The top-rated motorcycle insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 10 motorcycle insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 3 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 4 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 5 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 6 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 7 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 8 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 9 | Newport Insurance Agency | 460 E Main Rd | (401) 619-1660 |
| 10 | Nationwide Insurance: SIG Insurance Agencies | 999 W Main Street | (401) 849-4100 |
AAA Middletown serves Newport County and the surrounding areas, providing motorcycle insurance agent services to local riders. The agency helps motorcyclists find coverage for their bikes, whether they need basic liability policies or more comprehensive plans. It works with clients who own cruisers, sport bikes, and touring motorcycles, assisting them in securing protection that meets state requirements. Policy options typically include provisions for accessories and roadside assistance, which are important for riders in this coastal Rhode Island region.
Carey, Richmond & Viking Insurance provides a full range of motorcycle insurance agent services in the Middletown, RI area, including liability, comprehensive, and collision coverage. It also offers guidance on coverage limits and policy customization to match a rider’s needs. The firm assists with claims processing and seasonal storage endorsements. As a local agency, it services a variety of properties such as single-family homes, apartments, retail shops, and nearby restaurants.
Hilb Group serves homeowners, renters, and local business owners in Middletown, Rhode Island, by offering motorcycle insurance tailored to their specific coverage needs. As a dedicated insurance agency, it works closely with clients to explain policy options for liability, collision, and comprehensive protection on two-wheeled vehicles. The agency helps riders assess their individual risk factors and secure appropriate coverage for their bikes. This motorcycle insurance agent also extends its services to clients in nearby Newport, ensuring riders across Aquidneck Island have access to reliable policy guidance and support.
Serving Middletown, Rhode Island, and the surrounding communities of Aquidneck Island, KVT Insurance LLC handles motorcycle insurance policies for local riders. The agency works to find coverage options that meet the specific needs of motorcycle owners, from liability to comprehensive plans. When a client contacts the agency, the typical approach starts with a review of the rider’s bike and driving history to compare available policies before presenting the most suitable choices.
At Aquidneck Island Insurance in Middletown, RI, clients can choose between a single policy purchase or ongoing annual renewals that adapt as coverage needs change. Motorcycle insurance agents here help riders select liability, collision, and comprehensive plans tailored to local riding conditions. Coverage can also include uninsured motorist protection and accessory coverage for bikes and gear. This agency offers services on both a one-time basis for new policies and as scheduled annual reviews to update coverage as personal circumstances or vehicle values shift.
As the arrival of spring draws riders back to Rhode Island’s coastal roads, The SIG Insurance Agencies in Middletown provides motorcycle insurance coverage tailored to local routes and seasonal use. Policies are structured to protect against weather-related risks and antique bike depreciation. An initial assessment of the motorcycle’s model and the rider’s typical mileage is conducted during a straightforward inspection step.
New Insurance Agency RI works with motorcyclists in the Middletown area to secure essential coverage for their vehicles. They can help riders add on tailored protections such as comprehensive and collision coverage for custom parts and accessories. Their services support a range of commercial sectors, including local offices, warehouses, and food service businesses that maintain motorcycle fleets for delivery or transport needs.
Located in Middletown, Rhode Island, Defend Insure Agency specializes in helping riders find coverage for a range of cycles, including cruisers, sport bikes, and touring models. It assists clients by comparing policies from multiple insurers to match individual riding habits and garage kept vehicles. As a full-service agency, it also handles administrative adjustments, including policy changes and claims support. With coastal weather and seasonal tourists affecting local roads, the agency helps riders secure protection against uninsured motorists during the busy summer riding months.
Newport Insurance Agency, located in Middletown, RI, provides residential motorcycle insurance coverage for local riders. The agency also offers commercial policies for businesses utilizing motorcycles in their operations throughout the area. Their services extend to clients across Newport County and surrounding communities. During initial consultations, agents review individual policy needs to recommend tailored coverage options. After securing a policy, the agency follows up with clients to assist with any adjustments or questions between regular visits, ensuring ongoing support for their insurance requirements.
Nationwide Insurance: SIG Insurance Agencies in Middletown, RI, is known for providing motorcycle insurance coverage to riders across the local area. Its service range includes standard liability, collision, and comprehensive policies tailored for various bike types and usage patterns. The agency helps clients understand state requirements and available coverage options specific to Rhode Island roads and seasonal riding conditions. An additional specialty service it can provide is offering customizable add-on protection for custom parts, accessories, and safety equipment.
What Does a a Motorcycle Insurance Agent in Middletown Cost?
Motorcycle insurance costs in Rhode Island vary based on factors like your driving record, bike type, and coverage limits. A typical annual premium for a standard policy might range from 400 to 1,200 dollars. Riders in Middletown may see slightly higher rates due to local traffic and theft risk. This is general information and not insurance advice.
About motorcycle insurance agents in Middletown
Motorcycle insurance agents in Middletown Rhode Island help riders find coverage that meets state requirements. Rhode Island law mandates liability insurance for all motorcycles operated on public roads. Agents can explain minimum limits and optional coverages like comprehensive and collision for local riding conditions.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Rhode Island?
Rhode Island requires motorcycle owners to carry liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. Uninsured motorist coverage is also required. An agent in Middletown can help you meet these minimums.
How do I find a motorcycle insurance agent in Middletown Rhode Island?
You can search online for local independent agents or contact national insurers with offices in Middletown. Many agents near East Main Road or West Main Road serve Newport County riders. Ask about discounts for safety courses or multi-policy bundles.
Does Rhode Island require helmet use for motorcycle riders?
Rhode Island law requires all motorcycle operators and passengers to wear a helmet. This applies to all riders regardless of age or experience. An agent can advise how helmet use may affect your insurance rates.
Motorcycle Insurance Agents in Other Rhode Island Cities
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