses. It works with local residents to explain policy options and assess their needs for appropriate protection. The company also assists with policy reviews and claims guidance to ensure clients understand their coverage. As winter approaches, CF Alliance Insurance Services helps tenants check that their policies include adequate protection against burst pipes or other cold-weather damage that might displace them.
As winter weather arrives in Germantown, residents often review their rental coverage to guard against burst pipes and ice damming. Sam Moinzadeh: Allstate Insurance helps renters navigate these local risks by outlining policy options for personal property and liability protection. The agency also discusses the importance of documenting possessions for potential claims. A typical first step involves a brief review of the renter's current living situation and an inspection of the apartment's basic safety features to identify potential discounts.
Preferred Insurance Solutions provides renters insurance coverage for residents of Germantown, Maryland. The agency focuses on personal property protection and liability coverage, with valuable add-ons available such as identity theft restoration and electronics protection. Policies are tailored for tenants in apartments, condos, and single-family homes. Commercial sectors served include office spaces, warehouses, and food service operations requiring liability and equipment endorsements.
Schaefer & Delauder Insurance provides residential renters insurance in Germantown, MD. Their agency also identifies and services commercial coverage options for tenants in business settings within the surrounding region. Customers rely on this firm for assistance with policies protecting personal property and liability. The team helps match clients with appropriate coverage levels to suit specific living or working spaces. Follow-up consultations and repeat service are readily available between regular policy review visits to address any changing needs or coverage questions.
What Does a a Renters Insurance Agent in Germantown Cost?
Renters insurance in Maryland typically costs between 15 and 30 dollars per month for standard coverage of 30,000 dollars in personal property and 100,000 dollars in liability. Costs vary based on your location in Germantown the value of your belongings and your chosen deductible. This is general information and not insurance advice.
About renters insurance agents in Germantown
Renters insurance agents in Germantown Maryland help tenants protect personal property from theft fire and water damage. Maryland law does not require renters insurance but many landlords in Montgomery County now include it in lease agreements. A local agent can explain how liability coverage and loss of use benefits work for your specific rental situation.
Frequently Asked Questions
Is renters insurance required by law in Germantown Maryland?
Maryland state law does not require renters insurance. However many landlords in Germantown and Montgomery County require tenants to carry a policy as a condition of the lease. Check your rental agreement for specific coverage minimums.
What does a renters insurance policy in Maryland typically cover?
A standard renters policy in Maryland covers personal property against perils like fire theft and vandalism. It also provides liability protection if someone is injured in your rental unit and may cover additional living expenses if your home becomes uninhabitable.
How do I choose a renters insurance agent in Germantown?
Look for an agent licensed in Maryland who offers policies from multiple insurers. Ask about coverage limits for high value items like jewelry or electronics. A local Germantown agent can help you understand how Montgomery County rental laws affect your policy.
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