The top-rated motorcycle insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Auto Cycle Insurance, Wilson Insurance Agency. This directory lists 14 motorcycle insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Auto Cycle Insurance | 400 Broadway | (401) 421-2005 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Jimenez And Associates | 1099 A Broad St | (401) 461-1561 |
| 6 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 7 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 8 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 9 | Gilbane Insurance Agency Inc. | 515 Elmwood Ave | (401) 781-8680 |
| 10 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
Cross Insurance serves the Providence, Rhode Island metropolitan area as a motorcycle insurance agent. The company specializes in helping local riders find appropriate coverage for their motorcycles, including liability and comprehensive protection tailored to regional riding conditions. It works with clients to understand the unique risks of navigating urban roads and New England weather, offering policies that can cover a range of two-wheeled vehicles. Specific services Crose Insurance handles in this area include collision coverage for bikes and uninsured motorist protection for riders.
Podmaska Insurance Agency Inc in Providence, RI offers a full range of motorcycle insurance coverage options tailored to local riders. Its services include policy selection for various bike types and liability protections. The agency helps clients review their coverage annually and adjust plans as riding needs change. It also assists with claims filing and answering questions about deductibles or discounts. In addition, Podmaska Insurance Agency Inc services single-family homes, apartments, retail spaces, and restaurants in the Providence area.
Auto Cycle Insurance in Providence, RI lets customers choose between a single-policy purchase for one-time riders or an ongoing annual plan for repeated coverage. Each option involves a tailored policy that protects motorcycles against liability, collision, and comprehensive damages common in Rhode Island. Coverage levels are adjusted to reflect local weather and traffic conditions. Clients can arrange service on a one-time basis for a temporary need or select scheduled and as-needed maintenance for their policy throughout the year.
Wilson Insurance Agency serves Providence, Rhode Island, and the surrounding communities. It handles motorcycle insurance policies tailored to riders' needs in the local area. The agency typically evaluates each client's bike type, riding habits, and coverage requirements to recommend protection options. It works with insurance carriers to secure policies that address liability, collision, and comprehensive needs. For a typical job, it begins with a consultation, identifies coverage gaps, then presents and explains policy choices before binding the selected coverage.
Many Rhode Island motorcyclists seek reliable coverage before the spring riding season begins. Jimenez And Associates in Providence provides motorcycle insurance agent services for riders navigating local policy options. The agent assists clients with comparing liability and comprehensive plans that meet state requirements. Discussions typically cover seasonal usage factors and available discounts for safety courses or multi-policy bundling. After reviewing a rider’s driving history and motorcycle specifications, the process concludes with an in-person or virtual inspection of the vehicle to verify its condition and confirm the initial policy details.
Insurance Leader specializes in connecting riders with tailored motorcycle insurance policies that account for bike type and riding frequency. This agency serves Providence, Rhode Island, handling policy renewals, coverage adjustments, and claims assistance for local motorcyclists. Understanding the region’s unpredictable weather patterns, it helps clients review and update their coverage before the rainy spring season arrives to ensure proper protection on wet roads.
Guzman Insurance Group, LLC: Allstate Insurance provides general liability and property coverage for businesses in Providence, Rhode Island. Specialty add-ons include professional liability policies and commercial auto insurance for company fleets. For motorcycle owners, it offers tailored protection for bikes and custom equipment, addressing unique coverage needs in the local riding community. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
World Insurance Associates LLC in Providence provides residential motorcycle insurance, helping local riders protect their personal bikes. The agency also offers commercial coverage for businesses using motorcycles for deliveries or fleet operations, serving clients across Rhode Island. Policies are tailored to individual needs, covering liability, collision, and comprehensive options. Riders can return to World Insurance Associates for policy updates, seasonal coverage adjustments, or adding accessories between their regular service visits, ensuring their coverage stays aligned with changing circumstances.
Gilbane Insurance Agency Inc. is a local provider of motorcycle insurance agents serving Providence, Rhode Island. The firm guides riders through policy options designed to protect motorcycles, covering standard liability and collision coverage. It also assists clients in understanding how factors like bike type and riding history affect their premiums. For added protection, the agency can help secure custom parts and equipment coverage for modified or unique motorcycles.
What Does a a Motorcycle Insurance Agent in Providence Cost?
Motorcycle insurance costs in Providence Rhode Island typically range from 300 to 800 dollars per year for basic liability coverage, and 600 to 1500 dollars per year for full coverage including comprehensive and collision. Factors such as your age, driving record, bike type, and coverage limits affect the final price. This is general information and not insurance advice.
About motorcycle insurance agents in Providence
Motorcycle insurance agents in Providence Rhode Island help riders find policies that meet state law requirements. Rhode Island requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 25 thousand dollars for property damage. An agent can also help you add comprehensive and collision coverage for your specific bike and riding habits.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Rhode Island?
Rhode Island law requires motorcyclists to have liability insurance with at least 25 thousand dollars per person for bodily injury, 50 thousand dollars per accident for bodily injury, and 25 thousand dollars for property damage. Uninsured motorist coverage is also required unless you reject it in writing.
Can I get motorcycle insurance if I have a prior accident or ticket in Providence?
Yes, many insurance companies in Rhode Island will still offer you a policy, though your premium may be higher. A local agent can compare quotes from multiple carriers to find an affordable option for your situation.
Does my motorcycle insurance cover me if I ride outside of Rhode Island?
Most standard motorcycle insurance policies provide coverage throughout the United States and Canada. However you should confirm with your agent that your policy includes liability and medical coverage for out-of-state travel.
Motorcycle Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · Pawtucket · Warwick