The top-rated motorcycle insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 14 motorcycle insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 10 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
Affordable Insurance serves the greater Providence metro area from its base in Pawtucket, Rhode Island. As a dedicated motorcycle insurance agent, it helps riders secure liability and comprehensive protection for their bikes. Many local motorcyclists require tailored policies that align with state regulations and seasonal riding patterns. This agency works to connect customers with appropriate coverage from standard insurers. Its services include custom parts coverage and roadside assistance provisions for excursion riders.
Andrews Insurance Agency in Pawtucket, RI provides a full range of motorcycle insurance services, including liability, collision, and comprehensive coverage. The agency offers seasonal policy adjustments for riders who store their bikes during winter months and can assist with custom equipment protection. Its service plans typically include annual policy reviews to ensure coverage adapts to changing vehicle values. The agency primarily supports individual riders but also extends its motorcycle insurance services to cover businesses that operate fleets of bikes for delivery or touring purposes.
Motorcycle insurance agents in Pawtucket, RI, generally help clients understand the difference between one-time policies for a single season and recurring annual coverage for year-round riding. Medicare Mavis assists local riders in selecting liability, collision, and comprehensive protection tailored to their bike’s value and usage. Coverage options are reviewed on a per-client basis, ensuring riders meet Rhode Island’s minimum requirements. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client is purchasing a new policy or updating an existing one.
Jack Tavares: Allstate Insurance serves the Pawtucket, Rhode Island area and its surrounding communities, handling motorcycle insurance policies for local riders. It provides coverage options that address a range of needs for owners of different bike types. The agency ordinarily begins a typical job by reviewing a client's specific riding habits and vehicle details to tailor a suitable policy, then explains the available protections clearly.
Butler & Messier Insurance serves motorcyclists and riders across Pawtucket, Rhode Island, offering liability, collision, and comprehensive coverage tailored to individual policy needs. As a motorcycle insurance agent, the company helps clients secure protection suited to their vehicles and riding habits. It also assists homeowners and property managers with finding appropriate policies for their specific situations. The agency provides coverage to riders throughout the Providence metropolitan area, including the neighboring community of Central Falls.
Smith Insurance Group provides specialized coverage options tailored to motorcycle owners, including liability, comprehensive, and collision policies for various bike types. Serving the Pawtucket, Rhode Island area, the agency works with local clients to find appropriate protection for their vehicles and riding habits. It helps riders assess their personal needs and select appropriate deductibles and coverage limits. As the warmer months in New England bring more frequent riding, the agency advises customers on how to handle seasonal policy updates and potential storage gaps during winter.
The changeable New England weather often catches Pawtucket riders off guard, requiring insurance coverage that adapts to varying road conditions throughout the year. Garcia Insurance Agency responds by helping motorcycle owners evaluate their current policies before the spring riding season begins. General agents work with local riders to navigate Rhode Island’s specific coverage requirements, ensuring protection against common regional hazards like wet roads and seasonal deer migrations. The process for new clients typically opens with a brief inspection of the bike’s VIN and current registration data.
All-Star Insurance Agency handles the general needs of motorcycle owners in Pawtucket, RI. This includes helping riders secure liability and comprehensive coverage for their bikes. The agency also specializes in common add-ons for local motorcyclists, such as coverage for custom parts and equipment. Their services support riders who own sport, cruiser, or touring motorcycles in the area. Additionally, the agency can assist offices, warehouses, and food service operations with their own commercial insurance requirements.
General Insurance LLC serves residential motorcycle owners in Pawtucket, Rhode Island, handling coverage for personal bikes. Commercial policies are available for riders using cycles for business or delivery. The company provides expert guidance on liability and comprehensive plans. Service extends to nearby cities and towns throughout Providence County. Claims and policy adjustments are addressed promptly when needed. Follow-up assistance is offered between regular visits to update coverage or verify vehicle documentation for returning customers.
T & R Svc LLC in Pawtucket, RI provides motorcycle insurance agent services for local riders, helping customers select policies that meet state requirements. This agency assists clients seeking coverage for various bike types, from cruisers to sport models. Its work includes explaining liability, collision, and comprehensive options available in the area. It can add on roadside assistance to policies for riders needing support during breakdowns.
What Does a a Motorcycle Insurance Agent in Pawtucket Cost?
Motorcycle insurance costs in Rhode Island vary by factors like your age, riding experience, bike type, and coverage limits. A typical annual premium for a standard policy in Pawtucket ranges from 400 to 800 dollars for basic liability coverage. Full coverage with comprehensive and collision can cost 800 to 1500 dollars per year. This is general information and not insurance advice.
About motorcycle insurance agents in Pawtucket
Motorcycle insurance agents in Pawtucket Rhode Island help riders find coverage that meets state law. Rhode Island requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. A local agent can explain these requirements and help you choose a policy that fits your riding needs.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Rhode Island?
Rhode Island law requires motorcycle owners to have liability insurance with at least 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Property damage coverage of 25 thousand dollars is also required. An agent in Pawtucket can help you meet these minimums.
Do I need uninsured motorist coverage for my motorcycle in Pawtucket?
Yes Rhode Island law requires uninsured motorist coverage for motorcycles. This coverage protects you if you are hit by a driver without insurance. Your agent can explain the options and help you choose appropriate limits.
Can I get motorcycle insurance if I have a prior violation on my record?
Yes many insurance companies in Rhode Island offer policies for riders with traffic violations or accidents. A Pawtucket agent can shop multiple carriers to find a company that accepts your driving history. Premiums may be higher depending on the violation.
Motorcycle Insurance Agents in Other Rhode Island Cities
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